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College is Power

   A College Education Opens Doors
to a Better Job and Many Other Benefits
Overview

     Why Should You Go To College?
      • College is the pathway to success and a better life
      • College graduates earn more money and get better
        jobs
      • Unemployment rates are lower for college graduates
      • College will help you help your family
      • College is a lot of fun!
     A Who’s Who of Famous College Graduates
     How Do You Pay for College?


2
Pathway to Success and a Better Life

     College opens doors to opportunity and expands
      your horizons. You will experience new points of
      view.
     Graduating from college will be a source of pride
      because it is a great accomplishment.
     You get to follow your dreams and determine
      your future!




3
College Graduates Earn More Money




4
Earn More by Staying in School

     High school graduates earn $430,000 more over
      their lifetimes than high school dropouts.
     Double your income by graduating from college.
      • An Associate’s degree is worth $390,000 more than a
        high school diploma.
      • A Bachelor’s degree is worth $1.2 million more than a
        high school diploma.
      • A Doctorate (Ph.D.) is worth $1.7 million more than a
        Bachelor’s degree.
      • A Professional (law or medical) degree is worth $2.9
        million more than a Bachelor’s degree.

5
College is a Pathway to Opportunity



      In a global economy
      where the most valuable
      skill you can sell is your
      knowledge, a good
      education is no longer
      just a pathway to
      opportunity – it is a
      prerequisite.
      – President Barack Obama




6
College is Required for a Better Job

     All of the highest paying jobs require a college
      degree.
     Jobs for college graduates include better
      benefits, such as health insurance and
      retirement plans.
     College graduates have half the unemployment
      rates of high school graduates and better job
      security.
     There are many more jobs available for college
      graduates than high school graduates.

7
College = Lower Unemployment Rates




8
College Helps You Help Your Family

     You will be able to support your family with a
      larger salary.
     You will pave the way for your brothers and
      sisters and other relatives to go to college.
     You will be able to help your children with their
      homework and give them a better life. As a
      result, they will be more likely to attend college.




9
College is a Lot of Fun!

      You get to do amazing things and to train for a
       job you will enjoy. There are many activities on
       college campuses.
      You will meet smart and interesting people and
       make lifelong friends.
      At college, it is cool to be smart. You will learn
       how to think and express yourself more clearly
       and solve important problems. You will become
       more confident.


10
Equal Opportunity


       In our democracy every
       young person should
       have an equal
       opportunity to obtain a
       higher education,
       regardless of his station
       in life or financial
       means.
       – President John F. Kennedy




11
Famous College Graduates
        Kareem Abdul-Jabbar – UCLA           Jay Leno – Emerson College
        Bill Clinton – Georgetown            David Letterman – Ball State
        Hillary Clinton – Wellesley          Bill Nye – Bridgewater State
        Bill Cosby – Temple University       Shaquille O'Neal – LSU
        Gloria Estefan – Univ. of Miami      Barack Obama – Occidental
        Jodie Foster – Yale                  Natalie Portman – Harvard
        Louis Gossett, Jr. – NYU             Colin Powell – CUNY, GWU
        Hugh Hefner – Univ. of Illinois      Ronald Reagan – Eureka
        Magic Johnson – Michigan St.         J. K. Rowling – Univ. of Exeter
        Tommy Lee Jones – Harvard            Sonia Sotomayor – Princeton
        John F. Kennedy – Harvard            Julia Stiles – Columbia
        Martin Luther King Jr. – BU          Sigourney Weaver – Stanford
        Spike Lee – Morehouse, NYU           Oprah Winfrey – Tenn. State

12
How Do You Pay for College?

      Student financial aid helps you pay the college
       bills
      Five types of student financial aid
      Scholarships are about more than just money
      How do you find scholarships?
      How do you apply for scholarships?
      How do you apply for need-based aid?
      Pitfalls: Beware of scholarship scams!



13
Covering College Costs




       Education costs money,
       but then so does
       ignorance.

       – Sir Claus Moser




14
Student Financial Aid Pays the Bills

      College isn’t as expensive as you might think.
      There’s a lot of money available to help you pay
       for college.
      Student financial aid will help you bridge the gap
       between college costs and what you and your
       family can afford to pay.
      Student aid includes money from the federal and
       state government, money from the colleges
       themselves, and scholarships from foundations,
       private organizations and companies.

