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You are at Orange Level
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This is your
Spectrum Report
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The Millionaire Master Plan Test ~ Part 2
Your Wealth Level

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The air is much clearer up here: you can see there is more than just “getting by” at Red
Level. You are in positive cash flow. You feel some sense of direction. You have a
deeper sense of self-worth, especially as others often acknowledge the good work you
do. But you are still dependent on those “others” to get by. Maybe you have a job and
haven’t yet found your own identity in the market. Perhaps you have a business, but
you haven’t been able to create an identity that attracts others, so you still need to
chase the money. The good news is there are simple steps to move up to independence.
The Nine Wealth Levels
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Orange is the third level of nine levels in the Wealth Spectrum. Orange is someone who
works for a living. Whether you are in a job or self-employed, when you are Orange you
have to work hard to earn a living, and you don’t know how to multiply your income.
An Orange world is about action, not attraction.
Orange
Level
Congratulations,
you are at

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Orange Level
“I work hard to earn a living.”
Measure Positive personal cash flow controlled by others
Emotions Dependence; resignation
Benefit of staying here Self worth; Direction; Acknowledgement
Cost of staying here Anonymity; fear; frustration
Focus needed Identity and independence
How did I get here? Education; mind-set; conditioning
How do I stay here? Pinpoint Your Passion; Set Your Standards; Follow the Flow
How do I move up? Identify Your Identity; Master Your Market; Monetize Your
Moment
Measure
Positive personal cash flow controlled by others
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The good news is you are at the top of the Foundation Prism, where
you have your personal flow in positive monthly cash flow. But your
cash flow is still being controlled by others. Whether it is your
company paying you a salary or your clients paying you for your
services, you do not have the ability to easily increase the amount
coming your way. It’s a little like the difference of a pedal bike and a
motor bike. At Orange level you need to put in more effort for more
reward. In the Enterprise Prism, power does not come from more
effort, but by having built an engine and knowing what levers to pull.
Emotions
Dependence; resignation
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Our modern economy is built on a labour force of workers. Today, this
is being replaced by robots and computers which means job security
at Orange level isn’t what it used to be. A labour mindset we learn at
school sees hard work as the key to success. The problem with this
mindset is, to be more successful would mean working harder, and
many of us are already working as hard as we can…
The Worker

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Emotions (Continued)
Dependence; resignation
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This dependence on others also stops us from seeing how things work.
It is like the driver in the car who is so busy driving, they never have
the time to stop the car, look under the bonnet and understand how the
car is put together. Many Workers at Orange level spend their entire
lives in a job without any understanding of how to put a business
together.
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When we have a car that doesn’t work, or that uses more fuel than we
have, this leads to a feeling of resignation. The solution isn’t to just
resign from your job and start a business, as you will resign from that
as well. Orange workers who start their own business simply create a
job for themselves where from day one they are hard at work just like
they were when working for others. When it doesn’t work out, they
become resigned and then give up.
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As we will see, the solution is not to create a system that still makes you
resigned and dependent, but to create a life and business which is
designed for you to be independent - where you can redesign the car
the take you where you want to go.
Benefit of staying here
Self worth; Direction; Acknowledgement
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There are many people at Orange Level who want nothing more than to
move out of being dependent on their job to earn a living. Few would
think there is a benefit to staying here. But every level of the Wealth
Spectrum has benefits. The benefits of a level are often invisible, but
they are what draw us unconsciously to remain at that level – even
when we consciously want to move out of the level.
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Orange level allows us to be acknowledged for our efforts. Will we be
noticed and rewarded in the same way when we venture out on our
own? Isn’t entrepreneurship a lonely business? There is a level of
comfort we receive by being given direction and acknowledgement – it
means we can’t go too far wrong.
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At this level we also get clear direction (something that we do not get as
we move to the next level). At Orange level we know what we’re meant
to do and the next step we’re meant to take. There’s a direct link
between working hard, getting acknowledged and feeling self worth.
Ironically, the constant connection to our self worth that we benefit
from at Orange level boxes our worth in from ever growing to its full
potential. Like a pot plant, the safety of the pot limits the size of the
plant. Moving to Yellow is about trading in the pot for the garden.

