1. “ Affordable and Equitable Life Insurance”

8. Management Profile Officers of the Business Qualifications CEO Must hold a Ph.D. Must be an experienced business leader, business manager and business consultant Must have an entrepreneurial spirit and a bias for action Must maintain an attitude of openness and flexibility, and have a consistent sense of urgency Vice-President for Finance Preferably have a masters degree in Accounting and is a CPA Must know how to control large amounts of money Vice-President for Marketing Preferably have a masters degree in Advertising Must have ample experience in dealing with the media Vice-President for Personnel & Management Preferably have a masters degree in Human Resource Management Must know how to assert oneself and deal with personnel problems Must be very good with associating with both employees and clients Vice-President for Technical Facilities Preferably have a masters in engineering and must be a licensed Engineer Must be confident and know how to keep work efficiency Vice-President for Legal Affairs Preferably have a masters degree in Law and is a member of the Bar Must be legally competent and must be aware of all current issues, especially those pertaining to the company

9. Financial Statements

11. Places, Products, Prices and Promotions

40. “ What we can offer”

50. “ Spreading the word”

56. UMANIAN LIFE INSURANCE COMPANY COMPETITOR COMPANIES The Umanian Insurance Company envisions itself to be an industrial institution that upholds integrity, embodies trust and performs with empathy and compassion throughout all of its endeavors. Vision SunLife: To be an international leader in protection and wealth management. Philam Life: “To be the preferred provider of financial security for all Filipinos.” Standard: “The Insurance Standard” Malayan: MALAYAN EQUALS INSURANCE Insular Life: We are Insular Life, the pioneering and largest Filipino life insurance company. We enable our professional, customer-oriented employee and agency force to render service of the highest quality.

57. UMANIAN LIFE INSURANCE COMPANY COMPETITOR COMPANIES Our company’s mission is to provide competent quality insurance products through equitable programs, well-though out partnerships and useful, trustworthy life insurance plans in order empower our clients to fulfill their dreams and live a full, happy life. Mission Sunlife: To help customers achieve lifetime financial security. Philam Life: committed to provide excellent service to identify and meet the financial needs of the Filipino people. Standard: Standard Insurance Co., Inc. is committed to continuously improve the quality of service to the insuring public by raising the standard of competency and professionalism, and through integrity. Malayan: Malayan guarantees to provide its policyholders the best non-life insurance protection and fair and prompt settlement of valid claims at all times. Insular Life: Our mission is to provide a full-range of high-value insurance products and other financial services that empower families to fulfill their dreams, thus helping build a stronger Philippines.

58. UMANIAN LIFE INSURANCE COMPANY COMPETITOR COMPANIES As a life insurance company, UIC does not simply intend to offer life insurance to our clients—instead, we aim to better their lives and futures through plans that will last. Also, in our mission to make your life better; we aim to ease clientele life choices by offering trustworthy life plans; we aim to uphold Filipino values in lieu with our own core values of integrity, obligation and compassion; we aim to provide unique quality service that is both affordable and expedient to all our clients. Goals Sunlife: To provide sound financial solutions for our customers and always work with their interests in mind. And to deliver value to the customers and shareholders we serve and to the communities in which we operate. Philam Life: To put forth “The Power of WE” Standard: To instill a quality culture that promotes the values of professionalism, integrity, discipline, teamwork and productivity. To maintain profitability and other financial targets and sustain competitiveness of the company in the non-life insurance business. To consistently give our customers value for their money. To recruit and retain competent people committed to perform at their best in delivering quality service to our customers. To promote employees' continuous professional and personal development. Malayan: To work with passion for excellence, sense of urgency, Professional discipline, teamwork and loyalty for our customers. Insular Life: We optimize stakeholder value by pursuing strategic opportunities, and by achieving sustained growth through dynamic marketing, prudent investments, and exceptional service.

60. 4P’s UMANIAN LIFE SUNLIFE PHILAM LIFE STANDARD MALAYAN INSULAR LIFE Product Life insurance with coverage from 150,000 to 1,000,000 pesos Life insurance with coverage from 500,000 to 1,000,000 pesos Life insurance with coverage from 300,000 to 5,000,000 pesos Personal Accident Insurance with coverage from 100,000 to 1,000,000 pesos Personal Accident Insurance with coverage from 100,000 to 5,000,000 pesos Life insurance with coverage from 300,000 to 3,000,000 pesos Price Prices range from 150,000 to 500,000 pesos Prices range from 150,000 to 1,000,000 pesos Prices range from 150,000 to 1,000,000 pesos Prices range from 150,000 to 3,000,000 pesos Prices range from 150,000 to 5,000,000 pesos Prices range from 150,000 to 1,000,000 pesos