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Comparison of Differences in Insurance Costs

for Passenger Cars, Station Wagons/Passenger Vans,

           Pickups, and Utility Vehicles

       On the Basis of Damage Susceptibility




                 DOT HS 811 586

                  February 2012
FEBRUARY 2012




        Comparison of Differences in Insurance Costs for Passenger Cars, Station
       Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage
                                     Susceptibility


       The National Highway Traffic Safety Administration has provided the information in this

booklet in compliance with Federal law as an aid to consumers considering the purchase of new

vehicles. The booklet compares differences in insurance costs for different makes and models of

passenger cars, utility vehicles, light trucks, and vans on the basis of damage susceptibility for

the vehicle. However, it does not indicate a vehicle's relative safety for occupants.

       The following table contains the best available information regarding the effect of

damage susceptibility on insurance premiums. It was taken from data compiled by the Highway

Loss Data Institute (HLDI) in its December 2011 Insurance Collision Report, and reflects the

collision loss experience of passenger cars, utility vehicles, light trucks, and vans sold in the

United States in terms of the average loss payment per insured vehicle year for model years

2009-2011. NHTSA has not verified the data in this table.

       The table presents vehicles' collision loss experience in relative terms, with 100

representing the average for all passenger vehicles. Thus, a rating of 122 reflects a collision

loss experience that is 22 percent higher (worse) than average while a rating of 96 reflects a

collision loss experience that is 4 percent lower (better) than average. The table is not

relevant for models that have been substantially redesigned for 2011, and it does not include

information about models with insufficient claim experience.

       Although many insurance companies use the HLDI information to adjust the "base rate"

for the collision portion of their insurance premiums, the amount of any such adjustment is

usually small. It is unlikely that your total premium will vary more than 10 percent depending
2

upon the collision loss experience of a particular vehicle. If you do not purchase collision

coverage or your insurance company does not use the HLDI information, your premium will not

vary at all in relation to these rankings.

        In setting insurance premiums, insurance companies mainly rely on factors that are not

directly related to the vehicle itself (except for its value). They mainly consider driver

characteristics (such as age, gender, marital status, and driving record), the geographic area in

which the vehicle is driven, how many miles are traveled, and how the vehicle is used.

However, some companies adjust their premiums for personal injury protection and medical

payment coverage if the insured vehicle has features that are likely to improve its

crashworthiness, or ability to protect occupants from injury or death, such as air bags. Different

insurance companies often charge different premiums for the same driver and vehicle.

Therefore, to obtain complete information about insurance premiums, you should contact

insurance companies or their agents directly.

        Test data relating to vehicle crashworthiness is available from NHTSA's New Car

Assessment Program (NCAP). NCAP test results demonstrate relative frontal, side, and rollover

crash protection in new vehicles. Information on vehicles that NHTSA has tested in the NCAP

program can be obtained on the information label on vehicles at new car dealers, by calling the

agency's toll-free Auto Safety Hotline at 888-327-4236, and through the NHTSA Web page at:

www.safercar.gov.
3

                                      Collision Insurance Losses
                           Model Years 2009 – 2011 Passenger Motor Vehicles



All Passenger Cars                                                                                       110

                                                     Micro Cars
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 Two-Door Models                                                                                           56
 Smart                                             ForTwo                                                  56
 Smart                                             ForTwo convertible                                      57


                                                      Mini Cars
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year
 Two-Door Models                                                                                           93
 Mini                                              Cooper convertible                                       76
 Mini                                              Cooper Clubman                                           89
 Mini                                              Cooper                                                   89
 Toyota                                            Yaris                                                    95
 Hyundai                                           Accent                                                  104

 Four-Door Models                                                                                         114
 Toyota                                            Yaris hatchback                                          89
 Mazda                                             2 4dr                                                    91
 Ford                                              Fiesta 4dr                                               98
 Toyota                                            Yaris                                                   112
 Kia                                               Rio                                                     115
 Chevrolet                                         Aveo                                                    127
 Hyundai                                           Accent                                                  127

 Station Wagons                                                                                            94
 Ford                                              Fiesta station wagon                                     86
 Honda                                             Fit                                                      91
 Kia                                               Rio                                                     100
 Chevrolet                                         Aveo                                                    108

 Sports Models                                                                                             79
 Mazda                                             MX-5 Miata convertible                                  75


