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CDL CSR Competition




                 Team Eywa
                         Amritha
                        Anubhav
                         Apratim
                        Aradhita
                      Inderpreet
                       Siddharth

                               1
Agenda


Introduction – About GreenPost


   The Problem


    The Solution


   Research


Recommendations


                                 2
Introduction




               3
GreenPost

   Established in 2005, and incubated at
    the National University of Singapore

   First company in Asia to offer
    aggregated bill presentment

   Allows consumers to aggregate and
    see their electronic bills in one
    platform

   Available for consumers in Singapore,
    Malaysia, UAE, Australia and the
    United States


                                            4
GreenPost Consumer Bills
  Service providers providing GreenPost
   e-billing service
    – SingTel

    – StarHub, M1

    – SP Services

    – NUSS

    – Keppel Club

    – Singapore Swimming Club

    – Sunpage


                         Source : GreenPost (2012)   5
GreenPost in-app mobile billing

   One simple integration

   One-time payments

   Direct Billing API

   GreenPost hosted payment pages

   Regulations




                                     6
The Problem




              7
The Value Chain
   VTT TECHNICAL RESEARCH CENTRE OF FINLAND

                             What is a life cycle?

                                                                                            PRINTING AND
    PAPER AND BOARD
                                                                                            CONVERTING
    MANUFACTURING




                                      PAPER TO THE CUSTOMER



                                                                                                USE
   RAW
   MATERIALS’
   PRODUCTION




                                                  PAPER RECYCLING
                                                                                      RECOVERED PAPER

                                               CO2 from wood fibre



                                                                            INCINERATION   WASTE DISPOSAL




                                          Other raw                  Emissions and
                         O Wood fibre 0
                        S Kum0. 0
                        H S i 24 1
                            m .2
                              t                           Energy
                                                                     Solid waste
                                          materials
                                                                                                            8
Issues

                         Deforestation-
                           17867.50
                             Acres

         Garbage/Dum
           p – 46.17                      Impact on
            Million                        Wildlife
         Garbage Bags




                                          Wood- 3.57
         Waste Water-
                                           Billions
         10.75 Billion
                                          Pounds of
          Gallons of
                                            wood
         Waste Water
                                          consumed
                          Greenhouse
                           Emissions-
                          4.16 Billion
                           pounds of
                             gases        Source : Calculations performed using
                           produced                 PayItGreen.com                9
The Solution
A CSR Perspective




                    10
CSR: the way forward

     Paperless Billing

     Company Savings

     Customer Savings

     Environmental
      Benefits

     Overall Convenience
                            11
Research
CSR Implementation Program




                             12
Advantage to Partners

     Cost Benefits in
                           Reduced time for
      terms of
                             bills to reach
       – Bottom-line
                             customers
       – Operational
          costs
       – Third party       Efficient
          payment            management of
          collectors         billing accounts
     Reduced Overheads




                                                13
Cost Benefits to Partners

                               • 20 minutes
     Servicing Time            • Number of customers served in a month =
                                 3/hour x 8 hours x 22 days = 528



                               • Salary of customer service officer: $1,800
     Cost per Visiting           per month
        Customer               • Apportionment of labour cost to each walk-
                                 in customer: 528/1,800 = $3.41


                               • Management cost (10%), Location cost
                                 (10%), IT infrastructure cost (10%)
      Adding Other             • = $3.41 + 30% = $4.43
     Associated Costs          • Total servicing cost for each in-centre
                                 customer = $4.43

                   Source : Stakeholder Discussions                           14
Advantage to Consumers
   Integrated Platform



   Convenience



   Security



   Mobility



                          15
Recommendations




                  16
CSR Social Media Marketing

  Great tool for
   stakeholder
   engagement

  “Paper Saving
   Campaign”

  Incentives or cash back
   options

  Attract the intended
   consumer base


                             17
Target the Youth

   Focus on the large student
    community

   Target Singaporean
    polytechnics and universities

   Evangelize electronic billing via
    guest lectures and roadshows

   Communicate to students that:
     – Eliminates task of paying
       bills physically
     – Saves time and effort
                                        18
Cost Advantage to Billers

  Emphasize the positive
   bottom-line impact


  Highlight the other
   indirect cost savings
    — Salary compensation for
                                            Telco Name         Potential Cost
      billing personnel                                      Savings (in $ SGD)
    — Cost of late payments            Singtel               34,985,001
    — Cost of reminders sent           Starhub               20,842,128
      for late payments                M1                    18,609,043


                     Source : Calculations performed using
                                                                                  19
                              PayItGreen website
The Green Connection