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Cost of staying here
Anonymity; fear; frustration
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Orange level is a state of dependence that means that you are
constantly in fear. If the economy or market changes or the conditions
of your company change you have little control on the change. Like a
spectator at a football game, Orange level Workers are a spectator of
their own wealth, with little control of the outcome.
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Also, like a spectator, you are largely anonymous with little power to
make a difference to yourself or others. When a player is in need on the
pitch, the whole game will stop for them and they will get the attention
they need. Spectators don’t get that same level of support.
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The asset you have the least control over is your time. The time you
have to build your wealth is limited, as your time is spent working
hard. This dependence leads to emotional costs – the biggest ones
being fear and frustration. There is fear of the unknown, and the threat
of dangers, surprises and challenges you are not equipped to handle.
There is the envy of those who have somehow broken free of the chains
and have a lifestyle or wealth that appears out of your reach.
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Another way that envy expresses itself is in judgement. If you find
yourself criticising others or regarding their situation with suspicion, or
find your reaction to things beyond your comprehension is to be
dismissive rather than curious, these are the costs of fear and
frustration that keep you from getting the understanding you need to
do things differently and move up into the Enterprise Prism.
Focus Needed
Identity and independence
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Identity is the first step to move from action to attraction. At Orange
level you are constantly chasing the ball. At Yellow level, you learn the
positions in the game, choose one, and create the opening for the ball
to be passed to you. Orange level workers are rarely invited to play
because they are so busy chasing flow. Yellow level players invest the
time to know the game and the players, and are soon selected as a
valuable addition to the game.
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Mastery is the process of understanding the rules of the game and the
way to play. It’s the same mastery that makes a musician master their
instrument. How does value flow through your market? What products,
positioning and price points work and why? Stepping out of Orange
level to the Enterprise level is about stepping over the line from the
spectator seats and out onto the pitch.

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How did I get here?
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Education: Our current education system is entirely focused on
moving us from Survivor to Worker. That means knowing how to get a
job and move up the career ladder. We are not taught at school how to
market ourselves, read a balance sheet, start a business, set up a
portfolio and invest in property. These are all essential skills for wealth
creation, so there is little surprise if you are still at this level.
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Fear of the Unknown: We are so familiar with the idea of having a
job and only doing what needs to be done, moving into the enterprise
prism can feel risky. As the world continues to accelerate, the opposite
is true. Risk does not come from what you do, but from your curiousity
and resourcefulness. At Orange level, curiosity and resourcefulness is
low. Like the danger of having a car that breaks down, the risk is not in
where you are driving, but on whether you know how to fix it.
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The company you keep: It is not a coincidence that those at the
Enterprise level spend time with others at the Enterprise level. The
same is true at teh Foundation level. From the media we read and
watch, to the morning commute, to the people we see at work or on
their lunch breaks, it seems like everyone is a worker.
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The same is true when you move to the Enterprise Prism. You start
spending time with people living their passion and running their own
businesses. To a Worker, it looks like everyone is working. To a Player,
it looks like everything is a game. Keep the same company to stay at the
same level, or change company and see how fast you move.
How do I stay here?
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Pinpoint your passion: You may choose to stay at this level,
working for others - which is absolutely fine as long as you’re doing
something you truly love. You are likely to have passions in life
worth fighting for, which is why you ensure you keep in positive cash
flow and are investing for the future.
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This focus got you here, but will also keep you here. Staying on the
bike, pedalling away, means you don’t have time to build an engine
and stop pedalling. Moving to Yellow level occurs when you put the
attachment to your own passions aside and become a student to the
passions of others – your market, your partners and your team.
Don’t lose sight of your own attachments though or you will lose
your way and easily fall into Red or Infrared (as many who begin
their own ventures outside of a steady job often do).

