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WOMEN
ENTREPRENEURSHIP
B Com 2nd Sem
KSAWU Syllabus
Smt. Uma Minajigi Reur
Head, Dept. of Commerce & Management
Smt. V G Degree College for Women,
Kalaburagi
B.COM SYLLABUS SECOND SEMESTER
2.6: WOMEN ENTREPRENEURSHIP
Objectives: To acquaint students with the concepts of women entrepreneurship and to familiarize
with the entrepreneurial development process. Pedagogy: Classroom lecture, Assignments and
Field Visit.
Unit 1: Introduction: Concept, meaning and definition of Women entrepreneur and Women
entrepreneurship, Characteristics and Types of entrepreneurs, Functions of Women entrepreneur,
evolution of Women Entrepreneurship in India, Entrepreneurial skills and competency requirements
for women entrepreneur, Role of Women entrepreneurship in economic development. (15 Hours)
Unit 2: Opportunities and challenges faced by women entrepreneurs: Challenges faced by
Women entrepreneurs, Opportunities for an entrepreneurial career, measure to improve women
entrepreneurship, factors influencing the women entrepreneurship, entrepreneurial motivation
concept. (10 Hours)
Unit 3: Role of financial institution in support of women entrepreneurial activities: SIDBI, DIC,
CEDOK, RUDSETI, SFC, EDII, KVIC, (objectives and functions), Long term and Short term financing.
Women empowerment through Entrepreneurship Development Programmes. (15 Hours)
Unit 4: Government Schemes and Institutional support to Promote Women Entrepreneur: Trade
Related Entrepreneurship Assistance and Development (TREAD) scheme for Women, AWAKE, WIMA,
NAYE, Mahila Coir Yojana, Mahila Udyam Nidhi, Stand-up India, Annapurna Scheme, Stree Shakti
Package For Women Entrepreneurs, Bharatiya Mahila Bank Business Loan, Dena Shakti Scheme,
Udyogini Scheme, Cent Kalyani Scheme, Mahila Udyam Nidhi Scheme, Mudra Yojana Scheme For
Women, Orient Mahila Vikas Yojana Scheme, etc. (20 Hours)
Unit 5: Project Identification and Formulation: Meaning of project, project identification, project
selection, project formulation: meaning, significance, contents, formulation steps, Planning
Commission’s Guidelines for formulating a Project report, Specimen of a project report. (10 Hours)
Unit 1: Introduction:
1. Concept,
2. Meaning and definition of Women entrepreneur and Women
entrepreneurship,
3. Characteristics and Types of entrepreneurs,
4. Functions of Women entrepreneur,
5. Evolution of Women Entrepreneurship in India,
6. Entrepreneurial skills and competency requirements for women
entrepreneur,
7. Role of Women entrepreneurship in economic development.
Introduction:-
 Women Entrepreneur: meaning Women Entrepreneurs means the
women or a group of women who initiate, organize and operate a
business enterprise. A woman entrepreneur is therefore a confident,
creative and innovative woman desiring economic independence
individually and simultaneously creating employment opportunities
for others.
 The Best Project No – 2 (2004) published by the European
Commission defines a female entrepreneur as a ‘woman who has
created a business in which she has a majority shareholding and who
takes an active interest in the decision-making, risk-taking and day-
today management.
 The typical women businesses are mainly the extension of kitchen
activities, i.e., the 3 Ps, viz., pickles, powder and pappad. Owing to the
various governmental schemes and efforts of various voluntary
organisations like Mahila Mandals, the number of women
entrepreneurs is growing but slowly. Considering the trend, their
proportion in coming five years is likely to rise up to 20% raising the
number of women entrepreneurs to about 5,00,000.
Woman Entrepreneur in India – Concept of a Woman
Entrepreneur
The role of women at the work place has undergone a dramatic
change in the last 50 years, just as the view of entrepreneurships
over the centuries. Just five decades ago, there were only a few
women who owned and operated their own businesses. The
Second World War brought many more women into the
workforce, but such accepted social values as the male being the
head of the house and women being dependent and staying
indoors did not create an environment conducive for women to
work unless there was a necessity.
Of late, women have tried to shed this traditional mould. Also, there have
been significant social, political, and economic changes that have created
opportunities for women as well as given them greater acceptance and
recognition in the corporate world. A woman entrepreneur includes a
woman or a group of women who initiate, organize, and operate a business
enterprise.
Slowly they are making their mark as business women and giving their
male counterparts a run for their money. Women entrepreneurs have been
on the Indian business scene for quite some time now and have achieved
remarkable success. However, their number in relation to the overall
number of small scale enterprises is still very small. Worldwide too, the
trend is not very much different.