15
Five Types of Student Financial Aid

      Gift aid, such as grants and scholarships, which is free
       money that does not need to be repaid.
      Student employment, such as part-time work-study jobs,
       which lets you earn as you learn.
      Student loans, which is money that is repaid over several
       years, usually with interest.
      Education tax benefits, such as the Hope Scholarship tax
       credit, which is money you get by filing a federal income
       tax return, even if you don’t owe any taxes.
      Military student aid, such as ROTC and the GI Bill,
       where you earn money for your education in exchange
       for service in the United States Armed Forces.

16
The Best Type of Student Aid

      Grants and scholarships are better than student
       loans because you don’t have to pay them back!
       • Some funds are awarded based on financial need
         (the difference between the costs and ability to pay)
       • Some funds are based on academic, artistic or
         athletic merit or other skills and activities
       • Some funds are based on unusual criteria
          – Creating a prom costume out of duct tape
          – A scholarship for left-handed students
          – A scholarship for students with a last name of Zolp




17
College is a Passport to the Future




       Education is our
       passport to the future,
       for tomorrow belongs to
       the people who prepare
       for it today.
       – Malcolm X




18
More Than Just Money

      The organizations that award scholarships are
       focused on more than just giving away money.
      They want to eliminate barriers to college
       success.
      Many try to build a community of their
       scholarship recipients.
       • You will meet people just like yourself and make
         lifelong friends.
       • You get someone to talk to, someone you can trust.



19
How Do You Find Scholarships?

      Use a free online scholarship match service like
       www.FastWeb.com. It takes only half an hour.
       • The site matches your personal background
         characteristics against a very large database of
         scholarships, so you will see only those scholarships
         for which you are qualified.
       • The FastWeb database is updated daily, with
         automatic email notification of new awards that match
         your profile.
       • The FastWeb site also provides a lot of news,
         information and advice.


20
Other Ways of Finding Scholarships
      Your guidance counselor might post information
       about scholarships outside his/her office or on
       the school web site.
      Some guidance counselors publicize
       scholarships in the school bulletin or distribute
       scholarship booklets.
      You can also find scholarships in books in your
       local public library or bookstore.
      MonsterCollege (www.college.monster.com) lists
       internships and part-time/entry-level jobs as
       another source of money for college.
21
Start Searching for Scholarships Now

      Start searching for scholarships as soon as
       possible.
      There are scholarships with deadlines
       throughout the year, so the sooner you start
       searching, the more scholarships you will find.
      There are even scholarships for children in the
       grades K-8 in addition to scholarships for high
       school students in grades 9-12.
      You can continue searching for scholarships
       after you are enrolled in college.

22
How Do You Apply for Scholarships?

      After you locate the scholarships, you will need
       to submit an application to each scholarship.
       • Many scholarships require short essays, letters of
         recommendation and high school transcripts.
       • If you become a finalist, some scholarships will
         conduct an in-person or telephone interview.
      If you win the scholarship, the sponsor will hold
       the money until you have enrolled in college.
       They will then send a check to you and/or to the
       college to help you with your college costs.


23
Don’t Lose Your Scholarship

      Some scholarships are renewable, which means
       you get money every year you are in college.
      Often, you will need to get good grades to keep
       the scholarship and send a short progress report
       to the sponsor once a year.
      You might also need to get involved in
       community service or other activities.




24
Knowledge is an Investment



       If a man empties his
       purse into his head, no
       one can take it from him.
       An investment in
       knowledge always pays
       the highest return.
       – Benjamin Franklin




25
How do you apply for need-based aid?

      Submit the Free Application for Federal Student Aid
       (FAFSA) online at www.fafsa.ed.gov to apply for need-
       based grants, loans and work-study.
      The FAFSA is used to calculate your “expected family
       contribution” or EFC, a measure of your family’s annual
       ability to pay for college.
        • A lower EFC makes you eligible to receive more need-based
          financial aid, such as the Federal Pell Grant.
        • Financial Need = Cost of Attendance – EFC
        • Students with a lower EFC qualify for more financial aid.
        • Students with a zero EFC (mostly students with family income
          less than $30,000) have full financial need and qualify for even
          more financial aid to help pay for school.

26
Beware of Scholarship Scams

      Beware of scholarships that charge any kind of
       an application fee, even if it is just a few dollars.
        • Don't invest more than a postage stamp for
          information about scholarships or to apply for
          scholarships.
        • If you have to pay money to get money
          it’s probably a scam.
        • Don’t give out your Social Security number, bank
          account number, credit card number or debit card
          number to any scholarship providers.
      Nobody can guarantee that you will win a
       scholarship.
27
The Function of The University
       The function of the
       university is not simply to
       teach bread-winning, or to
       furnish teachers for the
       public schools or to be a
       centre of polite society; it is,
       above all, to be the organ of
       that fine adjustment
       between real life and the
       growing knowledge of life,
       an adjustment which forms
       the secret of civilization.

