1. The H ome E quity A cceleration P lan (H.E.A.P.™) By: Roccy DeFrancesco, JD, CWPP, CAPP, MMB Founder: The Wealth Preservation Institute Co-Founder: The Asset Protection Society

11. Date Activity Amount Balance Avail Credit 2/1/2007 1st Mtg Reduction ($10,000) $10,000 $15,000 2/15/2007 Payroll Deposit $2,500 $7,562.50 $7,437.50 2/28/2007 Payroll Deposit $2,500 $5,109.77 $9,890.23 3/1/2007 Bills ($3,681.43) $8,791.20 $6,208.80 3/15/2007 Payroll Deposit $2,500 $6,346.14 $8,653.86 3/30/2007 Payroll Deposit $2,500 $3,885.80 $11,114.20 4/1/2007 Bills ($3,681.43) $7,567.23 $7,432.77 4/15/2007 Payroll Deposit $2,500 $5,114.53 $9,885.47 4/30/2007 Payroll Deposit $2,500 $2,646.49 $12,353.51 5/1/2007 Bills ($3,681.43) $6,327.92 $8,672.08 5/15/2007 Payroll Deposit $2,500 $3,867.47 $11,132.53 5/30/2007 Payroll Deposit $2,500 $1,391.65 $13,608.35 6/1/2007 Bills ($3,681.43) $5,073.08 $9,926.92 6/15/2007 Payroll Deposit $2,500 $2,604.78 $12,395.22 6/30/2007 Payroll Deposit $2,500 $121.06 $11,197.51 7/1/2007 Bills ($3,681.43) $3,802.49 $13,673.74 7/15/2007 Payroll Deposit $2,500 $1,326.26 $11,318.57 7/30/2007 Payroll Deposit $2,500 HELCO PAYOFF Access another $10k