The PayPal Payflow Payment Gateway is a secure, scalable, and reliable payment service that processed $70B in 2008 and serves more than 70K merchants. Our Payflow products offer a single integration to process credit cards, eChecks, and PayPal payments. With the Payflow gateway, you can access a single interface to process PayPal payments (Express Checkout) as well as credit/debit cards using PayPal’s Website Payments Pro or a traditional internet merchant account. Payflow is the only gateway that supports PayPal’s Website Payments Pro in US, CA, and UK. In this session you will learn about our Payflow products and how these products can be used to process payments on and off the web.

1. ONE GATEWAY FOR ALL KINDS OF PAYMENTS: THE PAYFLOW INTEGRATION Yannick Bercy, Software Development Manager

8. CREDIT CARD PROCESSING Merchant’s Acquiring Bank Consumer’s Issuing Bank Consumer Merchant Processor Payflow Gateway Your Application

9. CREDIT CARD PROCESSING WITH PayPal Consumer’s Issuing Bank Consumer Merchant Merchant’s Business Account Payflow Gateway Your Application

10. CHECKOUT WITH PayPal Consumer’s Personal Account Consumer Merchant Merchant’s Business Account Payflow Gateway Your Application

13. PAYFLOW PRO API SERVICES Recurring Billing Reporting PayPal Express Checkout Credit Card Processing Sale Authorization, delayed capture Credit Void Reference transactions Card present (swipe) transaction Voice authorization Purchase cards Address verification, CVV2 Fraud SetExpressCheckout GetExpressCheckoutDetails DoExpressCheckout Create, update, get billing agreement Reference transactions Inquiry transaction Reporting XML Add, modify, delete profile Activate, reactivate profile Force payment Accept, reject payment

14. PAYFLOW PRO HTTP REQUEST & RESPONSE USER=user&PWD=passorwd&VENDOR=vendor&PARTNER=PayPal &TRXTYPE=S&TENDER=C&ACCT=5105105105105100&EXPDATE=0112&CVV2=123&AMT=1.00&FIRSTNAME=John&LASTNAME=Smith&STREET=1_Main_Street&CITY=Austin&STATE=TX&ZIP=78704&COMMENT1=Reservation&INVNUM=123 HTTP/1.1 200 OK Connect: close Server: VPS-3.032.00 X-VPS-Request-ID: ae66ec694cea474002cba0025659946d X-VPS-Response-ID: V1sMZIeBBmr Content-type: text/namevalue Content-length: 189 RESULT=0&PNREF=V18A0BAB041A&RESPMSG=Approved &AUTHCODE=823PNI&AVSADDR=Y&AVSZIP=Y&CVV2MATCH=Y&HOSTCODE=A&PROCAVS=Y&PROCCVV2=M&IAVS=N&PREFPSMSG=No_Rules_Triggered&POSTFPSMSG=No_Rules_Triggered

17. CONNECTING TO THE GATEWAY WITH PAYFLOW LINK PCI-compliant solution with Payflow Link. Cut and paste HTML code onto your website. PayPal Hosted Pages Pay Checkout Page Thank You!

20. INDUSTRIES & APPLICATIONS FOR PAYFLOW Industries Retail eCommerce B2B Education Events Ticketing Services Utilities Government Non-profit Religious Political Applications Medical, utility billing Subscription billing Non-profit and donation management Event registration and ticketing Kiosks eCommerce order management Enterprise Resource Planning (ERP) integrations Web hosts Shopping carts Website providers Call center interactive voice response (IVR) Point-of-sale Mobile payments

21. PAYFLOW PARTNERS Pay by TV application by GuestTek: wireless internet access, Video on demand, and VoIP from at Hotel chains like the Hyatt Pay at Kiosk application by DVDPlay: Kiosk video rentals at major retail locations like Safeway & McDonalds Microsoft Great Plains integrations by Nodus: for merchants processing via retail, ecommerce, call center, and online Bill Pay. Software for medical front and back offices by MedFusion: For patient management including collecting co-payments & bill payments

22. HOW IT WORKS

23. USE CASE