Most people in England live in urban areas and own their own homes. There are different types of houses depending on location - in cities people live in flats, while in towns there are terraced houses which are joined together in long rows. Detached houses are not joined to another house, while semi-detached houses are joined on one side to another house. Houses are typically made of local stone or brick and come in various styles like Victorian semi-detached houses, flats in apartment buildings, terraced houses, bungalows and converted buildings like old oast houses.