This document provides a summary of insurance cost differences for various vehicle types based on their damage susceptibility. It includes a table comparing the average insurance collision loss payments for various passenger vehicles from 2009-2011. Vehicles with ratings over 100 have higher than average costs, while those under 100 have lower costs. However, many factors beyond the vehicle itself determine actual insurance premiums. The document aims to provide consumers information to consider when purchasing vehicles.
Insurance Cost Comparison for Cars, Vans, Pickups and SUVs Based on Damage Risk
1. Comparison of Differences in Insurance Costs
for Passenger Cars, Station Wagons/Passenger Vans,
Pickups, and Utility Vehicles
On the Basis of Damage Susceptibility
DOT HS 811 586
February 2012
2.
3. FEBRUARY 2012
Comparison of Differences in Insurance Costs for Passenger Cars, Station
Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage
Susceptibility
The National Highway Traffic Safety Administration has provided the information in this
booklet in compliance with Federal law as an aid to consumers considering the purchase of new
vehicles. The booklet compares differences in insurance costs for different makes and models of
passenger cars, utility vehicles, light trucks, and vans on the basis of damage susceptibility for
the vehicle. However, it does not indicate a vehicle's relative safety for occupants.
The following table contains the best available information regarding the effect of
damage susceptibility on insurance premiums. It was taken from data compiled by the Highway
Loss Data Institute (HLDI) in its December 2011 Insurance Collision Report, and reflects the
collision loss experience of passenger cars, utility vehicles, light trucks, and vans sold in the
United States in terms of the average loss payment per insured vehicle year for model years
2009-2011. NHTSA has not verified the data in this table.
The table presents vehicles' collision loss experience in relative terms, with 100
representing the average for all passenger vehicles. Thus, a rating of 122 reflects a collision
loss experience that is 22 percent higher (worse) than average while a rating of 96 reflects a
collision loss experience that is 4 percent lower (better) than average. The table is not
relevant for models that have been substantially redesigned for 2011, and it does not include
information about models with insufficient claim experience.
Although many insurance companies use the HLDI information to adjust the "base rate"
for the collision portion of their insurance premiums, the amount of any such adjustment is
usually small. It is unlikely that your total premium will vary more than 10 percent depending
4. 2
upon the collision loss experience of a particular vehicle. If you do not purchase collision
coverage or your insurance company does not use the HLDI information, your premium will not
vary at all in relation to these rankings.
In setting insurance premiums, insurance companies mainly rely on factors that are not
directly related to the vehicle itself (except for its value). They mainly consider driver
characteristics (such as age, gender, marital status, and driving record), the geographic area in
which the vehicle is driven, how many miles are traveled, and how the vehicle is used.
However, some companies adjust their premiums for personal injury protection and medical
payment coverage if the insured vehicle has features that are likely to improve its
crashworthiness, or ability to protect occupants from injury or death, such as air bags. Different
insurance companies often charge different premiums for the same driver and vehicle.
Therefore, to obtain complete information about insurance premiums, you should contact
insurance companies or their agents directly.
Test data relating to vehicle crashworthiness is available from NHTSA's New Car
Assessment Program (NCAP). NCAP test results demonstrate relative frontal, side, and rollover
crash protection in new vehicles. Information on vehicles that NHTSA has tested in the NCAP
program can be obtained on the information label on vehicles at new car dealers, by calling the
agency's toll-free Auto Safety Hotline at 888-327-4236, and through the NHTSA Web page at:
www.safercar.gov.