                                                     Small Cars
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 Two-Door Models                                                                                          137
 Volkswagen                                        Golf 2dr                                                106
 Honda                                             CR-Z hybrid 2dr                                         108
 Kia                                               Forte 2dr                                               117

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
4

 Volkswagen                                        GTI                                                     134
 Scion                                             tC                                                      137
 Honda                                             Civic                                                   142
 Honda                                             Civic Si                                                155

 Four-Door Models                                                                                         114
 Chevrolet                                         Cruze 4dr                                                77
 Nissan                                            Juke 4WD                                                 88
 Hyundai                                           Elantra                                                  92
 Nissan                                            Juke                                                     93
 Volkswagen                                        Golf 4dr                                                 93
 Toyota                                            Prius hybrid                                             99
 Kia                                               Forte 4dr                                               100
 Honda                                             Civic hybrid                                            101
 Ford                                              Focus                                                   104
 Honda                                             Insight hybrid 4dr                                      107
 Volkswagen                                        GTI                                                     107
 Honda                                             Civic                                                   110
 Subaru                                            Impreza 4WD                                             112
 Nissan                                            Versa hatchback                                         116
 Mazda                                             3                                                       116
 Toyota                                            Corolla                                                 116
 Nissan                                            Sentra                                                  120
 Mitsubishi                                        Lancer 4dr hatchback                                    120
 Nissan                                            Sentra SE-R                                             124
 Nissan                                            Versa                                                   128
 Suzuki                                            SX4                                                     139
 Honda                                             Civic Si                                                141
 Subaru                                            Impreza WRX 4WD                                         168
 Mitsubishi                                        Lancer                                                  170
 Mitsubishi                                        Lancer 4WD                                              248
 Mitsubishi                                        Lancer Evolution 4dr 4WD                                260

 Station Wagons                                                                                            95
 Mini                                              Countryman station wagon                                 69
 Chevrolet                                         HHR panel                                                74
 Kia                                               Forte station wagon                                      88
 Scion                                             xB                                                       89
 Hyundai                                           Elantra                                                  93
 Mazda                                             3                                                        94
 Dodge                                             Caliber                                                  94
 Chevrolet                                         HHR                                                      95
 Suzuki                                            SX4 4WD                                                  96
 Kia                                               Soul station wagon                                       96
 Subaru                                            Impreza 4WD                                              97
 Scion                                             xD                                                       99
 Toyota                                            Matrix                                                  100
 Nissan                                            Cube                                                    101
 Toyota                                            Matrix station wagon 4WD                                116
 Suzuki                                            SX4                                                     119
 Mazda                                             3 Mazdaspeed                                            128
 Subaru                                            Impreza WRX 4WD                                         130

 Sports Models                                                                                            122
 BMW                                               Z4 convertible                                          108
 Porsche                                           Boxster convertible                                     121
 Porsche                                           Cayman                                                  129
 Audi                                              TT Quattro 2dr 4WD                                      166
 Mercedes Benz                                     SLK class convertible                                   182
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
5

                                                  Midsize Cars
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 Two-Door Models                                                                                             124
 Volkswagen                                        Eos convertible                                            96
 Volvo                                             C30                                                       101
 Honda                                             Accord                                                    109
 Mitsubishi                                        Eclipse                                                   131
 Nissan                                            Altima                                                    151
 Hyundai                                           Genesis 2dr                                               181

 Four-Door Models                                                                                            101
 Chrysler                                          200                                                        57
 Honda                                             Accord                                                     81
 Subaru                                            Legacy 4WD                                                 86
 Kia                                               Optima                                                     88
 Chevrolet                                         Malibu (NEW)                                               90
 Mazda                                             6                                                          93
 Ford                                              Fusion                                                     99
 Mercury                                           Milan                                                     102
 Hyundai                                           Sonata                                                    103
 Volkswagen                                        Jetta                                                     105
 Acura                                             TSX                                                       105
 Nissan                                            Altima                                                    107
 Toyota                                            Camry                                                     107
 Nissan                                            Altima hybrid                                             109
 Dodge                                             Avenger                                                   109
 Ford                                              Fusion 4WD                                                112
 Toyota                                            Camry hybrid                                              112
 Volvo                                             S40                                                       114
 Mitsubishi                                        Galant                                                    119
 Mercury                                           Milan 4WD                                                 120
 Volkswagen                                        Passat CC                                                 122
 Mercury                                           Milan hybrid 4dr                                          122
 Ford                                              Fusion hybrid 4dr                                         125
 Nissan                                            Maxima                                                    131
 Suzuki                                            Kizashi 4dr                                               136
 Volkswagen                                        Passat CC 4WD                                             169
 Suzuki                                            Kizashi 4dr 4WD                                           173

