- What is the share of consumers who own E-Wallets in Malaysia amid the COVID-19 pandemic? - What are the top 5 E-Wallets used in Malaysia during the pandemic? - How did the COVID-19 crisis affect the mobile payment market in Malaysia? - What features did the top mobile payment services providers in Malaysia offered to cope with the COVID-19 pandemic? - How is the number of transactions via E-Wallets in Malaysia expected to change during the on-going COVID-19 crisis? Full Report: https://bit.ly/3ONs3As

2. © Copyright 2015 ystats.com GmbH & Co. KG, 22765 Hamburg, Germany 2

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GENERAL METHODOLOGY OF MARKET REPORTS
Secondary Market Research
 The reports are compiled based on secondary market research. Secondary research is information gathered from previously published sources. Our reports are
based on information and data acquired from national and international statistical offices, industry and trade associations, business reports, business and
company databases, journals, company registries, news portals and many other reliable sources. By using various sources we ensure maximum objectivity for
reported data. As a result, companies gain a precise and unbiased impression of the market situation.
 Cross referencing of data is conducted in order to ensure validity and reliability.
 The source of information and its release date are provided on every chart. It is possible that the information contained in one chart is derived from several
sources. If this is the case, all sources are mentioned on the chart.
 The reports include mainly data from the last 12 months prior to the date of report publication. Exact publication dates are mentioned in every chart.
Definitions
 The reports take into account a broad definition of B2C E-Commerce, which might include mobile commerce. As definitions may vary among sources, exact
definition used by the source (if available) is included at the bottom of the chart.
Chart Types
 Our reports include text charts, pie charts, bar charts, rankings, line graphs and tables. Every chart contains an Action Title, which summarizes the main
idea/finding of the chart and a Subtitle, which provides necessary information about the country, the topic, units or measures of currency, and the applicable time
period(s) to which the data refers. With respect to rankings, it is possible that the summation of all categories amounts to more than 100%. In this case, multiple
answers were possible, which is noted at the bottom of the chart.
Report Structure
 Reports are comprised of the following elements, in the following order: Cover page, preface, legal notice, methodology, definitions, table of contents,
management summary (summarizing main information contained in each section of report) and report content (divided into sections and chapters). When
available, we also include forecasts in our report content. These forecasts are not our own; they are published by reliable sources. Within Global and Regional
reports, we include all major developed and emerging markets, ranked in order of importance by using evaluative criteria such as sales figures.
Notes and Currency Values
 If available, additional information about the data collection, for example the time of survey and number of people surveyed, is provided in the form of a note. In
some cases, the note (also) contains additional information needed to fully understand the contents of the respective data.
 When providing information about amounts of money, local currencies are most often used. When referencing currency values in the Action Title, the EUR
values are also provided in brackets. The conversions are made using the average currency exchange rate for the respective time period. Should the currency
figure be in the future, the average exchange rate of the past 12 months is used.

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METHODOLOGY OF THE CURRENT REPORT
Report Coverage
 This report covers the Malaysian payment market with a focus on the reaction of the top Mobile Payment Service Providers to the COVID-19 outbreak. It
includes information related to payment methods used, transaction volumes, payment trends and recent COVID-19 related news of the top Mobile PSPs in
Malaysia.
 Our report focuses on the strategies adopted by Malaysian Mobile PSP’s during the COVID-19 pandemic. Information related to both remote and in-store
payments.
 The data in our reports is from sources mostly published in the previous 12 months. The exact date of publication of the source is stated on each chart. The time
period which the data refers to differs by source.
Report Structure
 The Overview chapter opens the report, featuring a summary of the payments market in Malaysia. The latest trends and developments are summarized on the
text charts and data highlights are provided on quantitative charts.
 The rest of the report is divided by the top four Mobile PSP’s presented in the descending order of consumer preference. Within each chapter, there is a
company profile as well as text charts with relevant news and quantitative charts.
 Depending on data availability, the following types of market information are included: value and/or volume of transactions, number of users, payment methods
used in-store and online, plus COVID-19’s impact on the Mobile PSPs.
 Not all the mentioned types of information are provided for each of the covered Payment Service Providers due to varying data availability.

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DEFINITIONS
 COVID-19 / CORONAVIRUS
An infectious disease triggered by an intense acute respiratory sickness. COVID-19 was first identified at the end of
2019 in Wuhan, China, and spread worldwide, becoming known as the coronavirus pandemic.
 B2C E-COMMERCE
the sale of products (and services) through electronic transactions via the Internet from businesses to consumers
(B2C). A broader definition of retail E-Commerce applied by some sources also includes consumer-to-consumer
(C2C) sales.
 E-COMMERCE SALES
the total sales generated either on the E-Commerce market in a certain country or region, or the total sales
generated through E-Commerce by a player on the market.
 ONLINE SHOPPERS the total number of inhabitants in a certain country or region that participate in B2C E-Commerce.
 ONLINE TRAVEL
the sale of goods (and services) directly to consumers in other countries, with orders delivered from the country
where the foreign shop is based or from a central logistics facility, i.e. across the country’s borders.
 ONLINE PAYMENT
Transfer of money made over the Internet following a consumer’s payment command, includes payments for
product and service purchased in B2C E-Commerce and M-Commerce.
 E-WALLET/DIGITAL WALLET
A prepaid digital account, allowing users to store money and use it in online or mobile transactions. The examples
of E-Wallets or digital wallets include Alipay and PayPal.
 CONTACTLESS PAYMENT
Near Field Communication is a set of standards to create radio communication by bringing devices close together
or having them touch each other. In that way, contactless data exchange and contactless payment transactions
using an NFC-enabled smartphone or other mobile device can take place. Similarly, contactless payments can be
made by credit and debit cards enabled with the contactless technology.
 CONTACTLESS DELIVERY
A method of delivery where the parcel is left outside the door or dropped off at a specified location on the premises
to avoid person-to-person contact when handing in the item.
 BUY ONLINE PICK-UP IN STORE
(BOPIS)
An omnichannel service allowing customers to order items online and have them delivered to a store outlet for
pickup.
The following expressions and definitions are used in this Mobile Payment Service Providers report*:
Note: *the definitions used by the original sources might differ from the ones stated on this chart; the exact definition used by each source, where available, is included on the respective
charts