5. 3
Collision Insurance Losses
Model Years 2009 – 2011 Passenger Motor Vehicles
All Passenger Cars 110
Micro Cars
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
Two-Door Models 56
Smart ForTwo 56
Smart ForTwo convertible 57
Mini Cars
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
Two-Door Models 93
Mini Cooper convertible 76
Mini Cooper Clubman 89
Mini Cooper 89
Toyota Yaris 95
Hyundai Accent 104
Four-Door Models 114
Toyota Yaris hatchback 89
Mazda 2 4dr 91
Ford Fiesta 4dr 98
Toyota Yaris 112
Kia Rio 115
Chevrolet Aveo 127
Hyundai Accent 127
Station Wagons 94
Ford Fiesta station wagon 86
Honda Fit 91
Kia Rio 100
Chevrolet Aveo 108
Sports Models 79
Mazda MX-5 Miata convertible 75
Small Cars
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
Two-Door Models 137
Volkswagen Golf 2dr 106
Honda CR-Z hybrid 2dr 108
Kia Forte 2dr 117
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
6. 4
Volkswagen GTI 134
Scion tC 137
Honda Civic 142
Honda Civic Si 155
Four-Door Models 114
Chevrolet Cruze 4dr 77
Nissan Juke 4WD 88
Hyundai Elantra 92
Nissan Juke 93
Volkswagen Golf 4dr 93
Toyota Prius hybrid 99
Kia Forte 4dr 100
Honda Civic hybrid 101
Ford Focus 104
Honda Insight hybrid 4dr 107
Volkswagen GTI 107
Honda Civic 110
Subaru Impreza 4WD 112
Nissan Versa hatchback 116
Mazda 3 116
Toyota Corolla 116
Nissan Sentra 120
Mitsubishi Lancer 4dr hatchback 120
Nissan Sentra SE-R 124
Nissan Versa 128
Suzuki SX4 139
Honda Civic Si 141
Subaru Impreza WRX 4WD 168
Mitsubishi Lancer 170
Mitsubishi Lancer 4WD 248
Mitsubishi Lancer Evolution 4dr 4WD 260
Station Wagons 95
Mini Countryman station wagon 69
Chevrolet HHR panel 74
Kia Forte station wagon 88
Scion xB 89
Hyundai Elantra 93
Mazda 3 94
Dodge Caliber 94
Chevrolet HHR 95
Suzuki SX4 4WD 96
Kia Soul station wagon 96
Subaru Impreza 4WD 97
Scion xD 99
Toyota Matrix 100
Nissan Cube 101
Toyota Matrix station wagon 4WD 116
Suzuki SX4 119
Mazda 3 Mazdaspeed 128
Subaru Impreza WRX 4WD 130
Sports Models 122
BMW Z4 convertible 108
Porsche Boxster convertible 121
Porsche Cayman 129
Audi TT Quattro 2dr 4WD 166
Mercedes Benz SLK class convertible 182
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
7. 5
Midsize Cars
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
Two-Door Models 124
Volkswagen Eos convertible 96
Volvo C30 101
Honda Accord 109
Mitsubishi Eclipse 131
Nissan Altima 151
Hyundai Genesis 2dr 181
Four-Door Models 101
Chrysler 200 57
Honda Accord 81
Subaru Legacy 4WD 86
Kia Optima 88
Chevrolet Malibu (NEW) 90
Mazda 6 93
Ford Fusion 99
Mercury Milan 102
Hyundai Sonata 103
Volkswagen Jetta 105
Acura TSX 105
Nissan Altima 107
Toyota Camry 107
Nissan Altima hybrid 109
Dodge Avenger 109
Ford Fusion 4WD 112
Toyota Camry hybrid 112
