A session held by Christian Panton from Spiir at Nordic APIs and Copenhagen FinTech's event "APIs for Banking and FinTech", in Copenhagen, March 2018.

1. Christian Panton
cp@spiir.dk
Lead Architect, Nordic API Gateway

2. Anti-stress Financials Spending Optimiser Wealth on Autopilot Convenience
Automated Intelligence

3. Left to Spend
Categorization
ML Engine
Merchants
Payment Initiation
Account Information
NormalizedandUnifiedAPI

4. January 13th, 2018
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5. PSD2 did not provide
Even playing field
Standardized APIs
Velocity

6. Left to Spend
Categorization
ML Engine
Merchants
Payment Initiation
Account Information
NormalizedandUnifiedAPI
TTPs
🏦🏪🏢
🛒📱

8. PSD2-API

10. Reliable Operational Setup
Monitors and maintains all
API connections.
Get Started Today
We are live in production in
all nordic countries.
Secure Solution
Credentials and user
information are handled
with highest level of security.
The Gateway is Stateless
Credentials, transactions and
account data is never stored.
You will store and control all
data.

11. Nordea
EIKA Group
Danske Bank (March)
DNB (April)
SparBank Vest (April)
Sparbanken Sør (April)
Sparbank 1 (April)
Sbanken (April)
Rest (Q2/Q3)
Ålandsbanken
Aktia
Handelsbanken
Nordea
OP
S-Pankki
Rest (Q2/Q3)
Handelsbanken
ICA Banken
Länsförsäkringar
Nordea
SEB
Skandia
Swedbank
Rest (Q2/Q3)
100%

12. We handle any authentication scheme, natively

13. Supervised Flow
Unattended Flow
Do LoginChoose bank Select Method Do Login Accounts Transactions
Login Token
Login Token Accounts Transactions
Managed Login Flow Consent

14. Accounts
• Account name
• Account numbers (domestic + IBAN)
• Booked balance
• Available balance
• Account type
• Currency
Transactions
• Unique transaction ID
• Transaction text
• Amount
• Currency
• Created date
• Booking date
• Booked balance
• Transaction type
• Cleaned transaction text
• Detailed transaction type
• Merchant identification
• Categorized

15. Christian Panton
cp@spiir.dk
developer.nordicapigateway.com
Sandbox and documentation - open beta starts today at