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M Breeze product summary - final -16 jan 2012_
This document summarizes an mBreeze personal accident insurance policy. It provides details on the product provider, benefits including accidental death and dismemberment coverage up to SGD$100,000 and medical reimbursement of up to SGD$2,500 per incident. It also lists optional weekly benefits and covers medical expenses from accidents or covered illnesses.
Mf times issue 7, 2013
The document summarizes various news articles on health, finance, and insurance in Singapore:
- Eating nuts regularly may lower risks of heart disease, cancer, and diabetes. Physical activity can boost healthy aging sevenfold compared to inactivity.
- Singapore has the 5th largest billionaire population in Asia, with billionaires typically self-made males in finance over age 64.
- Insurance companies reported strong sales growth of annual premium and health insurance products in the first three quarters of 2013.
Manureach 2013
Manulife provides a quarterly newsletter, ManuReach, to clients. The December 2013 issue discusses Manulife's accomplishments in 2013 and retirement planning solutions. It highlights the Manulife Investor Sentiment Index survey finding that 1/3 of Singaporeans have no retirement plan and many will face a funding shortfall. Manulife introduced retirement products like ManuRetire Secure and the Manulife Income Series funds to provide regular income streams. The issue also discusses Manulife's community support like fundraising for cancer research and celebrating festivals with the elderly.
The new market building your nest egg 16 dec2013
In the past, saving up for a lump sum was the way to go for retirement savings. The trend nowadays suggest that your insurance plan should act more like a passive-income instrument that picks up where CPF life income fall short.
Aviva's my shield plus policy contract - 18feb2013.pdf
The document is an insurance policy for MyShield Plus that provides the following key information:
1) It outlines the main components and structure of the insurance policy including definitions, general conditions, covered benefits, claims conditions, and exclusions.
2) It explains how the insurance operates as a contract between the insurance company and the insured based on the application and payment of premiums.
3) It lists some of the critical illnesses covered such as various types of cancer, heart conditions, organ failure and liver/lung diseases.
Aviva's my shield & myshield plus app form & product summ - 18feb2013.pdf
This document provides information on the MyShield Medisave-Approved Integrated Medical Insurance plan underwritten by Aviva Ltd.
It outlines the key product details such as the benefits schedule with coverage amounts for various inpatient and outpatient treatments, exclusions for pre-existing conditions unless declared under full medical underwriting or no symptoms/treatment for 5 years under moratorium underwriting, eligibility criteria, premium rates varying by age and plan selection. The document is intended to help customers understand the coverage and options provided by the MyShield insurance plan.
Aviva's my shield policy contract - 18feb2013.pdf
This document summarizes a medical expense insurance policy. It provides enhanced benefits on top of basic MediShield coverage operated by the Central Provident Fund Board. The policy is a contract between the insurance company and the insured based on application information. It will indemnify medical or other covered expenses incurred during the policy year subject to the annual deductible, coinsurance, limits and exclusions defined in the policy documents and schedules.
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M Breeze product summary - final -16 jan 2012_
This document summarizes an mBreeze personal accident insurance policy. It provides details on the product provider, benefits including accidental death and dismemberment coverage up to SGD$100,000 and medical reimbursement of up to SGD$2,500 per incident. It also lists optional weekly benefits and covers medical expenses from accidents or covered illnesses.
Mf times issue 7, 2013
The document summarizes various news articles on health, finance, and insurance in Singapore:
- Eating nuts regularly may lower risks of heart disease, cancer, and diabetes. Physical activity can boost healthy aging sevenfold compared to inactivity.
- Singapore has the 5th largest billionaire population in Asia, with billionaires typically self-made males in finance over age 64.
- Insurance companies reported strong sales growth of annual premium and health insurance products in the first three quarters of 2013.
Manureach 2013
Manulife provides a quarterly newsletter, ManuReach, to clients. The December 2013 issue discusses Manulife's accomplishments in 2013 and retirement planning solutions. It highlights the Manulife Investor Sentiment Index survey finding that 1/3 of Singaporeans have no retirement plan and many will face a funding shortfall. Manulife introduced retirement products like ManuRetire Secure and the Manulife Income Series funds to provide regular income streams. The issue also discusses Manulife's community support like fundraising for cancer research and celebrating festivals with the elderly.
The new market building your nest egg 16 dec2013
In the past, saving up for a lump sum was the way to go for retirement savings. The trend nowadays suggest that your insurance plan should act more like a passive-income instrument that picks up where CPF life income fall short.