Volvo S40 114
Mitsubishi Galant 119
Mercury Milan 4WD 120
Volkswagen Passat CC 122
Mercury Milan hybrid 4dr 122
Ford Fusion hybrid 4dr 125
Nissan Maxima 131
Suzuki Kizashi 4dr 136
Volkswagen Passat CC 4WD 169
Suzuki Kizashi 4dr 4WD 173
Station Wagons 82
Subaru Outback 4WD 71
Volkswagen Jetta 94
Volvo V50 96
Audi A3 116
Audi A3 Quattro 4WD 130
Sports Models 149
Chevrolet Camaro convertible 81
Ford Mustang GT convertible 84
Chevrolet Corvette 84
Chevrolet Corvette convertible 87
Chevrolet Corvette Z06 98
Ford Mustang Shelby GT500 100
Ford Mustang convertible 106
Mitsubishi Eclipse convertible 108
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
8. 6
Nissan 370Z convertible 111
Ford Mustang GT 129
Ford Mustang 136
Porsche 911 convertible 161
Mazda RX-8 163
Nissan 370Z 2dr 170
Porsche 911 Coupe 191
Chevrolet Corvette ZR1 2dr 196
Mercedes Benz SL class convertible 221
Porsche 911 Turbo convertible 4WD 300
Nissan GT-R 2dr 4WD 325
Ferrari California convertible 748
Luxury Models 139
BMW 3 series station wagon 4WD 88
Infiniti G25 4dr 4WD 92
Saab 9-3 4dr 92
Acura TL 4dr 98
Infiniti G25 4dr 98
Lincoln MKZ 4dr 105
BMW 1 series convertible 110
Acura TL 4dr 4WD 112
BMW 3 series station wagon 115
Lincoln MKZ 4dr 4WD 121
BMW 3 series 4dr 4WD 122
Infiniti G37 4dr 124
Lexus ES 350 4dr 128
Saab 9-3 convertible 129
BMW 3 series 4dr 130
Infiniti G37 4dr 4WD 130
Lexus HS 250 hybrid 4dr 130
Lincoln MKZ hybrid 4dr 134
Lexus IS 350 convertible 134
Infiniti G37 convertible 134
Audi A4 Quattro station wagon 4WD 137
BMW 1 series 2dr 144
Lexus IS 250 4dr 144
BMW 3 series convertible 145
Lexus IS 250 convertible 146
Audi A4 Quattro 4dr 4WD 147
Lexus IS 250 4dr 4WD 148
Lexus IS 350 4dr 149
Audi A4 4dr 149
Audi A5 Cabriolet Quattro convertible 4WD 151
Mercedes Benz C class 4dr 4WD 151
Infiniti G37 2dr 162
Mercedes Benz C class 4dr 162
Audi S5 Cabriolet Quattro convertible 4WD 165
Infiniti G37 2dr 4WD 167
Audi A5 convertible 172
BMW 3 series 2dr 4WD 172
Audi A5 Quattro 2dr 4WD 175
BMW 3 series 2dr 186
Audi S5 Quattro 2dr 4WD 205
Audi S4 Quattro 4dr 4WD 227
BMW M3 convertible 231
BMW M3 4dr 247
Lexus IS-F 4dr 4WD 299
BMW M3 2dr 304
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
9. 7
Large Cars
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
Two-Door Models . 117
Dodge Challenger SRT-8 112
Dodge Challenger 118
Four-Door Models 95
Buick Regal 4dr 75
Chevrolet Impala 85
Dodge Charger 88
Buick LaCrosse 90
Buick Lucerne 92
Toyota Avalon 97
Ford Taurus 98
Buick LaCrosse 4dr 4WD 100
Hyundai Azera 104
Ford Taurus 4WD 106
Ford Taurus SHO 4dr 4WD 138
Sports Models 127
Chevrolet Camaro 2dr 111
Jaguar XKR convertible 166
Jaguar XK convertible 186
Audi R8 Quattro 2dr 4WD 205
Jaguar XK 2dr 214
