1.
How to Finance a Home Purchase
with No Monthly
Payment
www.myhecm.com
(Yes, we’re serious!)

2.
This might sound crazy,
but there’s a little
known way to finance a
home purchase with
no monthly mortgage
payment.
2www.myhecm.com

3.
You bring the down payment
and the bank finances
the rest . . .
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4.
With no monthly
mortgage payments!
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5.
All you have to do is
live in the home and
pay your required
property charges
(property taxes,
homeowners
insurance, etc.).
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6.
As long as you do that, you
never have to make a
mortgage payment
or pay back the
loan balance.
Wow!
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7.
So, instead of paying 100% cash to avoid a
mortgage payment . . .
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8.
. . . you can finance part of
the purchase and still
avoid a mortgage
payment.
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9.
This keeps more of your nest egg in your pocket
to use for other purposes . . .
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10.
. . . like funding
your retirement
lifestyle!
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11.
There’s just one catch . . .
(there’s always a catch, right?)
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12.
You have to be at least
62 years of age and
have reasonably
decent credit
and income.
(Having a down payment helps, too!)
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13.
The exact down payment amount
depends on your age, current
interest rates, and the
purchase price of
the home.
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14.
But for most people, the down
payment is usually between
40% to 50% of the
home’s purchase
price.
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15.
So what loan program offers
this, anyway?
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16.
It’s called the Home Equity
Conversion Mortgage,
or HECM.
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17.
The HECM is a
federally-insured
reverse mortgage
program that
enables you to
finance a home
purchase with no
monthly mortgage
payment.
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18.
As long as at least one
borrower lives in the
home and pays the
required property
charges, no mortgage
payment is required
and the loan does not
have to be paid back.
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19.
You remain the owner of the home and are
free to leave it to your heirs.
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20.
The HECM is also a non-recourse home loan.
This means the most that ever has
to be repaid is the value
of the home.
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( Even if it’s not worth enough to settle
the entire loan balance! )

21.
This means you can finance a home purchase
with no mortgage payment and not leave
a big mess to your heirs.
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22.
Sound intriguing?
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23.
Find out more about
this fantastic home
loan program!
Click here:
myhecm.com
23www.myhecm.com
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MyHECM.com is not a mortgage lender or broker and does
not offer or market reverse mortgages directly or indirectly
to consumers. MyHECM.com is solely an informational
resource.