A description of the personal accident and health reinsurance segment in Germany Porter's Five Forces analysis of the personal accident and health insurance segment A benchmarking section on the German life insurance segment in comparison with other countries with GWP>$150bn To Brows a Full Report with Toc: http://www.researchmoz.us/personal-accident-and-health-insurance-in-germany-key-trends-and-opportunities-to-2018-report.html

1. Personal Accident and Health Insurance in Germany, Key Trends and
Opportunities to 2018
The report provides in-depth market analysis, information and insights into the German
personal accident and health insurance segment, including:
The German personal accident and health insurance segment’s growth prospects by
insurance categories
Key trends and drivers for the personal accident and health insurance segment
The various distribution channels in the German personal accident and health insurance
segment
The detailed competitive landscape in the personal accident and health insurance
segment in Germany
Detailed regulatory policies of the German insurance industry
A description of the personal accident and health reinsurance segment in Germany

2. Porter's Five Forces analysis of the personal accident and health insurance segment
A benchmarking section on the German life insurance segment in comparison with other
countries with GWP>$150bn
To Brows a Full Report with Toc: http://www.researchmoz.us/personal-
accident-and-health-insurance-in-germany-key-trends-and-opportunities-to-2018-
report.html
Executive summary
The personal accident and health segment accounted for 22.2% of the German insurance
industry’s gross written premium in 2013, making it the smallest segment in the industry.
During the review period (2009–2013), the main growth drivers were a rise in GDP and the
flexibility to purchase private health insurance. Consequently, the segment increased at
review-period compound annual growth rate (CAGR) of 3.0%. Health insurance accounted
for 83.3% of the segment’s gross written premium that year, with the German healthcare
system including both public and private healthcare services. Although the government
provides mandatory health insurance, the German private health insurance category
registered a review-period CAGR of 3.5%. This was mainly a result of the government’s

3. abolition of a three-year waiting period for individuals to enroll for private health insurance
in December 2010. Increasing public awareness of the benefits of private health insurance,
and flexibility in accessing private health insurance services, are both expected to support
the segment’s growth over the forecast period.
Scope
This report provides a comprehensive analysis of the personal accident and health
insurance segment in Germany:
It provides historical values for the German personal accident and health insurance
segment for the report’s 2009–2013 review period and forecast figures for the 2013–2018
forecast period.
It offers a detailed analysis of the key sub-segments in German personal accident and
health insurance segment, along with market forecasts until 2018.
It covers an exhaustive list of parameters, including written premium, incurred loss, loss
ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total
investment income and retentions.
It analyses the various distribution channels for personal accident and health insurance
products in Germany.

4. Using Porter’s industry-standard “Five Forces” analysis, it details the competitive
landscape in Germany for the personal accident and health insurance segment.
It provides a detailed analysis of the reinsurance segment in Germany and its growth
prospects.
It profiles the top personal accident and health insurance companies in Germany and
outlines the key regulations affecting them.
Reasons to buy
Make strategic business decisions using in depth historic and forecast market data related
to the German personal accident and health insurance segment and each category within
it
Understand the demand-side dynamics, key market trends and growth opportunities within
the German personal accident and health insurance segment
Assess the competitive dynamics in the personal accident and health insurance segment,
along with the reinsurance segment
Identify the growth opportunities and market dynamics within key product categories
Gain insights into key regulations governing the German insurance segment and its impact
on companies and the market's future

5. Key highlights
The personal accident and health segment accounted for 22.2% of the German insurance
industry’s gross written premium in 2013, making it the smallest segment in the industry.
The German personal accident and health segment’s penetration rate declined from 1.60%
of GDP in 2009 to 1.57% of GDP in 2013.
The government’s abolition of a three-year waiting period for an individual to move from
state-regulated to private health insurance enabled more Germans to purchase private
health cover.
The aging population was an important driver of the personal accident and health segment
during the review period, a trend that is expected to continue over the forecast period.
The German health insurance category accounted for 83.3% of the segment’s gross
written premiums, followed by the personal accident category which accounted for 15.8%.
The segment is fragmented, with top 10 companies accounting for 64.2% of the total
written premium in 2012.

6. All Repoers of this Category Here: http://www.researchmoz.us/insurance-
market-reports-161.html
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