Porsche Panamera 4dr 238
Porsche Panamera turbo 4dr 4WD 398
Maserati Granturismo 2dr 437
Luxury Models 143
Volvo V70 station wagon 80
Cadillac STS V6 4dr 85
Volvo V70 station wagon 4WD 89
Cadillac CTS station wagon 89
Volvo S80 4dr 4WD 106
Volvo C70 convertible 106
Volvo S80 4dr 109
Cadillac CTS 4dr 110
Cadillac DTS 4dr 111
Cadillac CTS 4dr 4WD 116
BMW 5 series 4dr 4WD 122
BMW 5 series 4dr 129
Hyundai Genesis 4dr 129
Cadillac CTS 2dr 131
Cadillac CTS 2dr 4WD 137
Audi A6 Quattro 4dr 4WD 139
Cadillac CTS station wagon 4WD 142
Infiniti M37 4dr 4WD 143
Acura RL 4dr 4WD 143
Audi A6 4dr 145
Mercedes Benz E class convertible 147
Infiniti M37 4dr 149
Cadillac CTS-V 4dr 150
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
10. 8
Mercedes Benz E class 4dr 152
Lexus GS 350 4dr 4WD 166
Mercedes Benz E class 4dr 4WD 166
Lexus GS 350 4dr 174
Jaguar XF 4dr 182
Mercedes Benz E class 2dr 187
Mercedes Benz CLS class 4dr 225
Mercedes Benz CL class 2dr 4WD 235
Jaguar XJ 4dr LWB 249
Very Large Cars
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
Four-Door Models 78
Mercury Grand Marquis 78
Station Wagons/Minivans 81
Dodge Grand Caravan 71
Chrysler Town & Country LWB 72
Volkswagen Routan 76
Honda Odyssey 80
Kia Sedona 80
Toyota Sienna 107
Toyota Sienna 4WD 115
Luxury Models 177
Lincoln Town Car 4dr 107
Lincoln MKS 4dr 127
Lincoln MKS 4dr 4WD 147
Lexus LS 460 4dr 171
Lexus LS 460 L 4dr 172
Lexus LS 460 4dr 4WD 180
BMW 7 series 4dr 180
Lexus LS 460 L 4dr 4WD 191
Mercedes Benz S class 4dr LWB 4WD 201
Lincoln MKS Ecoboost 4dr 4WD 205
BMW 550 i GT 4dr 225
BMW 7 series 4dr LWB 225
Mercedes Benz S class 4dr LWB 236
BMW 7 series 4dr 4WD 237
BMW 7 series 4dr 4WD LWB 265
Maserati Quattroporte 4dr 328
Mercedes Benz S class hybrid 4dr 335
LWB = Long Wheelbase
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
11. 9
All Pickups, SUVs, and Vans 85
Pickups
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
.
All Small Pickups 78
Two-Door Models 71
GMC Canyon 54
Chevrolet Colorado 4WD 57
Toyota Tacoma 4WD 64
Chevrolet Colorado 72
Ford Ranger 73
Toyota Tacoma 74
Two-Door Plus Models 77
GMC Canyon ext. 54
GMC Canyon ext. 4WD 62
Chevrolet Colorado ext. 4WD 70
Ford Ranger supercab 73
Nissan Frontier king 4WD 73
Nissan Frontier king 75
Toyota Tacoma xtra 76
Toyota Tacoma xtra 4WD 77
Chevrolet Colorado ext. 80
Dodge Dakota club 80
Ford Ranger supercab 4WD 87
Suzuki Equator ext. cab 88
Dodge Dakota club 4WD 91
Four-Door Models 81
Dodge Dakota quad 68
Chevrolet Colorado crew 4WD 69
Toyota Tacoma double long bed 71
GMC Canyon crew 4WD 71
Nissan Frontier crew LWB 4WD 71
Chevrolet Colorado crew 77
Toyota Tacoma double 77
GMC Canyon crew 80
Toyota Tacoma double long bed 4WD 81
Suzuki Equator crew cab 83
Toyota Tacoma double 4WD 85