 Station Wagons                                                                                              82
 Subaru                                            Outback 4WD                                                71
 Volkswagen                                        Jetta                                                      94
 Volvo                                             V50                                                        96
 Audi                                              A3                                                        116
 Audi                                              A3 Quattro 4WD                                            130

 Sports Models                                                                                               149
 Chevrolet                                         Camaro convertible                                         81
 Ford                                              Mustang GT convertible                                     84
 Chevrolet                                         Corvette                                                   84
 Chevrolet                                         Corvette convertible                                       87
 Chevrolet                                         Corvette Z06                                               98
 Ford                                              Mustang Shelby GT500                                      100
 Ford                                              Mustang convertible                                       106
 Mitsubishi                                        Eclipse convertible                                       108
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
6

 Nissan                                            370Z convertible                                          111
 Ford                                              Mustang GT                                                129
 Ford                                              Mustang                                                   136
 Porsche                                           911 convertible                                           161
 Mazda                                             RX-8                                                      163
 Nissan                                            370Z 2dr                                                  170
 Porsche                                           911 Coupe                                                 191
 Chevrolet                                         Corvette ZR1 2dr                                          196
 Mercedes Benz                                     SL class convertible                                      221
 Porsche                                           911 Turbo convertible 4WD                                 300
 Nissan                                            GT-R 2dr 4WD                                              325
 Ferrari                                           California convertible                                    748

 Luxury Models                                                                                               139
 BMW                                               3 series station wagon 4WD                                 88
 Infiniti                                          G25 4dr 4WD                                                92
 Saab                                              9-3 4dr                                                    92
 Acura                                             TL 4dr                                                     98
 Infiniti                                          G25 4dr                                                    98
 Lincoln                                           MKZ 4dr                                                   105
 BMW                                               1 series convertible                                      110
 Acura                                             TL 4dr 4WD                                                112
 BMW                                               3 series station wagon                                    115
 Lincoln                                           MKZ 4dr 4WD                                               121
 BMW                                               3 series 4dr 4WD                                          122
 Infiniti                                          G37 4dr                                                   124
 Lexus                                             ES 350 4dr                                                128
 Saab                                              9-3 convertible                                           129
 BMW                                               3 series 4dr                                              130
 Infiniti                                          G37 4dr 4WD                                               130
 Lexus                                             HS 250 hybrid 4dr                                         130
 Lincoln                                           MKZ hybrid 4dr                                            134
 Lexus                                             IS 350 convertible                                        134
 Infiniti                                          G37 convertible                                           134
 Audi                                              A4 Quattro station wagon 4WD                              137
 BMW                                               1 series 2dr                                              144
 Lexus                                             IS 250 4dr                                                144
 BMW                                               3 series convertible                                      145
 Lexus                                             IS 250 convertible                                        146
 Audi                                              A4 Quattro 4dr 4WD                                        147
 Lexus                                             IS 250 4dr 4WD                                            148
 Lexus                                             IS 350 4dr                                                149
 Audi                                              A4 4dr                                                    149
 Audi                                              A5 Cabriolet Quattro convertible 4WD                      151
 Mercedes Benz                                     C class 4dr 4WD                                           151
 Infiniti                                          G37 2dr                                                   162
 Mercedes Benz                                     C class 4dr                                               162
 Audi                                              S5 Cabriolet Quattro convertible 4WD                      165
 Infiniti                                          G37 2dr 4WD                                               167
 Audi                                              A5 convertible                                            172
 BMW                                               3 series 2dr 4WD                                          172
 Audi                                              A5 Quattro 2dr 4WD                                        175
 BMW                                               3 series 2dr                                              186
 Audi                                              S5 Quattro 2dr 4WD                                        205
 Audi                                              S4 Quattro 4dr 4WD                                        227
 BMW                                               M3 convertible                                            231
 BMW                                               M3 4dr                                                    247
 Lexus                                             IS-F 4dr 4WD                                              299
 BMW                                               M3 2dr                                                    304

