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Top 5 Money Mistakes Made by Millennials

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Millennials who are making a lot of money are the ones in debt. Here are few possible mistakes made by them.

Veröffentlicht in: Wirtschaft & Finanzen
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Top 5 Money Mistakes Made by Millennials

  1. 1. Top 5 Money Mistakes Made By Millennials
  2. 2. Money mistakes are easy to make but hard to overcome. What might seem like a little bit of fun can come to bite you back later.
  3. 3. Here are the top 5 money mistakes that are commonly made by the Millennials :
  4. 4. 1: Not Building an Emergency Fund
  5. 5. Nobody is immune to emergencies. Disasters can strike anywhere and anytime. Without a proper emergency fund even a well off guy can face a crisis of money.
  6. 6. Tip: Emergency fund can help you differentiate from the ones who are sinking financially. Always have an emergency fund to cover at-least 6 to 9 months of your expenses.
  7. 7. 2: Not Having A Budget
  8. 8. Unplanned expenditure can be a huge problem. If you don’t keep track of your expenditures, you can never determine how much you can spend on things.
  9. 9. Tip: Not setting up any budget is one of the biggest mistakes, most businesses make. So, it is important to make and set budget expectation right from the beginning.
  10. 10. 3: Neglecting Cash Flow
  11. 11. The more you earn, the more you’ll spend. However most people spend on worthless things and end up broke because they fail to recognize the cash flow.
  12. 12. Tip: Control on the Cash can help you achieve financial success. Never neglect cash flow, it would help you know how the your money is moving and where.
  13. 13. 4: Spending more than the income
  14. 14. Most of us spend because it makes them feel happy . However, money and emotions don’t go hand in hand.
  15. 15. Tip: If you want your accounts to be in the right shape, avoid shopping just to uplift your mood. Save for the long term and get out from the momentary satisfaction of retail therapy.
  16. 16. 5: Getting Hung Up On Small Things
  17. 17. Don’t get caught up in saving money on the small stuff and ignoring the bigger expenses. You may save $100 in a month by ditching latte but might be missing out on saving $400 on refinancing your home.
  18. 18. Tip: Keep little things from taking over your time and money.
  19. 19. Money is hard to build and easy to lose. Avoid making money mistakes and have a happier future.
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  22. 22. References: Millennials:Their Top 5 Money Mistakes– TheSelfEmployed

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