What Is an Entrepreneur?
An entrepreneur is an individual who creates a new business, bearing most
of the risks and enjoying most of the rewards. The process of setting up a
business is known as entrepreneurship. The entrepreneur is commonly
seen as an innovator, a source of new ideas, goods, services, and
business/or procedures.
Entrepreneurs play a key role in any economy, using the skills and
initiative necessary to anticipate needs and bringing good new ideas to
market. Entrepreneurship that proves to be successful in taking on the
risks of creating a startup is rewarded with profits, fame, and continued
growth opportunities. Entrepreneurship that fails results in losses and
less prevalence in the markets for those involved.
•A person who undertakes the risk of starting a new business
venture is called an Entrepreneur.
•An Entrepreneur creates a firm to realize their idea, known as
entrepreneurship, which aggregates capital and labor in order to
produce goods or services for profit.
•Entrepreneurship is highly risky but also can be highly
rewarding, as it serves to generate economic wealth, growth, and
innovation.
•Ensuring funding is key for entrepreneurs: Financing resources
include SBA loans and crowdfunding.
•The way entrepreneurs file and pay taxes will depend on how the
business is set up in terms of structure.
Definition:
Women Entrepreneurs
may be defined as “a women or
group of women who initiate ,
organize and run the business
enterprise.”
Women Entrepreneurship – Definitions
Women entrepreneurs may be defined as a woman or a
group of women who initiate, organise and run a
business concern.
Schumpeter – “Women entrepreneurs are those women
who innovate, initiate or adopt a business activity”.
Government of India – A woman entrepreneur is defined as
“An enterprise owned and controlled by a woman having a
minimum financial interest of 51 percent of the capital and
giving at least 51 percent of the employment generated in
the enterprise to women.”
Frederick Harbison – “Any women or group of women
which innovates, initiates or adopts an economic activity
may be called women entrepreneurship”.
In short, women entrepreneurs are those women who think
of a business enterprise, initiate it, organise and combine
factors of production, operate the enterprise and undertake
risks and handle economic uncertainty involved in running
it.
Characteristics Of Women Entrepreneur
1.Risk bearer
2.Self confident
3.Independent
4.Invotive
5.Information seeker
6.Looking for opportunities
7.Persuation
8. Proper planning
9.Efficient monitoring
10.Ability to mobilize the
resource
11.Forsight and vision
12.Quality conscious
13.Good organizer
14.Feedback
15.Open mind
16.Technical knowledge
17.Business secrecy
18.Motivation
19.Mental ability
20.Intelligence .
Characteristics of a successful Indian woman
entrepreneur
The web-dominated world has become a boon for the homemakers
who are productively using their free time and could make decent
earnings without getting out of their homes. Some of them are self-
satisfied with whatever they achieve while there are few who yearn
to become successful in their chosen field. Woman in general and
women entrepreneurs in particular play a major role in the
economical development of the nation.
1.Courage
Courage is one of the most important characteristics of an woman entrepreneur. They
many have the passion to start their own business, it's the courageous ones who
succeeds in their career.
2. Sound and strong mind with clear vision
A disturbed mind of the woman acts as a hindrance and she cannot achieve success
in her venture. There could be exceptional cases where such women could succeed in
their chosen field, of course, with great difficulty by crossing all the hurdles of life. A
successful woman remained balanced and stays calm under all circumstances and has
a sound mind. She do not gets disturbed or panicky for small setbacks in her
ventures. A woman with a sound mind has the ability to take the right decision which
helps her to succeed in her business. She has the ability to visualize the requirements
of the society and is clear about the requirements of the society. A successful woman
always thinks out of the box to provide what is required in the most satisfying way.
This helps in achieving further success. She has a clear vision which forms the basis
for a successful career life, of course personal life too.
3.Self-confident and bold
Self-confidence is one of the most important characteristics for a
successful life. A confident woman has tremendous faith in herself and
her abilities. She can easily resist the changes in the consumer market
and succeed in her business. A woman who is bold has the inner
strength to face and cross the hurdles of life, if any, with an open mind.
4. Goal oriented
Most of the successful business women set targeted goals in spite of
their family responsibilities. They work hard for achieving their set
goal/s. Women who are goal oriented, work harder and succeed in her
business.
5. Hard working with an optimistic approach
A majority of successful women entrepreneurs have an optimistic
approach. She is capable of transforming her ideas into reality through
her optimistic approach. They work hard with the hope of success and
do not give room to fear of failure in their mind. They remain strong
and determined during adverse situations and try to come out of it. Hard
work is one of the greatest abilities of a successful woman entrepreneur.