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TABLE OF CONTENTS (1 OF 2)
1. Management Summary
2. Overview
• COVID-19’s Impact on E-Wallet Payment Services, November 2020
• Frequency of Online Purchases, in % of Online Consumers, April 2020
• Consumer Goods E-Commerce Value, in USD billion, 2020e & 2025f
• Top 10 E-Commerce Web-Sites, by Monthly Web Visits, April 2020 – June 2020
• Breakdown of Used Payment Methods for Online Shopping, in % of Respondents, July 2020
• Share of Transactions and Share of Transactions Value, by Payment Instrument, in % of Total Transactions, 2019 & 2024f
• Consumers Who Prefer Contactless Card Payments, in % of Consumers Using Cards for Payments, by Card Payment Type, June 2020
• Share of Consumers Who Own E-Wallets in Selected Countries, incl. Malaysia, the Philippines, Thailand, and Singapore, in %, March
2020 – April 2020
• Number of Digital Wallet Accounts, in millions, and Year-on-Year Change, October 2019 - March 2020
• E-Wallets Transaction Value, in USD billion, 2019 & 2025f
• Top 5 E-Wallets Used, in % of Consumers, Q1 2019 – Q2 2020
• Top 3 Business FinTech Usage, in % of FinTech Business Users, June 2020 – July 2020
• Mobile POS Transaction Value, in USD billion, 2020 & 2024f
• Attitude Towards Virtual Banking, in % of Bank Account Owners, October 2019
• Profile of Maybank2u and MAE, November 2020
• COVID-19’s Impact on Maybank2u and MAE activity, November 2020
• Preferred Payment Methods, in % of Online Consumers, March 2020 & April 2020
• Bill Payments Using E-Wallets, by E-Wallets, in % of Consumers, July 2019 - September 2019
• Profile of Samsung Pay and COVID-19’s Impact on its activity, November 2020
3. Touch ‘n Go
• Profile of Touch ‘n Go in Malaysia, November 2020
• COVID-19’s Impact on Touch ’n Go’s activity, November 2020
• Touch ‘n Go’s Total Registered Users and Annual Active Users, in millions, March 2020 & June 2020
• Top App Publishers Based on Downloads, in millions, October 2020

8. 4. Boost
• Profile of Boost in Malaysia, November 2020
• COVID-19’s Impact on Boost’s activity, November 2020
• Boost’s Registered Users, in millions, 2018, 2019 & 2020
• Food & Beverages Purchases via E-Wallets, by Kind of Vendor, in %, and Share of E-Wallets, in %, July 2019 - September 2019
5. GrabPay
• Profile of GrabPay in Malaysia, November 2020
• COVID-19’s Impact on GrabPay’s activity, November 2020
• Share of Total Cashless Transactions and Share of Grab’s Cashless Transactions, in %, March 2019
6. BigPay
• Profile of BigPay in Malaysia, November 2020
• COVID-19’s Impact on BigPay’s activity, November 2020
• BigPay’s Sales Value, in MYR million, Q2 2018, Q2 2019, & Q2 2020
TABLE OF CONTENTS (2 OF 2)
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1.
2.
3.
4.
5.
6.
Management Summary
Overview
Touch ‘n Go
Boost
GrabPay
BigPay
9 – 11
12 – 31
32 – 37
38 – 43
44 – 48
49 – 53

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Bank Debits and Transfers
47%
Cards
25%
Cash-Based
12%
Digital Wallets
6%
Other
9%
During the health crisis, 47% of respondents in Malaysia used bank
transfers, whereas 6% preferred digital wallets for online shopping.
Malaysia: Breakdown of Used Payment Methods for Online Shopping, in % of Respondents, July 2020
Survey: based on a survey, the number and profile of respondents in Malaysia was not revealed
Source: Stripe, July 2020

11. 34.2
36.0 38.0
42.8
46.0 47.7
77.5% 75.2%
70.0%
81.2%
87.9%
84.5%
0%
25%
50%
75%
100%
0
20
40
60
80
October 2019 November 2019 December 2019 January 2020 February 2020 March 2020
Network-Based E-Money Accounts in % Year-on-Year Change
in%Year-on-YearChange
inmillions
The growth of digital wallets in Malaysia was accelerated during
COVID-19 outbreak in Q1 2020, compared to the previous quarter.
Malaysia: Number of Digital Wallet Accounts, in millions, and Year-on-Year Change, October 2019 -
March 2020
Definition: network-based e-money instruments
Source: Bank Negara Malaysia, June 2020
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