The document compares 3G and 4G mobile networks. 3G networks allow for streaming audio and video on mobile phones but have slower speeds than 4G, which facilitates ultra-broadband internet access, IP telephony, and multimedia services. Key differences include that 3G has lower data transfer rates and bandwidth while 4G provides faster speeds and higher resolution for mobile applications like TV. Both technologies enable mobile banking services but 4G provides more advanced capabilities.