She willingly works hard for achieving her goals. She takes up every
work with a challenging mind and with an orientation to achieve
success. She doesn't take up work for the sake of doing it or just for
earning few bucks.
6. Capable of taking risks
She is capable of confidently taking risks and is efficient in making the
risk, a rewarding one.
7.Assertiveness and decision making
A successful woman entrepreneur takes various decisions on various
activities of her enterprise with assertiveness. She takes firm
decisions on the type of venture she undertakes and the way of
doing / handling it. She is clear, creative and assertive in her
decision making.
8. Work-life balance
She can efficiently cope up with the stress levels in a better way by
spending value time with her children, spouse and family members.
She very well knows how to balance her work-life which is one of
the keys to successful business. She makes time to spend with her
children and supports them in every possible way without any
excuses of busy work life.
9. Build and develop their networks
One of the most prominent characteristics of a successful woman
entrepreneur is she is keen on meeting new people and thus tries to grow her
business contacts. She readily socializes with people whom she thinks are
useful in developing her business. She will never miss the social events /
gatherings and she is keen on increasing her circle. She is a good
relationship builder and develops mutually beneficial relationship in the
society.
10. Good organizer and manager
Good organizing skills and managerial skills are the important traits of a
woman entrepreneur. She is competent in developing / building a good
organization. She efficiently co-ordinates with her employees and effectively
manages the finances / capital. To expand her business and achieve her
targeted goals, she occasionally organizes minor events like sales and
exhibitions etc.
11. Leadership qualities
A successful woman entrepreneur exhibits high leadership qualities. She
is capable of influencing her employees and creates an enthusiastic work
environment for them. She supports them in all possible ways and
encourages for a good team work to achieve targeted goals.
12. Profit-oriented and effective utilization of time
A successful business woman is mostly profit-oriented and focuses /
works for her business growth.
A woman with a passion for becoming an entrepreneur should try to
develop the above mentioned traits, cross the hurdles with a determined
mind and she is sure to have a successful tomorrow.
Assignment 1:
 Meaning of Entrepreneur
 Meaning of Entrepreneurship
 Concept of Women Entrepreneur
 Meaning of Women Entrepreneur
 Definitions of Women Entrepreneur
 Characteristics of Women Entrepreneurs
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Women Entrepreneurship - Concept

  • 1. WOMEN ENTREPRENEURSHIP B Com 2nd Sem KSAWU Syllabus Smt. Uma Minajigi Reur Head, Dept. of Commerce & Management Smt. V G Degree College for Women, Kalaburagi
  • 2. B.COM SYLLABUS SECOND SEMESTER 2.6: WOMEN ENTREPRENEURSHIP Objectives: To acquaint students with the concepts of women entrepreneurship and to familiarize with the entrepreneurial development process. Pedagogy: Classroom lecture, Assignments and Field Visit. Unit 1: Introduction: Concept, meaning and definition of Women entrepreneur and Women entrepreneurship, Characteristics and Types of entrepreneurs, Functions of Women entrepreneur, evolution of Women Entrepreneurship in India, Entrepreneurial skills and competency requirements for women entrepreneur, Role of Women entrepreneurship in economic development. (15 Hours) Unit 2: Opportunities and challenges faced by women entrepreneurs: Challenges faced by Women entrepreneurs, Opportunities for an entrepreneurial career, measure to improve women entrepreneurship, factors influencing the women entrepreneurship, entrepreneurial motivation concept. (10 Hours) Unit 3: Role of financial institution in support of women entrepreneurial activities: SIDBI, DIC, CEDOK, RUDSETI, SFC, EDII, KVIC, (objectives and functions), Long term and Short term financing. Women empowerment through Entrepreneurship Development Programmes. (15 Hours) Unit 4: Government Schemes and Institutional support to Promote Women Entrepreneur: Trade Related Entrepreneurship Assistance and Development (TREAD) scheme for Women, AWAKE, WIMA, NAYE, Mahila Coir Yojana, Mahila Udyam Nidhi, Stand-up India, Annapurna Scheme, Stree Shakti Package For Women Entrepreneurs, Bharatiya Mahila Bank Business Loan, Dena Shakti Scheme, Udyogini Scheme, Cent Kalyani Scheme, Mahila Udyam Nidhi Scheme, Mudra Yojana Scheme For Women, Orient Mahila Vikas Yojana Scheme, etc. (20 Hours) Unit 5: Project Identification and Formulation: Meaning of project, project identification, project selection, project formulation: meaning, significance, contents, formulation steps, Planning Commission’s Guidelines for formulating a Project report, Specimen of a project report. (10 Hours)
  • 3. Unit 1: Introduction: 1. Concept, 2. Meaning and definition of Women entrepreneur and Women entrepreneurship, 3. Characteristics and Types of entrepreneurs, 4. Functions of Women entrepreneur, 5. Evolution of Women Entrepreneurship in India, 6. Entrepreneurial skills and competency requirements for women entrepreneur, 7. Role of Women entrepreneurship in economic development.