Dodge Dakota quad 4WD 87
Nissan Frontier crew 87
Nissan Frontier crew 4WD 92
Nissan Frontier crew LWB 98
All Large Pickups 84
Two-Door Models 70
Ford F-150 58
Ford F-150 4WD 60
Dodge RAM 1500 64
GMC Sierra 1500 4WD 70
LWB = Long Wheelbase
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
12. 10
Dodge RAM 1500 4WD 71
Chevrolet Silverado 1500 4WD 76
Chevrolet Silverado 1500 79
GMC Sierra 1500 92
Two-Door Plus Models 86
Ford F-150 supercab 69
Ford F-150 supercab 4WD 73
Chevrolet Silverado 1500 ext. 88
Chevrolet Silverado 1500 ext. 4WD 88
GMC Sierra 1500 ext. 91
GMC Sierra 1500 ext. 4WD 91
Toyota Tundra double 94
Toyota Tundra double 4WD 102
Nissan Titan king 106
Nissan Titan king 4WD 107
Toyota Tundra double LWB 4WD 127
Four-Door Models 84
Ford F-150 supercrew 72
Ford F-150 supercrew 4WD 74
Honda Ridgeline crew 4WD 78
Dodge Ram 1500 ext. cab 4WD 79
Dodge Ram 1500 ext. cab 79
Dodge Ram 1500 crew cab 81
Toyota Tundra crew max 87
Chevrolet Silverado 1500 crew 88
Dodge Ram 1500 crew cab 4WD 90
GMC Sierra 1500 crew 92
Chevrolet Silverado 1500 crew 4WD 95
GMC Sierra 1500 crew 4WD 95
Toyota Tundra crew max 4WD 98
Nissan Titan crew 107
Nissan Titan crew 4WD 117
All Very Large Pickups 102
Two-Door Models 84
Ford F-250 4WD 75
Ford F-350 4WD 77
Two-Door Plus Models 89
Ford F-250 supercab 70
Ford F-250 supercab 4WD 86
Chevrolet Silverado 2500 ext. 4WD 99
Ford F-350 supercab 4WD 122
Four-Door Models 107
GMC Sierra 2500 crew 4WD 75
Ford F-250 crew 78
Dodge Ram 3500 quad 92
Chevrolet Silverado 3500 crew 4WD 97
Chevrolet Silverado 2500 crew 4WD 102
Ford F-450 crew 4WD 102
Ford F-250 crew 4WD 107
Dodge Ram 2500 mega 4WD 108
Dodge Ram 2500 quad 4WD 108
LWB = Long Wheelbase
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
13. 11
Ford F-350 crew 4WD 114
Dodge Ram 2500 quad 120
Dodge Ram 3500 quad 4WD 123
Ford F-350 crew 127
Dodge Ram 3500 mega 4WD 147
Sport Utility Vehicles
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
All Sport Utility Vehicles 85
(Small Sport Utility Vehicles) 80
Jeep Wrangler 2dr 4WD 47
Honda CR-V 4dr 69
Mercury Mariner 4dr 4WD 69
Mazda Tribute 4dr 70
Jeep Patriot 4dr 70
Jeep Compass 4dr 4WD 71
Ford Escape 4dr 71
Honda CR-V 4dr 4WD 72
Ford Escape 4dr 4WD 73
Kia Sportage 4dr 4WD 74
Mercury Mariner 4dr 76
Jeep Patriot 4dr 4WD 77
Jeep Compass 4dr 77
Hyundai Tucson 4dr 4WD 78
Kia Sportage 4dr 79
Hyundai Tucson 4dr 79
Honda Element 4dr 4WD 81
Subaru Forester 4dr 4WD 82
Mercury Mariner hybrid 4dr 84
Mazda Tribute 4dr 4WD 87
Honda Element 4dr 87
Toyota RAV4 4dr 89
Ford Escape hybrid 4dr 89
Nissan Rogue 4dr 90
Volkswagen Tiguan 4dr 4WD 93
Volkswagen Tiguan 4dr 94
Mitsubishi Outlander Sport 4dr 95
Nissan Rogue 4dr 4WD 95
Toyota RAV4 4dr 4WD 96
Mitsubishi Outlander 4dr 99
