Paymenex is a universal electronic payments technology company that facilitates real time electronic payments between consumers and businesses and provides platform for real time gross settlement and Mobile Money for financial institutions worldwide through its advanced network – Paymenex TransNET. Paymenex™ TransNET is a secure and low-cost interchange network founded at the University of Liverpool and enhanced at the University of East London for electronic money transactions, operated and managed by Paymenex United Kingdom and Paymenex Regional Administrators Worldwide.