Even though many parents are worried about their teen getting into an accident, buying a junker will actually make your premium increase to more than that of what it would be buying a safe, efficient vehicle.

1. By Choosing the Right Vehicle, You Can Save Money on the Cost of
Insurance
Becoming a teenager means getting your
driver’s license. In getting their first car, teens
are on the road to independence. Making sure
that your teen is driving a vehicle that is
equipped with all of the new safety features can
mean the world of difference for getting
affordable car insurance and saving the life of
your teen.
Beyond worrying about your teen on the
roadways, your bank account will suffer trying
to pay for the cost of car insurance for your
young driver. Adding your teenager to the policy can cause your premiums
to increase by as much as 50 percent. With a little planning and
preparedness, you can take that increase and cut it in half. Based on
information from reports, choosing the proper vehicle for young driver is the
key to ensuring that your teen is protected out on the roadways, while still
providing you with a policy that you can afford.
Even though many parents are worried about their teen getting into an
accident, buying a junker will actually make your premium increase to more
than that of what it would be buying a safe, efficient vehicle. Young drivers
need to be in vehicles that have air bags, antilock brakes and other safety
features that are often not found in the older vehicles. Once the insurance
company knows all of the features on the vehicle, they can make sure you
get all of the available discounts on the premium. Don’t just get liability
insurance; make sure you purchase full collision coverage to make sure you
are not stuck paying a fortune out of pocket for an accident.
When it comes to a teenager’s first vehicle, you don’t want to get them a
large vehicle to head out on the open road. Bigger vehicles tend to be more
unwieldy for those who are inexperienced. Beyond just being more difficult
to drive, they also cost a lot more to fuel their tanks. Even though an SUV
or truck might be popular with your teen, you don’t want them to be
involved in a rollover accident due to their high center of gravity. Choosing
carefully can make the world of difference for your teen and your wallet.
Steely & Smith Insurance | (215) 345-9410 | http://steelyandsmith.com
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