Incorporate factors such as perceived trust and risk into the TAM; and incorporate perceived relative advantages, perceived compatibility, and gender difference into the TAM framework.
Ride the Storm: Navigating Through Unstable Periods / Katerina Rudko (Belka G...
The success of international e commerce business online payment niet.
1. The success of international e-commerce business online payment niet.
The systematic increase of Internet integration in consumers' decision making processes has created a
strong impetus for retailers to go online. In 2005, 34% of Canadian retailers had a Website and 11.4%
sold products on the Web. The proportions at finance and insurance sectors were 43% and 8%,
respectively, compared with 51% and 14% for that of arts and culture. While both transactional and
informational commercial activity on the Web of niet online payment is growing, studies did not find
sites directed at consumers to always meet expectations. One of the biggest obstacles to international
ecommerce is the lack of a single law that governs transactions on the Internet.
The Web extends a company's reach beyond a single border, making it subject to potentially numerous
laws of many countries. There is however certain issues that policy makers and companies conducting
international electronic commerce need to work out, any one of which can seriously threaten the
success of international e-commerce online payment niet. In the following we discuss five key legal
issues that affect international e-commerce: jurisdiction, recognition of electronic contracts, consumer
protection, conflict resolution, and privacy.
Jurisdiction refers to the question of whose rules will apply to a transaction when the buyer and seller
are located in different countries. Traditionally the jurisdiction of courts has been defined to coincide
with geographic boundaries based on the notion that consumers will shop and do business near where
they live. International electronic commerce throws this notion into chaos. For example, if a person
located in Country a purchases an item from a supplier in Country B by connecting to a server in Country
C, it is not clear whether the laws of Country A, Country B, or Country C would apply. With so many
jurisdictions involved, uncertainties arise as to the regulations and mechanisms that should apply to
protect both consumers and businesses.
Left unresolved, businesses and consumers are likely to shy away from international electronic
transactions and stick to domestic ones. There are two main views to the issue of jurisdiction. The first
view defines jurisdiction by considering a cross-border electronic transaction as taking place in only one
country. This country could be either the buyer's country (country of destination) or the seller's country
(country of origin). The second view favors making the laws and regulations the same in every country
through a process of harmonization. The country of destination view is supported largely by government
regulators and consumer rights advocates.
This view arises from the assumption that consumers are at a disadvantage during an international
transaction and therefore should be protected by the legal system of their countries. In spite of its
intuitive appeal, this approach would raise the costs of international electronic commerce online fee
payment niet and therefore reduce the number of companies engaged in its conduct, since sellers need
to learn and comply with myriad laws of many countries.