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
7


                                                    Large Cars
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 Two-Door Models                                                                                      .   117
 Dodge                                             Challenger SRT-8                                        112
 Dodge                                             Challenger                                              118

 Four-Door Models                                                                                          95
 Buick                                             Regal 4dr                                                75
 Chevrolet                                         Impala                                                   85
 Dodge                                             Charger                                                  88
 Buick                                             LaCrosse                                                 90
 Buick                                             Lucerne                                                  92
 Toyota                                            Avalon                                                   97
 Ford                                              Taurus                                                   98
 Buick                                             LaCrosse 4dr 4WD                                        100
 Hyundai                                           Azera                                                   104
 Ford                                              Taurus 4WD                                              106
 Ford                                              Taurus SHO 4dr 4WD                                      138

 Sports Models                                                                                            127
 Chevrolet                                         Camaro 2dr                                              111
 Jaguar                                            XKR convertible                                         166
 Jaguar                                            XK convertible                                          186
 Audi                                              R8 Quattro 2dr 4WD                                      205
 Jaguar                                            XK 2dr                                                  214
 Porsche                                           Panamera 4dr                                            238
 Porsche                                           Panamera turbo 4dr 4WD                                  398
 Maserati                                          Granturismo 2dr                                         437

 Luxury Models                                                                                            143
 Volvo                                             V70 station wagon                                        80
 Cadillac                                          STS V6 4dr                                               85
 Volvo                                             V70 station wagon 4WD                                    89
 Cadillac                                          CTS station wagon                                        89
 Volvo                                             S80 4dr 4WD                                             106
 Volvo                                             C70 convertible                                         106
 Volvo                                             S80 4dr                                                 109
 Cadillac                                          CTS 4dr                                                 110
 Cadillac                                          DTS 4dr                                                 111
 Cadillac                                          CTS 4dr 4WD                                             116
 BMW                                               5 series 4dr 4WD                                        122
 BMW                                               5 series 4dr                                            129
 Hyundai                                           Genesis 4dr                                             129
 Cadillac                                          CTS 2dr                                                 131
 Cadillac                                          CTS 2dr 4WD                                             137
 Audi                                              A6 Quattro 4dr 4WD                                      139
 Cadillac                                          CTS station wagon 4WD                                   142
 Infiniti                                          M37 4dr 4WD                                             143
 Acura                                             RL 4dr 4WD                                              143
 Audi                                              A6 4dr                                                  145
 Mercedes Benz                                     E class convertible                                     147
 Infiniti                                          M37 4dr                                                 149
 Cadillac                                          CTS-V 4dr                                               150


Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
8

 Mercedes Benz                                     E class 4dr                                             152
 Lexus                                             GS 350 4dr 4WD                                          166
 Mercedes Benz                                     E class 4dr 4WD                                         166
 Lexus                                             GS 350 4dr                                              174
 Jaguar                                            XF 4dr                                                  182
 Mercedes Benz                                     E class 2dr                                             187
 Mercedes Benz                                     CLS class 4dr                                           225
 Mercedes Benz                                     CL class 2dr 4WD                                        235
 Jaguar                                            XJ 4dr LWB                                              249


                                               Very Large Cars
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 Four-Door Models                                                                                          78
 Mercury                                           Grand Marquis                                           78

 Station Wagons/Minivans                                                                                   81
 Dodge                                             Grand Caravan                                            71
 Chrysler                                          Town & Country LWB                                       72
 Volkswagen                                        Routan                                                   76
 Honda                                             Odyssey                                                  80
 Kia                                               Sedona                                                   80
 Toyota                                            Sienna                                                  107
 Toyota                                            Sienna 4WD                                              115

