Clearent is a direct sales merchant services provider that offers tools to help sales representatives grow their business. Representatives are given proprietary back-end systems, flexible pricing, and next-day funding. Merchants have access to innovative online reporting with daily updates and data export features. Representatives can choose between upfront bonuses or higher residuals and are paid accurately and on time. Clearent aims to provide fast approvals, free PCI compliance, and dedicated customer service to representatives and merchants.

1. Reach Higher Grow Faster
As part of the Clearent direct sales team, you’ll receive tools that make it easier and faster to drive your
income. Let us show you how we can grow together, as part of one winning company!
Unique Platform Innovative Reporting
Advantages you can’t get anywhere else.
Compass points the way to profits.
• Proprietary back-end system connects directly
• Available online, 24/7 and updated daily.
to Visa®, MasterCard® and Discover®.
• Spot trends with easy-to-read charts and graphs.
• Extremely flexible, yet simple, merchant pricing.
• Portfolio analysis tools help you increase
• Web-based tools are easy to learn and use.
retention and maximize profits.
• Next-day funding with 9:00 p.m. EST cut off.
• Drill down into details and export to Excel for
• Access to TSYS (Vital) front-end platform for
deeper analysis.
extensive and reliable point-of-sale support.
• Online merchant portal helps you spend more
time selling and less time supporting.
Flexible Compensation
Fast Approvals
Pick the best plan for each account.
•
Choose our upfront bonus option or opt for
Accounts approved in hours – not days.
higher residual splits.
• Merchants are approved and boarded quickly,
• ecure your future thanks to vested
S
with MID and TID, ready to download.
lifetime residuals.
• Our online application and boarding system are
• aintain positive cash flow with bonuses
M
easy to learn and use.
that are paid weekly.
• On-screen tips and automatic error checks
reduce mistakes that slow things down.
Free PCI
Dedicated Service
Avoid high PCI fees.
• No PCI fees for merchants who complete
Get the answers you need quickly.
their questionnaire.
•
Our team has decades of industry experience
• Merchants save time with our simplified
so your issues will be resolved quickly.
questionnaires.
•
Sales training and support help you accelerate
• No separate login required – questionnaires are
your growth.
built into our online portal.
•
24/7 terminal help desk support keeps your
merchants processing around the clock.
Accurate Residuals
Tired of being paid too little, too late?
• time, every time. We have a 100% track
On
record of paying on time.
• confident you’re being paid what you earned
Be
with our detailed online residual reports.
•
Residuals are posted online by the 10th and
paid on the 20th.
clearent.com
Need More Information? linkedin.com/company/clearent
If you’d like to learn how Clearent can help you
reach higher and grow faster, contact us at twitter.com/GoClearent
sales@clearent.com or 866.205.4721. facebook.com/GoClearent

2. Online Merchant Reporting
Spend more time selling and less time
supporting thanks to our 24/7 online
merchant portal.
Works On The iPad
Add new applications directly on the iPad
and access reports on the go.
Direct Rep Portal
Save time and maximize
your profits with Compass,
our suite of portfolio
analysis tools.
What Are Direct Reps Saying About Clearent?
You’ve heard what we have to say. But don’t take our word for it.
Here’s what some of our Direct Sales Reps are saying about us. I joined Clearent
because I was
Clearent stands out from the pack with its superior next-day funding service. excited about
We help merchants get their money faster and our 9 p.m. Eastern cut-off getting in on
time is hours later than most other processors. – Jay M. the ground floor
of one of the
Rather than being locked into a specific pricing structure, Clearent gives me
fastest growing
the flexibility I need to sign more merchants and pass along valuable
savings from the Durbin Amendment. – Paul S. companies in
payments. I’m
With Clearent, I know my merchants will receive the support they deserve. part of a tight-knit
When they call in, they’re able to speak with a live person who will handle team, one that
their questions quickly and accurately. This makes for happier, more loyal
really has the
customers. – Cody B.
best interests of
One of the things I appreciate most about Clearent is that even though it’s a its employees at
rapidly growing company, it still has that small business feel. Plus I have heart.
access to all of the products and pricing that most people only think they
can get from a larger company. – Bryan B.
– Carrie N.
clearent.com
Need More Information? linkedin.com/company/clearent
If you’d like to learn how Clearent can help you
reach higher and grow faster, contact us at twitter.com/GoClearent
sales@clearent.com or 866.205.4721. facebook.com/GoClearent

3. Graphical, interactive online reporting
Clearent Compass. for merchants.
Effortlessly Monitor Your Payments At A Glance
Quick access to historical data View sales volume trends over time
Fast, easy access
to download and
print statements
Always know who
to call for help
Monthly summary of
sales, fees, chargebacks,
and net deposit amount
See all card brands
and types in one place
Quickly view card mix that
may impact your costs
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4. Graphical, interactive online reporting
Clearent Compass. for merchants.
Easily Drill Down Into Details When Needed
Easily balance to your bank
account and accounting software
Export transaction-level
detail to Excel for easy
reconciliation
See daily breakdown by
card type, and click to see
individual transactions
Transactions are
posted every day
so you have access
to the information
you need – when
you need it
Get clear insight into
your expenses with
month-to-month
comparisons of average
processing costs
Transaction search helps you
quickly handle payment-related
questions from your customers
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5. Understanding the Durbin
Amendment
Undoubtedly, the Durbin Amendment has received a lot of press coverage lately. You’ve probably heard
that it can save you money on your debit card processing fees, but chances are you’re not exactly sure
what impact it will have on your business.
What is the Durbin Amendment?
This new regulation originated from the Dodd-Frank Wall Street Reform and Consumer Protection Act,
which was passed in 2010 in response to the 2008 financial crisis. The specific area that impacted debit
interchange is commonly known as the “Durbin Amendment.” The law required the Federal Reserve
Board to establish standards and rules for processing debit card transactions, including limits on fees.
The Fed’s final rule took effect on October 1, 2011. The card associations and debit networks have
updated their interchange rates to comply with the new rules.
Why is the Durbin Amendment important to me?
Since October 1, 2011, when the Durbin Amendment took effect, interchange for debit card transactions
has been dramatically reduced. This means that you can now save up to 60% on your debit card
processing costs.
What types of cards does Durbin impact?
These new rules apply to debit card transactions, including Thanks to the Durbin Amendment,
those made with signature debit (check card) and PIN-based you can save up to 60% on your
debit cards, as well as those performed with certain prepaid debit card processing costs.
debit cards.
Do all debit cards receive lower interchange rates?
No. The reduced “regulated” rates apply to debit cards issued by large banks with assets greater than
$10 billion. Interchange rates for debit cards issued by banks with assets less than $10 billion generally
remained in tact from the pre-Durbin rates. If you’d like to know if a particular bank is regulated or exempt,
the Federal Reserve published lists of banks in each category.
Nationwide, approximately 60% of debit card volume will be eligible for the regulated rate based on data
across all of our merchant customers.
What impact will the Durbin Amendment have on my business?
The savings you will see from the Durbin Amendment depend on three factors:
1. The amount of regulated debit cards used at your business (as opposed to exempt debit cards).
2. The size of your average ticket. (Merchants with larger tickets will typically experience higher
savings.)
3. The type of pricing plan you have with your merchant services provider.
Depending on these variables, you could save up to 60% on your debit card processing fees. To learn
exactly how much you will save, please contact us for a detailed review of your business.
Who should I contact with questions?
If you have any questions about the Durbin Amendment and how it can help reduce your monthly debit
card processing fees, please contact Clearent at 866.205.4721 or sales@clearent.com.
sales@clearent.com 866.205.4721
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