7.
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How do I stay here? (Continued)
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Set your standards: To minimise uncertainty in uncertain times, you
have set certain standards to safeguard your future. From how hard you
work, to how you manage your cash flow, to how you take on certain
responsibilities for yourself and others, these are the standards that are
keeping the cash flowing. To move up the spectrum, you need to see
your standards in a new light. In the Foundation prism, your standards
are like knowing how to swim – and that’s what stops you from
drowning. In the Enterprise prism, you are now part of the crew on a
ship. To be in the crew, you need to know how to swim so you are not a
liability to the rest of the crew, but swimming will not be the way you
get to your destination.
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Follow the flow: Whether you are in a job or running a business, at
Orange level you have stepped into flow by following the money. Keep
watching where flow goes, and you can stay at Orange. The problem is,
this won’t give you the Yellow level skills to attract and redirect flow.
How do you package, price and promote a product? How do you attract
the investment of others? Following the flow won’t make you master
flow any more than following the leader will make you the leader.
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Each of these three steps are what got you into Orange level instead of
being in Red or Infrared level. These same strategies are what will keep
you at Orange. They are based on running hard to earn a living. They
are action strategies instead of attraction strategies, which is the
paradigm shift that makes up the three steps up Yellow.
How do I move up?
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Moving to Yellow is to move from Worker to Player. Like a player of a
musical instrument or a player on a football field, it is about getting
into the zone with harmony and rhythm every day – where you attract
the right team to play with and the right audience who appreciate your
performance. Here are the three steps to yellow:
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Identify your identity: Think of a station on a train network. Each is
a destination worth visiting. Each is unique. To own your place within
the global money plumbing system you first must define what you will
be Number One in: Why others will see value in you personally now
and in the future. This will define the opportunities and resources that
come your way, whether you are in a job or in your own business.

8.
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How do I move up? (Continued)
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Master your market: Defining your identity defines your market
position, which means you have committed to a market that you must
now master. As a leading player in your market, you will need to know
the market size, the major players and the latest developments in that
market. In today’s fast moving economies, this mastery is paramount in
being a Player.
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Without mastery of your market, you will constantly be on the outside
of the flow of opportunities. Your market is your playground, and
knowing all the games to play ensures you’re always playing the one
best suited to you – and with the Players that play best with you. It also
ensures you’re not going through life making mistakes that others have
already made. You learn from others, follow the models that are
working and enhance the ones that work best for you.
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Monetize your moment: At Orange Level, you can leave the
understanding of how value is leveraged to create cash flow to your
boss (or your customers). You are simply a link in the value chain. At
Yellow Level you need to understand the chain and know not just what
part you play in that chain, but how you assemble the other parts to
ensure you are creating sustainable cash flow.
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When you know how to package, price, promote and present value, you
give yourself the power to turn on your own money taps. This is the
first step in mastering flow – knowing how to redirect it by packaging
value and exchanging it for your own new streams of income. This can
be your own products or services, or a property deal or trade. It doesn’t
take money to make this happen. It takes connection to existing
streams of knowledge, opportunity and flow, and your own
commitment to being curious and resourceful while adding value
through your own unique identity. The payoff in the Enterprise Prism is
that you stop working for money, and money starts working for you.
Read your Chapter
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Read your Chapter within the Millionaire Master Plan to see how
each Genius naturally moves through these three steps. You will
also see exactly what not do to as well as what to do.
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Then, follow the Mission on GeniusU to move from this level to the
next. You will find videos as well as assessments and Playbooks for
each of these three steps. Focus on these steps and track your
progress to achieve measurable, tangible change.

