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Read the following: Ndung’u, N. (2017). Regulatory environment and
technologic
Read the following:Ndung’u, N. (2017). Regulatory environment and technological
innovation in Africa: Any tension? (Chapter 3). Foresight Africa 2017 Report. Brookings
Institute. https://www.brookings.edu/wp-
content/uploads/2017/01/global_20170109_foresight_africa_chapter-3.pdfAfter reading
through the report, address the following questions:Why does the M-Pesa work so well in
Kenya? Do you think that such a system could work in your country? Please state your
reasons.As mobile phones, Internet access, and tech hubs differ greatly throughout the
African continent, how can these key pieces of technology be made not only more accessible
to patrons, but more affordable?How can Konza Technology City make a positive impact in
Kenya? Are there any pitfalls in this tech city, in your opinion?How can regulating
technology improve society?

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FinTech's innovation in the financial sector means financial technologies that are linked to the spirit of an era. FinTech's aspirations have a mainstream line that can be found on any continent, such as services related to basic banking processes, such as one touch or mobile purchases. At the same time, there are services that are only linked to continents, such as African SMS payment or the Asian micro payment system. In this study, we want to present Asian fintech efforts, such as Taobao, Tmall, Jingdong or Yu'e Bao, with no transaction costs, zero entry barriers, and broad support. The main issue with continental fintech processes is that there is only a demographic reason for different services or more?! It is also a question of building a fintech service from top to bottom (Alibaba) in Asia, or can it be built from bottom to top (Yu’e Bao)?

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A new report published today by The Economist Intelligence Unit finds that progress in providing faster broadband access varies significantly across South-East Asia, despite the economic opportunities being well acknowledged. There are great differences in the level of broadband planning and implementation, where even leaders, such as Singapore and Malaysia, face challenges in achieving greater coverage and uptake. In Singapore, 95% of households have access to fiber to the home (FTTH) network speed and 46% of them have subscribed to it. In Myanmar, by contrast, there is not even a national broadband plan. Among those with a plan for development, implementation is uneven. This is among the key findings of The future of broadband in South-East Asia, an Economist Intelligence Unit report commissioned by Huawei. Although the Association of Southeast Asian Nations’ ICT Masterplan 2015 maps out a strategy to achieve greater integration across six areas, including infrastructure development and bridging the digital divide, implementation remains a domestic issue. In Malaysia, for instance, broadband targets are based on speeds of 256Kbps with the aim to provide 10Mbps or greater to high economic impact areas. The government has set a target to increase the broadband penetration rate to 75% of households by 2015. Mobile-broadband has been touted as a quick way to provide broader access, but experts are now concluding that it is not a silver bullet. Conversion of spectrum allocation, the necessary technical development to provide faster mobile speeds, has been slow across much of the region. Even where successful policies are in place, such as in Singapore, limited bandwidth for data poses an emerging challenge. This highlights the continued importance of fixed broadband networks to supplement increasingly crowded mobile networks. The report also finds that, in order not to fall behind, regulators are now taking a more holistic perspective and working with industry to resolve such issues and promote strong infrastructure environments. As the information society grows in importance, digital inclusiveness becomes more urgent. Yet reaching rural and vulnerable populations remains difficult even for leading countries such as Singapore and Malaysia. Cyber security has also emerged as an issue which can affect uptake. Despite the financial and practical challenges of broadband implementation, it remains the easier part of the supply and demand equation. More difficult are the challenges of improving affordability and raising awareness of the benefits of broadband adoption. Countries are only now beginning to tackle these issues.

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In the global business, there are producers as product sellers and consumers as product purchasers. These two people are interdependent; the business does not exist or successful if there is no one between them. Producers require consumers to purchase products to sell, so consumers require producers to satisfy their needs. Manufacturers sell goods at a market place, and when consumers want to buy their needs, they go to the market place. These have occurred hundreds or even thousands of years since the starting of business when technology not yet improved. When technology improved, affects the development business system. Currently, information technology is advancing very fast so that it is difficult to avoid it’s development. The advancement of information technology not only assist people’s life to become better every day but also support the global business.

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