7. COOP PESOS RANKING
1- 96 to 100 Very Good
2- 90 to 95 Good
3- 80 to 89 Fair
4- 70 to 79 Poor
5- below 70 Very Poor
Overall Ranking: 3-80.4%
8. Weight Max. Raw Actual Rating
Score Score
COOP 20%
C 20 20
O 26 26
O 40 36
P 14 14
Total Pts. 100 96 19.20
9. Weight Max. Raw Actual Score Rating
Score
PESOS 80%
P 25 18
E 20 19
S 30 24
O 10 9
S 15 5.5
Total Pts. 100 76 60.8
TOTAL COOP- 80
RAWSCORE
PESOS
Overall Rating 3
10. Max. Eq.
Standard Score Pts. Points
PORTFOLIO
QUALITY
Portfolio at risk 5% or less 12.07% 9 15
Allo. For probable 100% 100% 5 5
losses on loans (over
365 days)
Allo. For probable 35% 33.70% 4 5
losses on loans (1-12
mos.)
11. Max. Eq.
Standard Score Pts. Points
EFFICIENCY
Asset Yield Atleast inflation 4.89% 4 4
rate
Ope. Self-sufficiency 120% & above 133.56% 4 4
ROR on Member’s Share Higher than 5.65% 4 4
inflation rate
Loan Portfolio Profitability More than 20% 23.38% 4 4
Cost per Peso Loan P0.10 0.18 1 2
Admin. Efficiency 3%-10% 8.69% 2 2
12. Max. Eq.
Standard Score Pts. Points
STABILITY
Solvency Atleast 110% 113.61% 10 10
Liquidity Not less than 15% 34.13% 10 10
Net Institutional Atleast 10% 3.73% 4 10
Cap.
13. Max. Eq.
Standard Score Pts Points
.
OPERATIONS
Performance of 75-100% 4% 4 5
Membership of target
Growth
Trend in External 0 0% 5 5
Borrowings
14. Score Pts. Max. Eq.
Standard Pts.
STRUCTURE
OF ASSETS
Asset Quality Not more than 17.46% 0 5
5%
Total Dep./Assets 55-65% 49.31% 3 5
Total LR/ Total Assets 70-80% 61.37% 1.5 2
Total Mem.SC/Assets 35-45% 24.68% 1 3
TOTAL
76 100
25. • IN ELEVEN YEARS (2000 TO
2011)
• … WE HAVE INCREASED
MORE THAN EIGHT TIMES
THE ASSETS FROM 85.7 MM
TO 667 MM
• …INCREASED THE NET
SURPLUS THIRTY FIVE TIMES
FROM 1.1 MM TO
39 MM
• … INCREASED THE EQUITY
MORE THAN EIGHTEEN
TIMES FROM 9.7 MM TO 175
MM
26. …INCREASED THE …INCREASED THE 12 BRANCHES &
MEMBERSHIP BASE BUSINESS 1 SATELLITE OFFICE
MORE THAN TWENTY OPERATIONS FROM (Tubod LDN)
FIVE TIMES FROM ONE CLOSED-TYPE 1 Coop Academy
892 TO 24,803 COOP TO AN OPEN 1 Coop Life Assurance
TYPE COMMUNITY Center
COOP HAVING Area covered: Region
10 cities &
municipalities
27.
28. MSU IIT MPC @ 2015
• Total Assets P1.4B
• Net Surplus
100M
• Membership 72,000
• New Offices 15 Branches &
11 Satellites
• New Products & 10 Products
Services 10 Services
• Access Branded
• System Interconnectivity
• Full financial services coop with subsidiary
cooperatives providing internet banking
• COOP PESOS rating at least 90%
• Coop Institute established