  • 4. Introduction:-  Women Entrepreneur: meaning Women Entrepreneurs means the women or a group of women who initiate, organize and operate a business enterprise. A woman entrepreneur is therefore a confident, creative and innovative woman desiring economic independence individually and simultaneously creating employment opportunities for others.  The Best Project No – 2 (2004) published by the European Commission defines a female entrepreneur as a ‘woman who has created a business in which she has a majority shareholding and who takes an active interest in the decision-making, risk-taking and day- today management.  The typical women businesses are mainly the extension of kitchen activities, i.e., the 3 Ps, viz., pickles, powder and pappad. Owing to the various governmental schemes and efforts of various voluntary organisations like Mahila Mandals, the number of women entrepreneurs is growing but slowly. Considering the trend, their proportion in coming five years is likely to rise up to 20% raising the number of women entrepreneurs to about 5,00,000.
  • 5. Woman Entrepreneur in India – Concept of a Woman Entrepreneur The role of women at the work place has undergone a dramatic change in the last 50 years, just as the view of entrepreneurships over the centuries. Just five decades ago, there were only a few women who owned and operated their own businesses. The Second World War brought many more women into the workforce, but such accepted social values as the male being the head of the house and women being dependent and staying indoors did not create an environment conducive for women to work unless there was a necessity.
  • 6. Of late, women have tried to shed this traditional mould. Also, there have been significant social, political, and economic changes that have created opportunities for women as well as given them greater acceptance and recognition in the corporate world. A woman entrepreneur includes a woman or a group of women who initiate, organize, and operate a business enterprise. Slowly they are making their mark as business women and giving their male counterparts a run for their money. Women entrepreneurs have been on the Indian business scene for quite some time now and have achieved remarkable success. However, their number in relation to the overall number of small scale enterprises is still very small. Worldwide too, the trend is not very much different.
  • 7. What Is an Entrepreneur? An entrepreneur is an individual who creates a new business, bearing most of the risks and enjoying most of the rewards. The process of setting up a business is known as entrepreneurship. The entrepreneur is commonly seen as an innovator, a source of new ideas, goods, services, and business/or procedures. Entrepreneurs play a key role in any economy, using the skills and initiative necessary to anticipate needs and bringing good new ideas to market. Entrepreneurship that proves to be successful in taking on the risks of creating a startup is rewarded with profits, fame, and continued growth opportunities. Entrepreneurship that fails results in losses and less prevalence in the markets for those involved.
  • 8. •A person who undertakes the risk of starting a new business venture is called an Entrepreneur. •An Entrepreneur creates a firm to realize their idea, known as entrepreneurship, which aggregates capital and labor in order to produce goods or services for profit. •Entrepreneurship is highly risky but also can be highly rewarding, as it serves to generate economic wealth, growth, and innovation. •Ensuring funding is key for entrepreneurs: Financing resources include SBA loans and crowdfunding. •The way entrepreneurs file and pay taxes will depend on how the business is set up in terms of structure.
  • 9. Definition: Women Entrepreneurs may be defined as “a women or group of women who initiate , organize and run the business enterprise.”
  • 10. Women Entrepreneurship – Definitions Women entrepreneurs may be defined as a woman or a group of women who initiate, organise and run a business concern. Schumpeter – “Women entrepreneurs are those women who innovate, initiate or adopt a business activity”. Government of India – A woman entrepreneur is defined as “An enterprise owned and controlled by a woman having a minimum financial interest of 51 percent of the capital and giving at least 51 percent of the employment generated in the enterprise to women.”
  • 11. Frederick Harbison – “Any women or group of women which innovates, initiates or adopts an economic activity may be called women entrepreneurship”. In short, women entrepreneurs are those women who think of a business enterprise, initiate it, organise and combine factors of production, operate the enterprise and undertake risks and handle economic uncertainty involved in running it.
