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Our investment process HCL Investment Services Ltd
A simple and  disciplined investment process
Asset Allocation is Key Ensuring you take on the right amount of risk
Market Timing ,[object Object],[object Object],[object Object],If you had remained fully invested throughout the period, you would have achieved a strong positive return of 226%, significantly higher than the 128% return from cash. However, if you had missed the ten best days each year, you would actually have lost most of your money over the period with a return of -84%.
Stock market Investment ,[object Object],[object Object],[object Object]
Inflation ,[object Object],[object Object],[object Object],[object Object]
Asset Allocation is Key ,[object Object],[object Object],Determinants of portfolio returns – Brinson et al, 1995
Our Asset Allocation Consultants ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Our Portfolios
Our Portfolios - Continued
Our Portfolios - Continued
Our Fund Selection Choosing the best funds from the entire market
Our Fund Selection Consultants ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Our Income Portfolio
Our Cautious Portfolio
Our Balanced Portfolio
Our Active Portfolio
Our Aggressive Portfolio
Our Administration System Ensuring your investments are tax and administratively efficient
Administering your investments – the old model
Our New Model – Taking Back Control for your Benefit
Our Investment Platform of Choice ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
 
 
 
Other Key Elements of our Service Tax efficiency & Rebalancing
Other value added benefits ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
A portfolio not rebalanced Example Only
A portfolio rebalanced Example Only
A portfolio not rebalanced Example Only
A portfolio rebalanced Example Only
Summary ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Investment Management Process