       – W.E.B. DuBois
         The Souls of Black Folk

28
Thank You!

29

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College ispowerfastweb

  • 1. College is Power A College Education Opens Doors to a Better Job and Many Other Benefits
  • 2. Overview  Why Should You Go To College? • College is the pathway to success and a better life • College graduates earn more money and get better jobs • Unemployment rates are lower for college graduates • College will help you help your family • College is a lot of fun!  A Who’s Who of Famous College Graduates  How Do You Pay for College? 2
  • 3. Pathway to Success and a Better Life  College opens doors to opportunity and expands your horizons. You will experience new points of view.  Graduating from college will be a source of pride because it is a great accomplishment.  You get to follow your dreams and determine your future! 3
  • 4. College Graduates Earn More Money 4
  • 5. Earn More by Staying in School  High school graduates earn $430,000 more over their lifetimes than high school dropouts.  Double your income by graduating from college. • An Associate’s degree is worth $390,000 more than a high school diploma. • A Bachelor’s degree is worth $1.2 million more than a high school diploma. • A Doctorate (Ph.D.) is worth $1.7 million more than a Bachelor’s degree. • A Professional (law or medical) degree is worth $2.9 million more than a Bachelor’s degree. 5
  • 6. College is a Pathway to Opportunity In a global economy where the most valuable skill you can sell is your knowledge, a good education is no longer just a pathway to opportunity – it is a prerequisite. – President Barack Obama 6
  • 7. College is Required for a Better Job  All of the highest paying jobs require a college degree.  Jobs for college graduates include better benefits, such as health insurance and retirement plans.  College graduates have half the unemployment rates of high school graduates and better job security.  There are many more jobs available for college graduates than high school graduates. 7
  • 8. College = Lower Unemployment Rates 8
  • 9. College Helps You Help Your Family  You will be able to support your family with a larger salary.  You will pave the way for your brothers and sisters and other relatives to go to college.  You will be able to help your children with their homework and give them a better life. As a result, they will be more likely to attend college. 9
  • 10. College is a Lot of Fun!  You get to do amazing things and to train for a job you will enjoy. There are many activities on college campuses.  You will meet smart and interesting people and make lifelong friends.  At college, it is cool to be smart. You will learn how to think and express yourself more clearly and solve important problems. You will become more confident. 10
  • 11. Equal Opportunity In our democracy every young person should have an equal opportunity to obtain a higher education, regardless of his station in life or financial means. – President John F. Kennedy 11
  • 12. Famous College Graduates  Kareem Abdul-Jabbar – UCLA  Jay Leno – Emerson College  Bill Clinton – Georgetown  David Letterman – Ball State  Hillary Clinton – Wellesley  Bill Nye – Bridgewater State  Bill Cosby – Temple University  Shaquille O'Neal – LSU  Gloria Estefan – Univ. of Miami  Barack Obama – Occidental  Jodie Foster – Yale  Natalie Portman – Harvard  Louis Gossett, Jr. – NYU  Colin Powell – CUNY, GWU  Hugh Hefner – Univ. of Illinois  Ronald Reagan – Eureka  Magic Johnson – Michigan St.  J. K. Rowling – Univ. of Exeter  Tommy Lee Jones – Harvard  Sonia Sotomayor – Princeton  John F. Kennedy – Harvard  Julia Stiles – Columbia  Martin Luther King Jr. – BU  Sigourney Weaver – Stanford  Spike Lee – Morehouse, NYU  Oprah Winfrey – Tenn. State 12
  • 13. How Do You Pay for College?  Student financial aid helps you pay the college bills  Five types of student financial aid  Scholarships are about more than just money  How do you find scholarships?  How do you apply for scholarships?  How do you apply for need-based aid?  Pitfalls: Beware of scholarship scams! 13
  • 14. Covering College Costs Education costs money, but then so does ignorance. – Sir Claus Moser 14
  • 15. Student Financial Aid Pays the Bills  College isn’t as expensive as you might think.  There’s a lot of money available to help you pay for college.  Student financial aid will help you bridge the gap between college costs and what you and your family can afford to pay.  Student aid includes money from the federal and state government, money from the colleges themselves, and scholarships from foundations, private organizations and companies. 15
  • 16. Five Types of Student Financial Aid  Gift aid, such as grants and scholarships, which is free money that does not need to be repaid.  Student employment, such as part-time work-study jobs, which lets you earn as you learn.  Student loans, which is money that is repaid over several years, usually with interest.  Education tax benefits, such as the Hope Scholarship tax credit, which is money you get by filing a federal income tax return, even if you don’t owe any taxes.  Military student aid, such as ROTC and the GI Bill, where you earn money for your education in exchange for service in the United States Armed Forces. 16