  • 12. Characteristics Of Women Entrepreneur 1.Risk bearer 2.Self confident 3.Independent 4.Invotive 5.Information seeker 6.Looking for opportunities 7.Persuation 8. Proper planning 9.Efficient monitoring 10.Ability to mobilize the resource 11.Forsight and vision 12.Quality conscious 13.Good organizer 14.Feedback 15.Open mind 16.Technical knowledge 17.Business secrecy 18.Motivation 19.Mental ability 20.Intelligence .
  • 13. Characteristics of a successful Indian woman entrepreneur The web-dominated world has become a boon for the homemakers who are productively using their free time and could make decent earnings without getting out of their homes. Some of them are self- satisfied with whatever they achieve while there are few who yearn to become successful in their chosen field. Woman in general and women entrepreneurs in particular play a major role in the economical development of the nation.
  • 14. 1.Courage Courage is one of the most important characteristics of an woman entrepreneur. They many have the passion to start their own business, it's the courageous ones who succeeds in their career. 2. Sound and strong mind with clear vision A disturbed mind of the woman acts as a hindrance and she cannot achieve success in her venture. There could be exceptional cases where such women could succeed in their chosen field, of course, with great difficulty by crossing all the hurdles of life. A successful woman remained balanced and stays calm under all circumstances and has a sound mind. She do not gets disturbed or panicky for small setbacks in her ventures. A woman with a sound mind has the ability to take the right decision which helps her to succeed in her business. She has the ability to visualize the requirements of the society and is clear about the requirements of the society. A successful woman always thinks out of the box to provide what is required in the most satisfying way. This helps in achieving further success. She has a clear vision which forms the basis for a successful career life, of course personal life too.
  • 15. 3.Self-confident and bold Self-confidence is one of the most important characteristics for a successful life. A confident woman has tremendous faith in herself and her abilities. She can easily resist the changes in the consumer market and succeed in her business. A woman who is bold has the inner strength to face and cross the hurdles of life, if any, with an open mind. 4. Goal oriented Most of the successful business women set targeted goals in spite of their family responsibilities. They work hard for achieving their set goal/s. Women who are goal oriented, work harder and succeed in her business.
  • 16. 5. Hard working with an optimistic approach A majority of successful women entrepreneurs have an optimistic approach. She is capable of transforming her ideas into reality through her optimistic approach. They work hard with the hope of success and do not give room to fear of failure in their mind. They remain strong and determined during adverse situations and try to come out of it. Hard work is one of the greatest abilities of a successful woman entrepreneur. She willingly works hard for achieving her goals. She takes up every work with a challenging mind and with an orientation to achieve success. She doesn't take up work for the sake of doing it or just for earning few bucks. 6. Capable of taking risks She is capable of confidently taking risks and is efficient in making the risk, a rewarding one.
  • 17. 7.Assertiveness and decision making A successful woman entrepreneur takes various decisions on various activities of her enterprise with assertiveness. She takes firm decisions on the type of venture she undertakes and the way of doing / handling it. She is clear, creative and assertive in her decision making. 8. Work-life balance She can efficiently cope up with the stress levels in a better way by spending value time with her children, spouse and family members. She very well knows how to balance her work-life which is one of the keys to successful business. She makes time to spend with her children and supports them in every possible way without any excuses of busy work life.
  • 18. 9. Build and develop their networks One of the most prominent characteristics of a successful woman entrepreneur is she is keen on meeting new people and thus tries to grow her business contacts. She readily socializes with people whom she thinks are useful in developing her business. She will never miss the social events / gatherings and she is keen on increasing her circle. She is a good relationship builder and develops mutually beneficial relationship in the society. 10. Good organizer and manager Good organizing skills and managerial skills are the important traits of a woman entrepreneur. She is competent in developing / building a good organization. She efficiently co-ordinates with her employees and effectively manages the finances / capital. To expand her business and achieve her targeted goals, she occasionally organizes minor events like sales and exhibitions etc.
  • 19. 11. Leadership qualities A successful woman entrepreneur exhibits high leadership qualities. She is capable of influencing her employees and creates an enthusiastic work environment for them. She supports them in all possible ways and encourages for a good team work to achieve targeted goals. 12. Profit-oriented and effective utilization of time A successful business woman is mostly profit-oriented and focuses / works for her business growth. A woman with a passion for becoming an entrepreneur should try to develop the above mentioned traits, cross the hurdles with a determined mind and she is sure to have a successful tomorrow.
  • 20. Assignment 1:  Meaning of Entrepreneur  Meaning of Entrepreneurship  Concept of Women Entrepreneur  Meaning of Women Entrepreneur  Definitions of Women Entrepreneur  Characteristics of Women Entrepreneurs