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http://npc.ru/ru/media/news/index.php?id=1107 Вице-президент НП «НПС» Тимур Аитов сделал обзорный доклад на тему «Финансовый супермаркет: размер имеет значение». Рынок финансовых услуг сложен для рядового клиента, ему непросто сориентироваться, а поэтому ему нужен грамотный и объективный финансовый консультант, сообщил Т.Аитов. Успешные онлайн супермаркеты существуют как площадки – обеспечивающие и консалтинг, и широкие возможности выбора - как вендоров, так и финансовых услуг. Докладчик затронул некоторые проблемные вопросы работы крупнейших онлайн-площадок, а также универсальных банков. По мнению Т.Аитова, существует и российская специфика общемировых тенденций. Так, часть российских клиентов не во всем приветствуют персональное обслуживание, опасаясь при контакте в банке утечки своей конфиденциальной информации. Клиенты «старого» поколения настороженно относятся к инновациям, и внедрение нового требует дополнительных усилий со стороны банков. Рынок растет, но важный вопрос стратегии развития остается открытым, сказал в заключение Т.Аитов. Что возьмет верх - банковское ДБО и мобильные устройства или российскими клиентами в большей мере будут востребованы небольшие банковские финансовые супермаркеты у дома с «живым» обслуживанием – пока неясно.

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Инновации в банковской сфере — актуальная тема, ей уделяют большое внимание участники рынка, регуляторы. Вопросы применения новых технологий регламентирует новый закон о Национальной платежной системе. Тимур Аитов, исполнительный директор АРБ, эксперт по платежным технологиям и банковским IT, рассказывает о трендах, проблемах и перспективах

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Область мобильных платежей и, шире, мобильного банкинга вышла в настоящее время на первый план. Эту область интенсивно развивают небанковские организации – платежные системы, системы переводов, терминальные сети и, наконец, “ выходят на арену силачи” – сотовые операторы. Налицо конфликт интересов между банками и этими новыми игроками, но гораздо важнее понять перспективы развития этих услуг в целом. Мы попросили экспертов проанализировать и текущую ситуацию, и перспективы мобильных платежей. ЭКСПЕРТЫ: Павел Медведев, депутат Государственной Думы Светлана Криворучко, директор Центра денежно-кредитной политики Института финансово-экономических исследований Финансового университета при Правительстве Российской Федерации, доктор экономических наук Андрей Курило, заместитель начальника Главного управления безопасности и защиты информации Банка России Тимур Аитов, канд.физ.-мат. наук, исполнительный директор АРБ

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"Три кнопки Рунета" Тимур АИТОВ, директор по развитию, РБК СОФТ, 2006 год Три „кнопки“ это — ящики почты имеют практически все — Rambler, Yandex, @mail.ru. И только на @mail.ru ежедневное число посетителей превышает миллион. Но кто владеет этими кнопками? Как появились эти ресурсы? В период Интернет-бума — netBridge, Port.ru, ru-Net Holdings шумными тусовками отмечали запуск каждого проекта. NetBridge владеет List.ru, @mail.ru (куплены у владельцев, холдинг владеет контрольным пакетом акций), Molotok.ru (создан самостоятельно, похож на eBay), бесплатный web-хостинг Boom.ru (создан самостоятельно, по аналогии с Geocities), интернет-магазин 24х7 (создан самостоятельно, перепродан). NetBridge также имеет несколько Интернет-аукционов в странах Восточной Европы. Ru-Net Holdings в апреле 2000 года, объявил об крупных инвестициях в Рунет. Он же приобрел пакет акций Yandex (вместе с принадлежащим Yandex хостинговым сайтом „Народ“). Впоследствии холдингом был куплен магазин www.ozon.ru. Домен rambler.ru был куплен в январе 2000 года инвестиционной группой „Русские фонды“, а сегодня порталом владеет оффшорная компания. Истории покупок доменов могут быть изложены более подробно, важно, что государственные ведомства никак не участвовали в процессе. Напомним, какие возможности есть у поисковых систем и крупных универсальных порталов? Почтовый сервер — это обширная база переписки наших граждан. Доступ к ящикам важен и для спецслужб: появляется реальная возможность следить за прохождением переписки продавцов наркотиков, террористов и иных злоумышленников. БД запросов поисковика — дает ценную социологическую информацию о состоянии и интересах общества. Возможности информационных систем позволяют персонализировать поисковый сервис: привязать статистику запросов к IP-адресу пользователя, отследить веб-маршруты запросов. Массовые порталы могут исподволь формировать и вкусы, и общественное мнение в целом — эти возможности очевидны специалистам по PR. На он-лайн форумах опытные модераторы по своему усмотрению легко направляют дискуссии в нужную сторону, отредактированный подбор новостей на ленте быстро дает нужную окраску тому или иному политическому событию. Какую позицию занимает в массовом секторе государство? Ни одна государственн

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