Ford Escape hybrid 4dr 4WD 100
Mitsubishi Outlander Sport 4dr 4WD 110
Suzuki Grand Vitara 4dr 4WD 112
Mitsubishi Outlander 4dr 4WD 114
Mercury Mariner hybrid 4dr 4WD 124
Suzuki Grand Vitara 4dr 132
(Midsize Sport Utility Vehicles) 79
Toyota FJ Cruiser 4dr 52
Jeep Wrangler 4dr 4WD 55
Mitsubishi Endeavor 4dr 60
Nissan Pathfinder 4dr 61
Nissan Xterra 4dr 4WD 63
Nissan Xterra 4dr 65
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
14. 12
Jeep Liberty 4dr 4WD 67
Dodge Nitro 4dr 69
Ford Edge 4dr 70
Honda Pilot 4dr 71
Ford Explorer 4dr 4WD 71
Toyota Highlander 4dr 71
Toyota FJ Cruiser 4dr 4WD 72
Kia Sorento 4dr 72
Dodge Journey 4dr 72
Ford Edge 4dr 4WD 74
Dodge Nitro 4dr 4WD 74
Jeep Liberty 4dr 74
Dodge Journey 4dr 4WD 76
Jeep Grand Cherokee 4dr 4WD 76
Hyundai Santa Fe 4dr 77
Subaru B9 Tribeca 4dr 4WD 78
Nissan Pathfinder 4dr 4WD 78
Nissan Murano 4dr 79
Toyota 4Runner 4dr 4WD 80
Honda Pilot 4dr 4WD 80
Toyota 4Runner 4dr 80
Hyundai Santa Fe 4dr 4WD 80
Jeep Grand Cherokee 4dr 82
Kia Sorento 4dr 4WD 82
Toyota Venza 4dr 82
Mazda CX-7 4dr 82
Mazda CX-9 4dr 86
Toyota Highlander 4dr 4WD 86
Chevrolet Equinox 4dr 87
Nissan Murano 4dr 4WD 87
Hyundai Veracruz 4dr 4WD 88
Ford Explorer 4dr 89
Honda Accord Crosstour 4dr 4WD 89
Ford Flex 4dr 89
Hyundai Veracruz 4dr 89
Chevrolet Equinox 4dr 4WD 91
GMC Terrain 4dr 92
Honda Accord Crosstour 4dr 93
GMC Terrain 4dr 4WD 95
Mitsubishi Endeavor 4dr 4WD 98
Toyota Venza 4dr 4WD 98
Mazda CX-9 4dr 4WD 103
Toyota Highlander hybrid 4dr 4WD 106
Ford Flex 4dr 4WD 108
Mazda CX-7 4dr 4WD 119
(Large Sport Utility Vehicles) 74
Chevrolet Tahoe hybrid 4dr 47
GMC Acadia 4dr 63
Chevrolet Tahoe 4dr 4WD 66
Dodge Durango 4dr 4WD 66
Chevrolet Traverse 4dr 67
GMC Yukon 4dr 67
Chevrolet Tahoe 4dr 68
GMC Acadia 4dr 4WD 70
GMC Yukon hybrid 4dr 4WD 74
Chevrolet Traverse 4dr 4WD 75
Ford Expedition 4dr 78
GMC Yukon 4dr 4WD 83
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
15. 13
Buick Enclave 4dr 83
Ford Expedition 4dr 4WD 86
Toyota Sequoia 4dr 87
Nissan Armada 4dr 88
Nissan Armada 4dr 4WD 89
Buick Enclave 4dr 4WD 90
Volkswagen Touareg 2 4dr 4WD 99
Chevrolet Tahoe hybrid 4dr 4WD 104
Toyota Sequoia 4dr 4WD 105
Dodge Durango 4dr 116
(Very Large Sport Utility Vehicles) 82
Chevrolet Suburban 1500 4dr 67
Chevrolet Suburban 2500 4dr 4WD 67
GMC Yukon XL 1500 4dr 78
Chevrolet Avalanche 1500 4dr 4WD 83
Chevrolet Avalanche 1500 4dr 83
Chevrolet Suburban 1500 4dr 4WD 84
GMC Yukon XL 1500 4dr 4WD 88
Ford Expedition EL 4dr 4WD 92
Ford Expedition EL 4dr 104
Luxury Sport Utility Vehicles
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
(Midsize Luxury Sport Utility Vehicles) 112
Acura RDX 4dr 60
Acura MDX 4dr 4WD 73
Acura RDX 4dr 4WD 77
Volvo XC60 4dr 4WD 81