Aviva's my shield plus policy contract - 18feb2013.pdf
The document is an insurance policy for MyShield Plus that provides the following key information:
1) It outlines the main components and structure of the insurance policy including definitions, general conditions, covered benefits, claims conditions, and exclusions.
2) It explains how the insurance operates as a contract between the insurance company and the insured based on the application and payment of premiums.
3) It lists some of the critical illnesses covered such as various types of cancer, heart conditions, organ failure and liver/lung diseases.
Aviva's my shield & myshield plus app form & product summ - 18feb2013.pdf
This document provides information on the MyShield Medisave-Approved Integrated Medical Insurance plan underwritten by Aviva Ltd.
It outlines the key product details such as the benefits schedule with coverage amounts for various inpatient and outpatient treatments, exclusions for pre-existing conditions unless declared under full medical underwriting or no symptoms/treatment for 5 years under moratorium underwriting, eligibility criteria, premium rates varying by age and plan selection. The document is intended to help customers understand the coverage and options provided by the MyShield insurance plan.
Aviva's my shield policy contract - 18feb2013.pdf
This document summarizes a medical expense insurance policy. It provides enhanced benefits on top of basic MediShield coverage operated by the Central Provident Fund Board. The policy is a contract between the insurance company and the insured based on application information. It will indemnify medical or other covered expenses incurred during the policy year subject to the annual deductible, coinsurance, limits and exclusions defined in the policy documents and schedules.
Aviva's my shield & myshield plus summary of changes (for advisers) - 1...
The document summarizes changes to the MyShield and MyShield Plus health insurance plans effective March 1, 2013. Key changes include:
1) Adding coverage for accident and emergency treatment within 24 hours of hospitalization.
2) Including cornea procedures under major organ transplant benefits.
3) Adding definitions and benefit limits for inpatient congenital anomalies diagnosed within the 24 month waiting period.
4) Adding definitions and benefit limits for inpatient psychiatric treatment within the first 10 months of coverage.
5) Revising pro-ration factors for higher ward classes and defining networks of private hospitals receiving full coverage.
6) Increasing annual deductibles to comply with regulations.
7)
Aviva MyCare Premium Rates Table
The document outlines the premium terms for different entry ages for a limited premium term life insurance plan. Entry ages between 41-47 have premium terms ranging from 20-26 years. The information is subject to change without notice.
Aviva MyCare (ElderShield Supplement) FAQ
This document provides frequently asked questions about ElderShield, MyCare, and MyCare Plus disability insurance plans in Singapore. ElderShield is the basic severe disability insurance scheme provided by the government. It pays $300-400 per month if the policyholder becomes severely disabled and unable to perform 3+ daily living activities. MyCare and MyCare Plus are private insurance supplements that policyholders can purchase to customize their monthly payout amounts, benefit durations, and other coverage details. The supplements provide additional benefits on top of the basic ElderShield payout.
Aviva MyCare Plus premium rates table
This document contains premium rates for MyCare Plus, an eldercare insurance plan with different coverage options. It provides annual premium costs in tables organized by gender, ElderShield benefit amount (300 or 400), benefit payout duration (12 years or lifetime), and entry age (41-65). Premiums generally increase with age and are higher for lifetime payout options compared to 12-year options. The document also notes it is subject to change without notice.
MyCare Slides
The document discusses long term care insurance options from Aviva including MyCare and MyCare Plus. It provides an overview of long term care needs, what long term care entails, details of the existing ElderShield program in Singapore, and introduces MyCare and MyCare Plus as additional long term care insurance options. Contact details for Aviva representatives are also provided.
Claims statistics fy 2012
Manulife (Singapore) saw total insurance claims of $26.83 million in fiscal year 2012, including $12.90 million in death claims and $10.27 million in critical illness claims. Death and total permanent disability claims increased 54% from fiscal year 2011, with an average payout of $48.6k per claim. Critical illness claims were up 30% from the previous year, though the average payout amount was stable. Industry-wide, death and total permanent disability claims fell 7% while critical illness claims decreased 11% from the same period the previous year.
Mf times issue 1, 2013
The document summarizes various news articles on the Singapore economy, property market, healthcare trends, and financial industry.
1) Singapore's economy grew 1.8% in Q4 2012, surprising economists who expected a contraction, and the government unveiled measures to boost the birth rate, including larger baby bonuses.