 Luxury Models                                                                                            177
 Lincoln                                           Town Car 4dr                                            107
 Lincoln                                           MKS 4dr                                                 127
 Lincoln                                           MKS 4dr 4WD                                             147
 Lexus                                             LS 460 4dr                                              171
 Lexus                                             LS 460 L 4dr                                            172
 Lexus                                             LS 460 4dr 4WD                                          180
 BMW                                               7 series 4dr                                            180
 Lexus                                             LS 460 L 4dr 4WD                                        191
 Mercedes Benz                                     S class 4dr LWB 4WD                                     201
 Lincoln                                           MKS Ecoboost 4dr 4WD                                    205
 BMW                                               550 i GT 4dr                                            225
 BMW                                               7 series 4dr LWB                                        225
 Mercedes Benz                                     S class 4dr LWB                                         236
 BMW                                               7 series 4dr 4WD                                        237
 BMW                                               7 series 4dr 4WD LWB                                    265
 Maserati                                          Quattroporte 4dr                                        328
 Mercedes Benz                                     S class hybrid 4dr                                      335




 LWB = Long Wheelbase




Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
9


 All Pickups, SUVs, and Vans                                                                                85

                                                       Pickups
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year
                                                                                                            .
 All Small Pickups                                                                                         78
 Two-Door Models                                                                                           71
 GMC                                               Canyon                                                  54
 Chevrolet                                         Colorado 4WD                                            57
 Toyota                                            Tacoma 4WD                                              64
 Chevrolet                                         Colorado                                                72
 Ford                                              Ranger                                                  73
 Toyota                                            Tacoma                                                  74

 Two-Door Plus Models                                                                                      77
 GMC                                               Canyon ext.                                             54
 GMC                                               Canyon ext. 4WD                                         62
 Chevrolet                                         Colorado ext. 4WD                                       70
 Ford                                              Ranger supercab                                         73
 Nissan                                            Frontier king 4WD                                       73
 Nissan                                            Frontier king                                           75
 Toyota                                            Tacoma xtra                                             76
 Toyota                                            Tacoma xtra 4WD                                         77
 Chevrolet                                         Colorado ext.                                           80
 Dodge                                             Dakota club                                             80
 Ford                                              Ranger supercab 4WD                                     87
 Suzuki                                            Equator ext. cab                                        88
 Dodge                                             Dakota club 4WD                                         91

 Four-Door Models                                                                                          81
 Dodge                                             Dakota quad                                             68
 Chevrolet                                         Colorado crew 4WD                                       69
 Toyota                                            Tacoma double long bed                                  71
 GMC                                               Canyon crew 4WD                                         71
 Nissan                                            Frontier crew LWB 4WD                                   71
 Chevrolet                                         Colorado crew                                           77
 Toyota                                            Tacoma double                                           77
 GMC                                               Canyon crew                                             80
 Toyota                                            Tacoma double long bed 4WD                              81
 Suzuki                                            Equator crew cab                                        83
 Toyota                                            Tacoma double 4WD                                       85
 Dodge                                             Dakota quad 4WD                                         87
 Nissan                                            Frontier crew                                           87
 Nissan                                            Frontier crew 4WD                                       92
 Nissan                                            Frontier crew LWB                                       98

 All Large Pickups                                                                                         84
 Two-Door Models                                                                                           70
 Ford                                              F-150                                                   58
 Ford                                              F-150 4WD                                               60
 Dodge                                             RAM 1500                                                64
 GMC                                               Sierra 1500 4WD                                         70

 LWB = Long Wheelbase

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
10

 Dodge                                             RAM 1500 4WD                                            71
 Chevrolet                                         Silverado 1500 4WD                                      76
 Chevrolet                                         Silverado 1500                                          79
 GMC                                               Sierra 1500                                             92

 Two-Door Plus Models                                                                                      86
 Ford                                              F-150 supercab                                           69
 Ford                                              F-150 supercab 4WD                                       73
 Chevrolet                                         Silverado 1500 ext.                                      88
 Chevrolet                                         Silverado 1500 ext. 4WD                                  88
 GMC                                               Sierra 1500 ext.                                         91
 GMC                                               Sierra 1500 ext. 4WD                                     91
 Toyota                                            Tundra double                                            94
 Toyota                                            Tundra double 4WD                                       102
 Nissan                                            Titan king                                              106
 Nissan                                            Titan king 4WD                                          107
 Toyota                                            Tundra double LWB 4WD                                   127