Volvo XC90 4dr 4WD 84
Lincoln MKX 4dr 86
Volvo XC90 4dr 88
Infiniti EX35 4dr 90
Volvo XC60 4dr 90
Cadillac SRX 4dr 96
Land Rover LR2 4dr 4WD 96
Lincoln MKT 4dr 97
BMW X3 4dr 4WD 98
Lincoln MKX 4dr 4WD 101
Infiniti FX35 4dr 112
Mercedes Benz M class 4dr 113
Infiniti EX35 4dr 4WD 114
Lexus RX 350 4dr 115
Cadillac SRX 4dr 4WD 118
BMW X5 M 4dr 4WD 126
Lexus RX 350 4dr 4WD 126
Audi Q5 Quattro 4dr 4WD 130
Mercedes Benz GLK class 4dr 4WD 135
Mercedes Benz M class 4dr 4WD 137
BMW X5 4dr 4WD 138
Mercedes Benz GLK class 4dr 140
Acura ZDX 4dr 142
Infiniti FX35 4dr 4WD 144
Lincoln MKT 4dr 4WD 144
Lexus RX 450H hybrid 4dr 145
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
16. 14
Lexus RX 450H hybrid 4dr 4WD 153
Infiniti FX50 4dr 4WD 172
BMW X6 4dr 4WD 218
(Large Luxury Sport Utility Vehicles) 134
Toyota Land Cruiser 4dr 4WD 71
Land Rover LR4 4dr 4WD 88
Cadillac Escalade 4dr 95
Infiniti QX56 4dr 110
Lexus GX460 4dr 4WD 111
Cadillac Escalade hybrid 4dr 112
Cadillac Escalade 4dr 4WD 114
Infiniti QX56 4dr 4WD 114
Land Rover Range Rover Sport 4dr 4WD 120
Cadillac Escalade hybrid 4dr 4WD 130
Land Rover Range Rover 4dr 4WD 134
Porsche Cayenne 4dr 4WD 134
Lexus LX 570 4dr 4WD 148
Audi Q7 4dr 4WD 165
Mercedes Benz GL class 4dr 4WD 169
Mercedes Benz R class 4dr 4WD 183
Mercedes Benz G class 4dr 4WD 255
(Very Large Luxury Sport Utility Vehicles) 109
Cadillac Escalade ESV 4dr 65
Lincoln Navigator 4dr 4WD 109
Cadillac Escalade ESV 4dr 4WD 113
Cadillac Escalade EXT 4dr 4WD 119
Lincoln Navigator 4dr 120
Lincoln Navigator L 4dr 4WD 121
Cargo/Passenger Vans
Relative Average Loss
Payment per Insured
Make Model Vehicle Year
(All Cargo/Passenger Vans) 64
GMC Savana 2500 cargo series 40
Ford E-350 Econoline wagon 57
Chevrolet Express 2500 cargo series 59
Ford E-150 Econoline 61
Chevrolet Express 3500 series 64
Ford E-250 Econoline 69
Chevrolet Express 1500 cargo series 84
GMC Savana 1500 cargo 90
Relative results are computed for individual model years and then combined through a weighted average to produce the
three year relative result. The all-passenger-vehicle “100 =” value is given for reference only and can only be used as a
rough estimate to convert from relative to absolute results.
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
17.
18. U.S. Department of Transportation
National Highway Traffic Safety Administration
Consumer Standards Division
1200 New Jersey Avenue SE., NVS-131
Washington, DC 20590
If you would like more details about the information in these tables, or wish to obtain
the complete Insurance Collision Report, please contact HLDI directly at:
Highway Loss Data Institute
1005 North Glebe Road
Arlington, VA 22201
Tel: 703-247-1600
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