9.
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We are all in the Spectrum. ALL economic
conditions – from being in debt to being a millionaire to
controlling a country’s taxes to being a global philanthropist –
exist in the 9 levels of the Spectrum. A wealth gap makes us
powerless. A wealth ladder allows us to start climbing.
Before we go into the details of what your results mean, here are the five Spectrum
Principles to keep in mind:
The Spectrum is always here. Every level of the
spectrum plays an economic role which keeps money flowing,
so all nine levels exist. Complaining about your (or any other)
level won’t make it disappear - or improve your own situation.
The Spectrum is the map to your wealth.
We change levels through our life. Understanding the nine
levels and where you are empowers you to ensure your path to
your success is deliberate and not accidental.
Your level determines your reality. Every
level has a level of flow and a level of consciousness. When we
move levels, our flow changes and so does our awareness. The
problems and opportunities you see in life will depend on the
level you are at. When you change level, what appeared to be
big issues often simply disappear.
Your wealth is your choice. When you know
your level, you can choose to stay at that level, move down or
up. Each has costs and benefits. Knowing your level gives you
the power to direct your focus on the next steps to take. Your
wealth is your choice.
When you understand the nine levels, and why we get stuck at each level, you can use
your Genius to follow your natural path from one level to the next.
The Five Spectrum Principles
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The Three Wealth Prisms
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Your level is one of nine, divided into the 3 Wealth Prisms. These link all wealth flow
from personal to commercial to universal – This covers the entire world of wealth we
live in. Each Prism includes three levels, which together make up the nine levels of the
Wealth Lighthouse. You are always only at one level at any one time, and seeing all
levels will give you a full picture of where you want to – and don’t want to – be playing.
The Foundation Prism
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This is mastery of the wealth flowing through our life: Our
ability to create an abundant flow of value and money through
our life regardless of market conditions.
The Enterprise Prism
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This is mastery of the wealth flowing through our markets: Our
ability to manage investments and enterprises effectively to
flow value and money through our teams and markets.
The Alchemy Prism
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This is mastery of the wealth flowing through our societies:
This is the prism in which money itself is made and the rules of
our markets are created.
Why is it so important to move through these three prisms in this order? Many of us
have a desire to have an impact in the world, but the only way to have that impact is to
master flow at a community level. We can do that after mastering market flow, and that
requires first mastering our own personal flow. Like a captain who wants to set sail to
distant shores, the journey begins with being on the crew of oher ships - and the only
way to get on a crew is first learning how to swim.
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That’s the distinction between the three prisms - From mastering your personal flow, to
mastering market flow, to mastering global flow. At every step, you are ‘earning the
right’ to move to the next level. Like gears in a car, once you understand each level you
can move smoothly from one to the next, and change pace with the seasons - in your
team, your company and your industry.

11.
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The Nine Wealth Levels
The nine wealth levels measure your level of mastery in creating value and leveraging it
profitably. Here is an overview of the nine levels. Read them in context of where you
currently are, and where you plan to be:
The Foundation Prism
Infrared Level: Victim
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Infrared falls deeper in debt month after month. Infrared
comes from separation, and the steps out come from discipline
and duty. You need to fix the plumbing before filling the pipe,
and setting up the habit of paying yourself first.
Red Level: Survivor
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Red makes just enough money to have nothing. You may even
have a successful business, but if you are just surviving
personally, every business problem becomes a personal
problem, which means you are your business’ greatest liability.
Orange Level: Worker
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Orange is someone who works for a living. Whether you are in
a job or self-employed, when you are Orange you have to work
hard to earn a living, and you don’t know how to multiply your
income. An Orange world is about action, not attraction.
The Enterprise Prism
Yellow Level: Player
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Yellow is empowered to forge your own journey. You know
how to create value, leverage it and make money in your niche.
You have created a level of freedom, but your earnings are
limited as you and your enterprises still rely on you more than
others to keep things flowing.

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Green Level: Performer
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Green enables enterprises: Leading a team profitably is
entirely different from self-employment, but the rewards are
exponential. While Yellow works from outside in, Green works
from inside out, leading to high performance teams and
enterprises.
The Alchemy Prism
Blue Level: Conductor
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Blue frees you entirely from having your hands full. Blue level
has multiple investments and has mastered both cash and
capital. Blue speaks an entirely different language, focus and
set of measures, with multiple teams of income.
Indigo Level: Trustee
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Indigo is the playground of the billionaire. When you have
mastered the enterprise prism, trust becomes your greatest
asset and one that you can monetize in magical ways.
Understand this level, and you will see the world’s wealthy
through a new lens.
Violet Level: Composer
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Violet prints our currencies, sets our taxes and scripts the
tunes we dance to. Until recently the domain of nations, more
entrepreneurs, leaders and communities are now stepping into
the role of composer and rewriting the rules by which the rest
of us play.
Ultra-violet Level: Legend
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Those at ultraviolet are the symbols to live by, like legends on a
map. Their names become synonymous with their
composition, and are left as a legacy. This level has a frequency
that lasts over generations, and the rise and fall of nations.