 Four-Door Models                                                                                          84
 Ford                                              F-150 supercrew                                          72
 Ford                                              F-150 supercrew 4WD                                      74
 Honda                                             Ridgeline crew 4WD                                       78
 Dodge                                             Ram 1500 ext. cab 4WD                                    79
 Dodge                                             Ram 1500 ext. cab                                        79
 Dodge                                             Ram 1500 crew cab                                        81
 Toyota                                            Tundra crew max                                          87
 Chevrolet                                         Silverado 1500 crew                                      88
 Dodge                                             Ram 1500 crew cab 4WD                                    90
 GMC                                               Sierra 1500 crew                                         92
 Chevrolet                                         Silverado 1500 crew 4WD                                  95
 GMC                                               Sierra 1500 crew 4WD                                     95
 Toyota                                            Tundra crew max 4WD                                      98
 Nissan                                            Titan crew                                              107
 Nissan                                            Titan crew 4WD                                          117

 All Very Large Pickups                                                                                   102
 Two-Door Models                                                                                           84
 Ford                                              F-250 4WD                                               75
 Ford                                              F-350 4WD                                               77


 Two-Door Plus Models                                                                                      89
 Ford                                              F-250 supercab                                           70
 Ford                                              F-250 supercab 4WD                                       86
 Chevrolet                                         Silverado 2500 ext. 4WD                                  99
 Ford                                              F-350 supercab 4WD                                      122

 Four-Door Models                                                                                         107
 GMC                                               Sierra 2500 crew 4WD                                     75
 Ford                                              F-250 crew                                               78
 Dodge                                             Ram 3500 quad                                            92
 Chevrolet                                         Silverado 3500 crew 4WD                                  97
 Chevrolet                                         Silverado 2500 crew 4WD                                 102
 Ford                                              F-450 crew 4WD                                          102
 Ford                                              F-250 crew 4WD                                          107
 Dodge                                             Ram 2500 mega 4WD                                       108
 Dodge                                             Ram 2500 quad 4WD                                       108

 LWB = Long Wheelbase

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
11

 Ford                                              F-350 crew 4WD                                          114
 Dodge                                             Ram 2500 quad                                           120
 Dodge                                             Ram 3500 quad 4WD                                       123
 Ford                                              F-350 crew                                              127
 Dodge                                             Ram 3500 mega 4WD                                       147


                                          Sport Utility Vehicles
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 All Sport Utility Vehicles                                                                                85

 (Small Sport Utility Vehicles)                                                                            80
 Jeep                                              Wrangler 2dr 4WD                                         47
 Honda                                             CR-V 4dr                                                 69
 Mercury                                           Mariner 4dr 4WD                                          69
 Mazda                                             Tribute 4dr                                              70
 Jeep                                              Patriot 4dr                                              70
 Jeep                                              Compass 4dr 4WD                                          71
 Ford                                              Escape 4dr                                               71
 Honda                                             CR-V 4dr 4WD                                             72
 Ford                                              Escape 4dr 4WD                                           73
 Kia                                               Sportage 4dr 4WD                                         74
 Mercury                                           Mariner 4dr                                              76
 Jeep                                              Patriot 4dr 4WD                                          77
 Jeep                                              Compass 4dr                                              77
 Hyundai                                           Tucson 4dr 4WD                                           78
 Kia                                               Sportage 4dr                                             79
 Hyundai                                           Tucson 4dr                                               79
 Honda                                             Element 4dr 4WD                                          81
 Subaru                                            Forester 4dr 4WD                                         82
 Mercury                                           Mariner hybrid 4dr                                       84
 Mazda                                             Tribute 4dr 4WD                                          87
 Honda                                             Element 4dr                                              87
 Toyota                                            RAV4 4dr                                                 89
 Ford                                              Escape hybrid 4dr                                        89
 Nissan                                            Rogue 4dr                                                90
 Volkswagen                                        Tiguan 4dr 4WD                                           93
 Volkswagen                                        Tiguan 4dr                                               94
 Mitsubishi                                        Outlander Sport 4dr                                      95
 Nissan                                            Rogue 4dr 4WD                                            95
 Toyota                                            RAV4 4dr 4WD                                             96
 Mitsubishi                                        Outlander 4dr                                            99
 Ford                                              Escape hybrid 4dr 4WD                                   100
 Mitsubishi                                        Outlander Sport 4dr 4WD                                 110
 Suzuki                                            Grand Vitara 4dr 4WD                                    112
 Mitsubishi                                        Outlander 4dr 4WD                                       114
 Mercury                                           Mariner hybrid 4dr 4WD                                  124
 Suzuki                                            Grand Vitara 4dr                                        132

