The virtual terminal allows online and mail/phone order businesses to securely collect payments over the internet through a simple and flexible system. It is a payment processing solution that allows merchants to accept both credit cards and electronic checks using a single system from any internet-enabled computer. The virtual terminal takes customer payment information during checkout and processes the transaction, including authorization, authentication, and allowing the merchant to later settle approved payments and view reports. It offers customization options and integrates easily while providing benefits like processing multiple payment types and recurring billing.

1. VIRTUAL TERMINAL DEMO
Payscout.com

2. WHAT IS THE VIRTUAL TERMINAL
 A simple, secure and efficient solution for Internet
and mail order/telephone order (MOTO) businesses
to collect and process payments for goods and
service sever the Internet.
 A flexible payment system that allows merchants
top recess both credit cards and electronic checks
using just one system anytime, anywhere from an
Internet enabled PC.

3. HOW IT WORKS
5 Simple Steps to Secure Online Payment
Processing
 1. Customer shops on your website and adds items
to shopping cart
 2. Customer proceeds to checkout
 3. Customer enters payment information
 4. Payment is authorized and authenticated
(screened for fraud)
 5. Customer confirms and finalizes purchase

4. COMPLETING THE PAYMENT PROCESS
 The Virtual Terminal takes the payment data
entered by the customer and allows you to easily
complete the payment process. Steps you will
complete to process payments
 1. Review Payment Batches
 2. Settle Payments (Daily)
 3. View Payment Activity Reports

5. CUSTOMIZATION OPTIONS
 Design your shopping cart Create departments to
organize your products Add product inventory You
control the look and feel of your customer’s online
experience – no waiting, no costly implementation,
and no HTML experience necessary. Switch
Commerce helps you keep your product offerings
up to date and organized.

6. BENEFITS OF VIRTUAL PAYMENTS
 Open Architecture Integrates Easily
 Easy To Use
 Easy to Customize Shopping Cart
 Process Multiple Payment Types
 Credit Cards
 Customized User IDs and Virtual Checks Privileges
 Processes Recurring Billing