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Fin tech4kids identity and biomterics
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Fin tech4kids identity and biomterics
1.
Whoever issues the
money, a key thing to access it is a process called authentication. This is the process of checking you are who you say you are. Banks and FinTech companies do this by checking your identity. You may already have an identity if you have a passport, for example. When you travel, the people check your documents to see if it is really you. On the internet, they do the same, and also often ask you for a password to get access to an online service. When it comes to finance it is even more complicated, because it is all about access to money. This means you have to provide lots of identity documents and passwords to open the account. The system authenticates your identity and, if everything matches up, then you can open your account and access the money. © thefinanser.com
2.
© thefinanser.com
3.
But that process
can be complicated, so FinTech is using a technology called biometrics to make it easier. Instead of having to have a username, password and identity authentication, you can just look at your screen or put your hand on a screen, and these will give you access to your money. Biometrics is a big area of security, and it can be based upon reading your fingers, your eyes, the way you walk or even the way you smile! What does authentication mean? © thefinanser.com
4.
Thanks for all
that explaining Bill. Phew, it’s complicated. Luckily, I get to do the last bit and I think it’s the funnest bit. My name is Robbie the robot, and I’ve been learning in a classroom for a long time to be intelligent. Because I am a machine they call it machine learning, and because I am not human they call it artificial intelligence. In the future, there will be lots of robots like me. Some robots will do just one job, like clean your room, and others might do lots of jobs. In fact, people believe robots in the future will possible seem to be human. This is dependent upon artificial intelligence getting better and better until we have what is called super artificial intelligence. At that point, robots will be as clever as you are! They can only be clever if they learn things though so, like you, machines have to go to classes. © thefinanser.com
5.
© thefinanser.com
6.
Well done! You’ve
reached the end. You’ve also learned a lot of key words and concepts including: • demand and supply • trade and economics • buying and selling • markets and marketplaces • money and banking • digital currencies and bitcoin • payments, lending and remittances • debits and credits • ledgers, distributed ledgers and blockchain • biometrics, authentication and identity • the internet of things • cloud computing • server farms • Open Finance • Application Program Interfaces • peer-to-peer networking • The Network Effect • Artificial Intelligence, robots and machine learning You should now discuss these areas with your class and see how well you understand them! © thefinanser.com
7.
Did you find
this useful? How did you do? What else would you like to know? And can I ask you a question? Will you be Robbie’s friend? © thefinanser.com
Download now