2) New property cooling measures were announced, including higher additional buyer's stamp duties for second homes and a seller's stamp duty on industrial properties.
3) Studies found that more women are getting heart disease differently than men, and removing a specific molecule may help defeat bone marrow cancer. The IMF will review Singapore's financial sector stability.
Ultimate series (english)
The document describes a non-guaranteed payout plan that offers flexibility. It pays out S$10,000 yearly for 20 years for a total guaranteed payout of S$200,000. It also pays a 38% bonus on the yearly payouts, totaling an additional S$76,000 over 20 years. The total payout including the bonus is S$276,000 over 20 years.
ManuTerm
This document describes the benefits and costs of ManuTerm life insurance plan. It provides $300,000 of life insurance coverage for as little as $0.91 per day. Additional benefits like critical illness and hospitalization coverage are available for additional fees. The document gives an example of a 30-year old man who chose this plan and several supplementary benefits for comprehensive protection at low cost.
M Ease (english)
The document provides information about the mEase critical illness insurance plan from Manulife Singapore. The plan provides coverage for 30 critical illnesses as well as coverage for total and permanent disability and death. It pays out a lump sum upon diagnosis of a covered critical illness. Optional riders are available to waive premiums if the policyholder is diagnosed with a critical illness or becomes disabled. The plan also allows policyholders to convert the plan to other insurance products from Manulife without providing additional health information before age 65.
Manulife 3G legacy (english)
Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company. These marks are used by The Manufacturers Life Insurance Company and its affiliates, including Manulife Financial Corporation.
Life protector series (english)
Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company. These marks are used by The Manufacturers Life Insurance Company and its affiliates, including Manulife Financial Corporation. Manulife Financial Corporation is an affiliate that uses these registered marks.
I gen (english)
This document discusses a lifetime income plan from Manulife Financial. Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by Manulife Financial Corporation and its affiliates. The plan aims to provide lifetime income for retirement.
Scholar (english)
This document provides examples of payout amounts from a Scholar savings plan for a boy and girl purchased at birth. For a boy with $50,000 coverage over 20 years, he would receive 40% of the sum insured ( $20,000) at ages 20 and 21, and 20% plus interest ( $10,000 + $51,263) at age 22, totaling $101,263 if the first two payouts remain with the company. For a girl with $50,000 coverage over 17 years, she would receive 40% of the sum insured ( $20,000) at ages 17 and 18, and 20% plus interest ( $10,000 + $43,238) at
Your guide to health insurance
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Your guide to life insurance
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Manulife times #7
This document summarizes various news items related to the Singapore economy, insurance industry, and personal finance. It discusses topics such as Singapore's GDP growth, inflation rates, retirement planning concerns, health issues affecting Singaporeans like diabetes and arthritis, and new insurance products launched by major companies. The document is aimed at keeping readers informed about recent economic, healthcare, and insurance trends in Singapore.
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Aviva's my shield & myshield plus summary of changes (for advisers) - 1...
The document summarizes changes to the MyShield and MyShield Plus health insurance plans effective March 1, 2013. Key changes include:
1) Adding coverage for accident and emergency treatment within 24 hours of hospitalization.
2) Including cornea procedures under major organ transplant benefits.
3) Adding definitions and benefit limits for inpatient congenital anomalies diagnosed within the 24 month waiting period.
4) Adding definitions and benefit limits for inpatient psychiatric treatment within the first 10 months of coverage.
5) Revising pro-ration factors for higher ward classes and defining networks of private hospitals receiving full coverage.
6) Increasing annual deductibles to comply with regulations.
7)
Aviva MyCare Premium Rates Table
The document outlines the premium terms for different entry ages for a limited premium term life insurance plan. Entry ages between 41-47 have premium terms ranging from 20-26 years. The information is subject to change without notice.
Aviva MyCare (ElderShield Supplement) FAQ
This document provides frequently asked questions about ElderShield, MyCare, and MyCare Plus disability insurance plans in Singapore. ElderShield is the basic severe disability insurance scheme provided by the government. It pays $300-400 per month if the policyholder becomes severely disabled and unable to perform 3+ daily living activities. MyCare and MyCare Plus are private insurance supplements that policyholders can purchase to customize their monthly payout amounts, benefit durations, and other coverage details. The supplements provide additional benefits on top of the basic ElderShield payout.