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The 9 Levels!
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The following is an extract from the Millionaire Master
Plan, giving you more details on how the nine Wealth
levels connect with each other and to your flow:
Why we get stuck at each level!
Have you ever met someone stuck in a job, dreaming of being their own boss but never
making the move? Or have you met someone who made the move only to find the formula
that made them a great employee is now making them a terrible entrepreneur? Have you
ever met someone who grew a small business to earn their freedom only to find they can’t
even afford to take a holiday?
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Do you have friends who have been in these situations, but later had a breakthrough and
found that the invisible ceiling they were bumping against year after year magically
disappeared? They can always pinpoint afterward the shift in mind-set and actions they
went through. They will always tell you they needed to let go of something and adopt a
whole new set of rules, which led to a whole new set of actions.
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As we progress along our entrepreneurial and business paths, every one of us reaches a
moment when, no matter how hard we try, we cannot move ahead with the same strategy
that got us there. Think of the gears in a car: Putting our foot on the accelerator while still
in a lower level is no longer the answer to moving faster into the next level. Shifting from
one level to the next means letting go of our winning formula and learning an entirely new
one. In other words, going faster in this “car” means taking your foot off the accelerator in
order to change gears. You need to disengage the clutch, let the car freewheel (even if only
for a few seconds), and reengage with an entirely new gear—a gear that until that point was
not even being used.
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There is a good chance that as you look at the people around you who are at different levels
than you, and you read even these short descriptions of the levels and how we get stuck,
you will nod knowingly and say, “I’ve been trying to tell them that for so long, but they just
won’t listen.” Why is it that it can seem so obvious to us what others could do to move out
of their level, but it still feels so difficult for us to move ourselves?
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The reason is, we enjoy a freedom at our current level that unconsciously we do not want to
let go of.

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Freedom of Choice vs Movement!
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In the Foundation Prism, as an Infrared Victim I could see that (in theory) with more
discipline and application I could move to Red Level. But I didn’t want to give up my
freedom of choice to spend my time and money the way I wanted to.
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When I got to Red Survivor by giving up my freedom of choice with a more
disciplined routine that made me the money I needed to survive, I gained freedom of
movement. I was less stressed and more able to make use of my Dynamo Genius. But to
move to Orange Worker meant being even more accountable to serving others and
fitting in to their schedule. That meant losing the one thing I had fought for at Red Level:
my freedom of movement.
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When I got to Orange Worker, what I gained was a new level of freedom of choice.
Many opportunities came my way that weren’t there before. But then to move up to
Yellow Level meant focusing on a niche, which meant giving up this freedom of choice I
had just fought for! I would need to say no to many of the opportunities coming my way.
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It gets even harder when we move into the Enterprise Prism. As a Yellow Player I gained
a freedom of movement to do what I wanted and go where I wanted—the kind of
freedom that Tim Ferriss talks about in The 4-Hour Workweek. To move to Green Level
meant building a team, a schedule, and accountability. I would need to give up the
freedom of movement I was enjoying.
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When I committed to creating the rhythm and model necessary to attract a team, as a
Green Performer I gained a new freedom of choice that comes from a sustainable
businesses that does not depend on any one person—the kind of choice that Jim Collins
talks about in From Good to Great.
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Higher-level opportunities came our way. But to move to Blue Level meant giving up that
freedom of choice to select my team and decide how the business would work. I would
need to leave that to others who would run my businesses for me.
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In becoming a Blue Conductor and having others lead my businesses for me, I could no
longer choose what I could change in my businesses; instead I empowered others to make
those decisions for me. But with multiple streams of income, I gained an even higher level
of freedom of movement.
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At this level, the higher calling to be an Indigo Trustee for your industry or cause
inevitably arrives. At this point, you need to ask if you are willing to give up that freedom
of movement you have earned to live up to the higher public expectations of being a role
model for or leader of your industry or cause.
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Notice a pattern? In the nine steps up the Wealth Lighthouse, we move in a
zigzag from freedom of choice to freedom of movement.
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Driver vs Designer
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WEALTH = VALUE x LEVERAGE
We progress through personal value and personal leverage to social value and social
leverage. At each step we move from the driver (who knows how to drive the vehicle but
not how to build it) to the designer (who knows how to design the vehicle).
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The driver has freedom of choice - but needs to show up to the timetable of others, and so
loses freedom of movement. The designer has freedom of movement - but is no longer
automatically connected to an intersection of opportunities, so loses freedom of choice.
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In giving up freedom of movement or freedom of choice, we are sacrificing the reason we
fought so hard to get to that level. But we need to let go to move up - sacrifice is key.
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But remember this: At every level, we may have to give up on choice or movement, but we
never give up freedom itself—the freedom we have earned in order to earn the right to
move to the next level and how great it feels to do it in our natural genius state. It feels,
well, freeing!

