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Preparing to Approach Your Lender Mission Community Services Corp. 1/31/2008 A Zeller
“ What we’ve got here is a failure to communicate!”  Cool Hand Luke 1/31/2008 A Zeller Though beaten, Luke refuses to stay down!
You Speak Different Languages! ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
Don’t Forget the Golden Rule ,[object Object],[object Object],1/31/2008 A Zeller
Debt vs Equity Financing  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
What Are Your Choices? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
What Are Your Choices? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
What Are Your Choices? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
What Are Your Choices? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
The Loan Application Process ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
Parts of a Loan Proposal ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
The Seven C’s of Lender Reviews ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
Terms ,[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
SOURCE AND USE 1/31/2008 A Zeller SOURCE - Amount You Need Amount Requested $   Owner's Investment $   TOTAL USE OF FUNDS Working Capital $   Equipment & Machinery $   Furniture & Fixtures $   Commercial Real Estate $   Leasehold Improvements $   Debt Restructuring $     TOTAL $  
Financial Statements ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
Operating Cycle ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
Ratios & Liquidity ,[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
Negotiation ,[object Object],[object Object],[object Object],1/31/2008 A Zeller
Questions & Answers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1/31/2008 A Zeller
1/31/2008 A Zeller Please complete your workshop evaluation before you go!

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Business Loan Proposals

  • 1. Preparing to Approach Your Lender Mission Community Services Corp. 1/31/2008 A Zeller
  • 2. “ What we’ve got here is a failure to communicate!” Cool Hand Luke 1/31/2008 A Zeller Though beaten, Luke refuses to stay down!
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14. SOURCE AND USE 1/31/2008 A Zeller SOURCE - Amount You Need Amount Requested $   Owner's Investment $   TOTAL USE OF FUNDS Working Capital $   Equipment & Machinery $   Furniture & Fixtures $   Commercial Real Estate $   Leasehold Improvements $   Debt Restructuring $     TOTAL $  
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20. 1/31/2008 A Zeller Please complete your workshop evaluation before you go!