Aviva MyCare Plus premium rates table
This document contains premium rates for MyCare Plus, an eldercare insurance plan with different coverage options. It provides annual premium costs in tables organized by gender, ElderShield benefit amount (300 or 400), benefit payout duration (12 years or lifetime), and entry age (41-65). Premiums generally increase with age and are higher for lifetime payout options compared to 12-year options. The document also notes it is subject to change without notice.
MyCare Slides
The document discusses long term care insurance options from Aviva including MyCare and MyCare Plus. It provides an overview of long term care needs, what long term care entails, details of the existing ElderShield program in Singapore, and introduces MyCare and MyCare Plus as additional long term care insurance options. Contact details for Aviva representatives are also provided.
Claims statistics fy 2012
Manulife (Singapore) saw total insurance claims of $26.83 million in fiscal year 2012, including $12.90 million in death claims and $10.27 million in critical illness claims. Death and total permanent disability claims increased 54% from fiscal year 2011, with an average payout of $48.6k per claim. Critical illness claims were up 30% from the previous year, though the average payout amount was stable. Industry-wide, death and total permanent disability claims fell 7% while critical illness claims decreased 11% from the same period the previous year.
Mf times issue 1, 2013
The document summarizes various news articles on the Singapore economy, property market, healthcare trends, and financial industry.
1) Singapore's economy grew 1.8% in Q4 2012, surprising economists who expected a contraction, and the government unveiled measures to boost the birth rate, including larger baby bonuses.
2) New property cooling measures were announced, including higher additional buyer's stamp duties for second homes and a seller's stamp duty on industrial properties.
3) Studies found that more women are getting heart disease differently than men, and removing a specific molecule may help defeat bone marrow cancer. The IMF will review Singapore's financial sector stability.
Ultimate series (english)
The document describes a non-guaranteed payout plan that offers flexibility. It pays out S$10,000 yearly for 20 years for a total guaranteed payout of S$200,000. It also pays a 38% bonus on the yearly payouts, totaling an additional S$76,000 over 20 years. The total payout including the bonus is S$276,000 over 20 years.
ManuTerm
This document describes the benefits and costs of ManuTerm life insurance plan. It provides $300,000 of life insurance coverage for as little as $0.91 per day. Additional benefits like critical illness and hospitalization coverage are available for additional fees. The document gives an example of a 30-year old man who chose this plan and several supplementary benefits for comprehensive protection at low cost.
M Ease (english)
The document provides information about the mEase critical illness insurance plan from Manulife Singapore. The plan provides coverage for 30 critical illnesses as well as coverage for total and permanent disability and death. It pays out a lump sum upon diagnosis of a covered critical illness. Optional riders are available to waive premiums if the policyholder is diagnosed with a critical illness or becomes disabled. The plan also allows policyholders to convert the plan to other insurance products from Manulife without providing additional health information before age 65.
Manulife 3G legacy (english)
Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company. These marks are used by The Manufacturers Life Insurance Company and its affiliates, including Manulife Financial Corporation.
Life protector series (english)
Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company. These marks are used by The Manufacturers Life Insurance Company and its affiliates, including Manulife Financial Corporation. Manulife Financial Corporation is an affiliate that uses these registered marks.
I gen (english)
This document discusses a lifetime income plan from Manulife Financial. Manulife Financial and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by Manulife Financial Corporation and its affiliates. The plan aims to provide lifetime income for retirement.
Scholar (english)
This document provides examples of payout amounts from a Scholar savings plan for a boy and girl purchased at birth. For a boy with $50,000 coverage over 20 years, he would receive 40% of the sum insured ( $20,000) at ages 20 and 21, and 20% plus interest ( $10,000 + $51,263) at age 22, totaling $101,263 if the first two payouts remain with the company. For a girl with $50,000 coverage over 17 years, she would receive 40% of the sum insured ( $20,000) at ages 17 and 18, and 20% plus interest ( $10,000 + $43,238) at
Your guide to health insurance
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Your guide to life insurance
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Manulife times #7
This document summarizes various news items related to the Singapore economy, insurance industry, and personal finance. It discusses topics such as Singapore's GDP growth, inflation rates, retirement planning concerns, health issues affecting Singaporeans like diabetes and arthritis, and new insurance products launched by major companies. The document is aimed at keeping readers informed about recent economic, healthcare, and insurance trends in Singapore.
Mehr von Mohd Khair Mohd (18)
Aviva's my shield & myshield plus summary of changes (for advisers) - 1...
Aviva's my shield & myshield plus summary of changes (for advisers) - 1...