16.
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The Power of Zero
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Think about what feels like a lot to you now. When I was twenty-two and my mentor
challenged me to make an extra $100 each month, I thought that was easy. When he said I
could make an extra $100,000 each month, I thought he was crazy. So what feels like a lot
of money to you in terms of those zeroes? Is it $10, $100, $1,000, $10,000, or more?
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What is the amount of money you would really notice if it disappeared from
your bank account tomorrow?
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When I was seven, I received pocket money of 50 cents each week. I thought, If I save up
my pocket money, I can buy a bicycle like my friend Paul got for his birthday. I didn’t take
the time to work out how many months or years I would need to save. I just remember
saving, and after one month I had two dollars. Five months later, I had ten dollars.
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Then we moved to a new house and in the move I lost my piggy bank. I literally lost all the
money in my piggy bank! It was heartbreaking. Ten dollars was like a million dollars to me
then. More than a decade later, when I was in Cambridge and ran my first little business as
a student, I was at Red Level; $10 was no longer a lot to me. But $100 was. By the time I
got to Orange, I wouldn’t miss $100 because there was more money flowing, but $1,000
became a risk. By the time I moved through Yellow Level, $10,000 was not so much (I was
used to seeing that move rapidly in the day-to-day of the team), but $100,000 was a
stretch to risk or lose.
!
Simply put, I earned the right to play with more zeroes at the next level by achieving the
level below naturally and automatically. Adding a zero to what I was willing to comfortably
lose (and a zero to what I was able to make) unlocked a new code—a new language—which
we all need in order to listen with clarity and speak fluently at the level above.
!
By focusing at the right size and speed of your promotions, as you rise up the levels one
step at a time, you can turn what felt like a lot to something that you know is much easier
to make. While promotions in the Foundation Prism are largely based around using your
time and genius to connect to the flow of others, Yellow Level promotions are larger
because you are now engineering new sources of flow—launching a new product, starting a
new partnership, or entering a new market.
!
The difference between $1 and $1,000,000 is just six zeros. Think of each level
up the Wealth Lighthouse as adding a zero to what feels natural to make, to
lose, to get and to give. That’s the power of zero.
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17.
Visit www.GeniusU.com!
!
Visit GeniusU, our online university, to take GeniusU Learning Missions at each
level of the Wealth Lighthouse and to grow your Genius network
Your Next Steps
Read the Millionaire Master Plan
!
Step One is to continue reading the Millionaire Master Plan to see how the
different geniuses follow their natural path from one level to the next.
!
Take your first mission on GeniusU
!
Take your first learning mission on GeniusU to learn more about your
Genius and your Wealth Level, and take the first steps to progressing up
the Wealth Lighthouse. This leads to further assessments and learning
missions at every level of the Millionaire Master Plan.
!
Connect with our online community
!
Connect with us online. You can connect with everything related to:
The book at www.millionairemasterplan.com
Roger at www.rogerjameshamilton.com and
Entrepreneurs Institute at www.entrepreneursinstitute.org
!
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