This show reveals how you can use your friends to help you save money. We all know it's important to save money but sometimes it that can be very difficult. And your friends do affect your spending and savings habits. But as this presentation reports, there are seven ways friendship can help you save money, plus having friends is also very good for your health and mental well-being.

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7 Ways Your Friends
Can Help You Save
Money
There are many reasons why you need to
save money. Everyone needs to learn how
to save for retirement. If you plan to buy a
home, that is something that you should
save up for - at least for the down
payment which should be paid in cash. A
new car should also be paid for in cash
since it is something that depreciates in
value. And that college education for your
kid - you should save up for it. Or at least, you should save to pay a portion of it.
That way, you can help keep your child from bearing the burden of student loans.
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These are only a few of the many reasons why you should save money. The least
that you can do is to try to prepare for an emergency that could crop up in the
future. That way, you could keep yourself out of debt. You could reverse the trend
of working hard to pay for past expenses - which is what debt actually means.
Instead, you could start working to pay for the things you want to do in the future
- which is what saving is all about.
In most cases, learning how to save means changing a lot of habits. That is harder
than you think. It is like battling with your inner self. This is actually where you
need to tap into external factors that can help you turn a new leaf.
This is where your friends can help you save money.
How your friends affect your spending and saving habits
There is this saying that goes “tell me who your friends are and I will tell you who
you are.” This is because we naturally gravitate towards people who have the
same interests as we do. And even if you end up working with a group of people
that are different from you, chances are they can influence you or they will adapt
some of your habits.
According to a study done by the American Institute of CPAs (in cooperation with
the Ad Council), Millennials are actually greatly influenced by their friends when
it comes to financial habits. The press release holding the data published
on AICPA.org revealed the following details:
• 78% of Millennials (25 to 34 years old) look into the financial habits of
their friends to find out their own.
• 66% of Millennials keep pace with their friends when it comes to living
arrangements.
• 64% tries to keep up with the possessions of their peers.
• ⅔ of Millennials are pressured to eat and possess the same gadgets that
their friends own.
What is alarming for this group is the fact that some of them had to use credit
cards to make ends meet. Their excessive spending forced them to rely on their

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credit cards. And this was all because they wanted to keep up with the lifestyle of
their friends.
If you want to practice smart spending habits, you may want to take a look at the
habits of your friends. Although the decision to spend is entirely your own, there
are instances when you are being influenced by their habits. This can be a
problem when you are trying to save money. Being friends with savers is a good
thing. But if you are friends with spenders, what can you do?
Well we are not really asking you to give up your friends. But why not turn the
tables around? If they can influence you, then maybe you could influence them.
Maybe you should initiate activities that will make all of you more conscious
about your spending.
7 ways that your friendship can help you save more money
There are ways for you to be a smart spender by shopping and saving at the same
time. But you have to learn how you can do it with your friends. That way, you
can all start making smarter spending choices together. Simply gather everyone
around and tell them about your financial situation and how you really want to
save money for a financial goal. If they are your true friends, they will support
you and help you accomplish your goal.
Beyond that, here are 7 ways that you can use your friends to increase your saving
capabilities.
1. Take advantage of group rates. If you are watching a movie together or you
want to go on a vacation with your friends, make sure that you take
advantage of a group rate. In some cases, when you do things together, you
can get a discount. This is true for hotel rates, airlines and other tickets.
2. Do your grocery shopping together. When you buy things in bulk, you
often can save a lot of money compared to buying products individudally.
Schedule your weekly grocery shopping together. You do not only save on
your groceries, you can also save on gas if you share the same car to the
store.
3. Schedule work-out sessions together. To save on gym memberships, you
could try to schedule your exercise sessions with your friends. You could
bike, hike or jog through the park together. Another idea is to buy
equipment together. This can work if you live near each other. When you

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want to workout, simply borrow the equipment. You can set up schedules
and make sure that the last person who used the equipment delivers it to
the next person on the list. This can a bit tedious but you can really save a
lot this way and still exercise.
4. Set up potlucks. Holidays can be expensive because of the feast that you
need to prepare. It can be tiring because you have to prepare more than
one dish. Well how about celebrating the holiday together and potluck
with friends instead? You could each prepare one dish. Since you are bulk
buying the ingredients, your costs will be cheaper. And not only that, you
get to eat several different dishes without tiring yourself out fixing them.
5. Take advantage of your friends’ skills. If you have a friend who loves to
cook why not ask for his or her help instead of hiring a caterer for a small
family event. Or if a friend knows how to fix cars or do some stuff around
the house, enlist her or his help. Make sure you also do them favors so they
will not feel like you are using them. Offer to watch over their kids or
something similar to return the favor.
6. Swap possessions. Why buy stuff when you can swap instead? If you have
movies or books that you can offer your friends, why not swap for their
DVDs or books that you haven’t watched or read. You can do the same for
clothes. That way, you can expand your wardrobe without having to pay
for new clothes.
7. Turn savings into a competition. There is nothing like a competition to
help motivate you to reach a goal. You can actually save money if you do it
together with your friends. Turn saving into a competition so that you can
all watch out for each. That is a fun way to reach saving goals.
If you let your friends in on your saving targets, they might be encouraged to join
you. If anything, they can help you reach your goal by setting up fun
frugal activities that will allow you to continue hanging out with them, while
staying true to your budget.
Study shows that friends are not just beneficial for saving your money
Apart from the seven suggestions we have given you, there are more benefits to
having friends. Did you know that the right set of friends can also help you save
on health care costs? At least, this is true if your friends are trying to live a
healthier lifestyle.

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According to an article published in WebMD.com, good friends are actually very
good for you. They have cited a couple of studies that prove this point. One of the
most prominent is from the Centre for Aging Studies (Flinders University in
Australia). Based on their study, people with more friends outlived those who
have few friends by 22%. The findings revealed that unhealthy behaviors can be
discouraged by healthy friends and the companionship can help prevent
depression and improve self-esteem. When you are healthy, you get to spend less
on health care costs.
This can be a good thing in a country that has high costs of medical care. Based
on the data found on AETNA.com, experts have computed that the health care
spending in the country can rise to $4.8 trillion by 2021. In 2010 alone, the
spending is already at $2.6 trillion. In 2012, American families spent more than
$20,000 in health care.
You can actually prevent this if you surround yourself with friends that will
encourage you to live a healthy lifestyle. That is another way for you to save
money on possible health treatments.

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Does this sound familiar?
• You are tired of worrying about money…
• You are losing sleep due to mounting credit card
debt…
• You are fighting with your partner about the
bills…
• You are living paycheck to paycheck…
• You are falling behind on your debts…
• You are losing hope…
It’s time to talk with National Debt Relief!
Call Toll Free 1-888-703-4948 Now!
Or Go To http://NationalDebtRelief.com