  • 17. The Best Type of Student Aid  Grants and scholarships are better than student loans because you don’t have to pay them back! • Some funds are awarded based on financial need (the difference between the costs and ability to pay) • Some funds are based on academic, artistic or athletic merit or other skills and activities • Some funds are based on unusual criteria – Creating a prom costume out of duct tape – A scholarship for left-handed students – A scholarship for students with a last name of Zolp 17
  • 18. College is a Passport to the Future Education is our passport to the future, for tomorrow belongs to the people who prepare for it today. – Malcolm X 18
  • 19. More Than Just Money  The organizations that award scholarships are focused on more than just giving away money.  They want to eliminate barriers to college success.  Many try to build a community of their scholarship recipients. • You will meet people just like yourself and make lifelong friends. • You get someone to talk to, someone you can trust. 19
  • 20. How Do You Find Scholarships?  Use a free online scholarship match service like www.FastWeb.com. It takes only half an hour. • The site matches your personal background characteristics against a very large database of scholarships, so you will see only those scholarships for which you are qualified. • The FastWeb database is updated daily, with automatic email notification of new awards that match your profile. • The FastWeb site also provides a lot of news, information and advice. 20
  • 21. Other Ways of Finding Scholarships  Your guidance counselor might post information about scholarships outside his/her office or on the school web site.  Some guidance counselors publicize scholarships in the school bulletin or distribute scholarship booklets.  You can also find scholarships in books in your local public library or bookstore.  MonsterCollege (www.college.monster.com) lists internships and part-time/entry-level jobs as another source of money for college. 21
  • 22. Start Searching for Scholarships Now  Start searching for scholarships as soon as possible.  There are scholarships with deadlines throughout the year, so the sooner you start searching, the more scholarships you will find.  There are even scholarships for children in the grades K-8 in addition to scholarships for high school students in grades 9-12.  You can continue searching for scholarships after you are enrolled in college. 22
  • 23. How Do You Apply for Scholarships?  After you locate the scholarships, you will need to submit an application to each scholarship. • Many scholarships require short essays, letters of recommendation and high school transcripts. • If you become a finalist, some scholarships will conduct an in-person or telephone interview.  If you win the scholarship, the sponsor will hold the money until you have enrolled in college. They will then send a check to you and/or to the college to help you with your college costs. 23
  • 24. Don’t Lose Your Scholarship  Some scholarships are renewable, which means you get money every year you are in college.  Often, you will need to get good grades to keep the scholarship and send a short progress report to the sponsor once a year.  You might also need to get involved in community service or other activities. 24
  • 25. Knowledge is an Investment If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the highest return. – Benjamin Franklin 25
  • 26. How do you apply for need-based aid?  Submit the Free Application for Federal Student Aid (FAFSA) online at www.fafsa.ed.gov to apply for need- based grants, loans and work-study.  The FAFSA is used to calculate your “expected family contribution” or EFC, a measure of your family’s annual ability to pay for college. • A lower EFC makes you eligible to receive more need-based financial aid, such as the Federal Pell Grant. • Financial Need = Cost of Attendance – EFC • Students with a lower EFC qualify for more financial aid. • Students with a zero EFC (mostly students with family income less than $30,000) have full financial need and qualify for even more financial aid to help pay for school. 26
  • 27. Beware of Scholarship Scams  Beware of scholarships that charge any kind of an application fee, even if it is just a few dollars. • Don't invest more than a postage stamp for information about scholarships or to apply for scholarships. • If you have to pay money to get money it’s probably a scam. • Don’t give out your Social Security number, bank account number, credit card number or debit card number to any scholarship providers.  Nobody can guarantee that you will win a scholarship. 27
  • 28. The Function of The University The function of the university is not simply to teach bread-winning, or to furnish teachers for the public schools or to be a centre of polite society; it is, above all, to be the organ of that fine adjustment between real life and the growing knowledge of life, an adjustment which forms the secret of civilization. – W.E.B. DuBois The Souls of Black Folk 28