  GreenPost           WWF


  2% of GreenPost's revenue is donated to WWF
   Singapore


  Get support of Global or Singaporean celebrities
   to endorse the service


  Add credibility and authenticity to their cause


                                                      20
THANK YOU !!


               21

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CSR - Greenpost, Singapore

  • 1. CDL CSR Competition Team Eywa Amritha Anubhav Apratim Aradhita Inderpreet Siddharth 1
  • 2. Agenda Introduction – About GreenPost The Problem The Solution Research Recommendations 2
  • 4. GreenPost  Established in 2005, and incubated at the National University of Singapore  First company in Asia to offer aggregated bill presentment  Allows consumers to aggregate and see their electronic bills in one platform  Available for consumers in Singapore, Malaysia, UAE, Australia and the United States 4
  • 5. GreenPost Consumer Bills  Service providers providing GreenPost e-billing service – SingTel – StarHub, M1 – SP Services – NUSS – Keppel Club – Singapore Swimming Club – Sunpage Source : GreenPost (2012) 5
  • 6. GreenPost in-app mobile billing  One simple integration  One-time payments  Direct Billing API  GreenPost hosted payment pages  Regulations 6
  • 8. The Value Chain VTT TECHNICAL RESEARCH CENTRE OF FINLAND What is a life cycle? PRINTING AND PAPER AND BOARD CONVERTING MANUFACTURING PAPER TO THE CUSTOMER USE RAW MATERIALS’ PRODUCTION PAPER RECYCLING RECOVERED PAPER CO2 from wood fibre INCINERATION WASTE DISPOSAL Other raw Emissions and O Wood fibre 0 S Kum0. 0 H S i 24 1 m .2 t Energy Solid waste materials 8
  • 9. Issues Deforestation- 17867.50 Acres Garbage/Dum p – 46.17 Impact on Million Wildlife Garbage Bags Wood- 3.57 Waste Water- Billions 10.75 Billion Pounds of Gallons of wood Waste Water consumed Greenhouse Emissions- 4.16 Billion pounds of gases Source : Calculations performed using produced PayItGreen.com 9
  • 10. The Solution A CSR Perspective 10
  • 11. CSR: the way forward  Paperless Billing  Company Savings  Customer Savings  Environmental Benefits  Overall Convenience 11
  • 13. Advantage to Partners  Cost Benefits in  Reduced time for terms of bills to reach – Bottom-line customers – Operational costs – Third party  Efficient payment management of collectors billing accounts  Reduced Overheads 13
  • 14. Cost Benefits to Partners • 20 minutes Servicing Time • Number of customers served in a month = 3/hour x 8 hours x 22 days = 528 • Salary of customer service officer: $1,800 Cost per Visiting per month Customer • Apportionment of labour cost to each walk- in customer: 528/1,800 = $3.41 • Management cost (10%), Location cost (10%), IT infrastructure cost (10%) Adding Other • = $3.41 + 30% = $4.43 Associated Costs • Total servicing cost for each in-centre customer = $4.43 Source : Stakeholder Discussions 14
  • 15. Advantage to Consumers  Integrated Platform  Convenience  Security  Mobility 15
  • 17. CSR Social Media Marketing  Great tool for stakeholder engagement  “Paper Saving Campaign”  Incentives or cash back options  Attract the intended consumer base 17
  • 18. Target the Youth  Focus on the large student community  Target Singaporean polytechnics and universities  Evangelize electronic billing via guest lectures and roadshows  Communicate to students that: – Eliminates task of paying bills physically – Saves time and effort 18
  • 19. Cost Advantage to Billers  Emphasize the positive bottom-line impact  Highlight the other indirect cost savings — Salary compensation for Telco Name Potential Cost billing personnel Savings (in $ SGD) — Cost of late payments Singtel 34,985,001 — Cost of reminders sent Starhub 20,842,128 for late payments M1 18,609,043 Source : Calculations performed using 19 PayItGreen website
  • 20. The Green Connection  GreenPost WWF  2% of GreenPost's revenue is donated to WWF Singapore  Get support of Global or Singaporean celebrities to endorse the service  Add credibility and authenticity to their cause 20

Hinweis der Redaktion

  1. "Everything is connected to everything else" is often called the First Law of Ecology. Helping human society to prosper in the 21st century requires that we recognize the importance of living in balance with our physical environment and treating each other with dignity and equity.Ladies & gentlemen, We, Team Eywa would like to present our proposal on the CSR strategies GreenPost could adopt to make this planet a better place...
  2. Mr. HarveenNarulaMr. Anand SinghCommercially launch in March 2010
  3. One simple integration - app store quality, direct billing connections with mobile operators, credit cards and customers worldwide.• One-time payments• Direct Billing API • Redirection of customers to GreenPost hosted payment pages• Operator and country regulations, local tax implications, currency conversion and out payments taken care of.
  4. PayItGreen is a coalition led by NACHA (National Automated Clearing House Association) — The Electronic Payments Association — whose members are committed to educating consumers and businesses about the positive environmental impacts of choosing electronic payments, bills, and statements over paperWells Fargo, US Bank, JP Morgan and few more financial institutions..
  5. When a paper billing firm moves on to the GreenPost e-billing platform, there get numerous advantages. Cost Benefits: Costs are reduced that they expend in designing, printing, packaging and dispatching paper bills. Reduces overheads: It removes the overhead of undergoing this entire exercise, as a result of which many organisation resources can be vacated. Faster: The GreenPost system is faster and efficient. It reduces the time which takes to for the billing information to reach a consumer.Efficiency:GreenPost e-billing is efficient in terms of managing the entire billing prcess and also in keeping track of a customers accounts
  6. Integrated Platform: it provides them a single platform to pay all their bills. Thus they do not need to keep track of each of their bills separately. Convenience: It offers the customers an added convenience because it keeps track of invoices for customers. Customers do not need to bother themselves with signing invoices or visit the bankSecurity: In providing all the services above, it does all this securely. It uses 256-bit SSL encryption for communication on web and mobile. And uses the AES 256-but standard for data storage.Mobility: Customers have the advantage of paying the bills from wherever they want and whenever they want.
  7. 2% of GreenPost's revenue is donated to WWF SingaporeLeverage the relationship with WWF and try to get on board celebrities or local to endorse their serviceGreenPost should also have WWF and other organizations on their website to add credibility and authenticity to their cause