 (Midsize Sport Utility Vehicles)                                                                          79
 Toyota                                            FJ Cruiser 4dr                                           52
 Jeep                                              Wrangler 4dr 4WD                                         55
 Mitsubishi                                        Endeavor 4dr                                             60
 Nissan                                            Pathfinder 4dr                                           61
 Nissan                                            Xterra 4dr 4WD                                           63
 Nissan                                            Xterra 4dr                                               65
Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
12

 Jeep                                              Liberty 4dr 4WD                                          67
 Dodge                                             Nitro 4dr                                                69
 Ford                                              Edge 4dr                                                 70
 Honda                                             Pilot 4dr                                                71
 Ford                                              Explorer 4dr 4WD                                         71
 Toyota                                            Highlander 4dr                                           71
 Toyota                                            FJ Cruiser 4dr 4WD                                       72
 Kia                                               Sorento 4dr                                              72
 Dodge                                             Journey 4dr                                              72
 Ford                                              Edge 4dr 4WD                                             74
 Dodge                                             Nitro 4dr 4WD                                            74
 Jeep                                              Liberty 4dr                                              74
 Dodge                                             Journey 4dr 4WD                                          76
 Jeep                                              Grand Cherokee 4dr 4WD                                   76
 Hyundai                                           Santa Fe 4dr                                             77
 Subaru                                            B9 Tribeca 4dr 4WD                                       78
 Nissan                                            Pathfinder 4dr 4WD                                       78
 Nissan                                            Murano 4dr                                               79
 Toyota                                            4Runner 4dr 4WD                                          80
 Honda                                             Pilot 4dr 4WD                                            80
 Toyota                                            4Runner 4dr                                              80
 Hyundai                                           Santa Fe 4dr 4WD                                         80
 Jeep                                              Grand Cherokee 4dr                                       82
 Kia                                               Sorento 4dr 4WD                                          82
 Toyota                                            Venza 4dr                                                82
 Mazda                                             CX-7 4dr                                                 82
 Mazda                                             CX-9 4dr                                                 86
 Toyota                                            Highlander 4dr 4WD                                       86
 Chevrolet                                         Equinox 4dr                                              87
 Nissan                                            Murano 4dr 4WD                                           87
 Hyundai                                           Veracruz 4dr 4WD                                         88
 Ford                                              Explorer 4dr                                             89
 Honda                                             Accord Crosstour 4dr 4WD                                 89
 Ford                                              Flex 4dr                                                 89
 Hyundai                                           Veracruz 4dr                                             89
 Chevrolet                                         Equinox 4dr 4WD                                          91
 GMC                                               Terrain 4dr                                              92
 Honda                                             Accord Crosstour 4dr                                     93
 GMC                                               Terrain 4dr 4WD                                          95
 Mitsubishi                                        Endeavor 4dr 4WD                                         98
 Toyota                                            Venza 4dr 4WD                                            98
 Mazda                                             CX-9 4dr 4WD                                            103
 Toyota                                            Highlander hybrid 4dr 4WD                               106
 Ford                                              Flex 4dr 4WD                                            108
 Mazda                                             CX-7 4dr 4WD                                            119

 (Large Sport Utility Vehicles)                                                                            74
 Chevrolet                                         Tahoe hybrid 4dr                                        47
 GMC                                               Acadia 4dr                                              63
 Chevrolet                                         Tahoe 4dr 4WD                                           66
 Dodge                                             Durango 4dr 4WD                                         66
 Chevrolet                                         Traverse 4dr                                            67
 GMC                                               Yukon 4dr                                               67
 Chevrolet                                         Tahoe 4dr                                               68
 GMC                                               Acadia 4dr 4WD                                          70
 GMC                                               Yukon hybrid 4dr 4WD                                    74
 Chevrolet                                         Traverse 4dr 4WD                                        75
 Ford                                              Expedition 4dr                                          78
 GMC                                               Yukon 4dr 4WD                                           83

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
13

 Buick                                             Enclave 4dr                                              83
 Ford                                              Expedition 4dr 4WD                                       86
 Toyota                                            Sequoia 4dr                                              87
 Nissan                                            Armada 4dr                                               88
 Nissan                                            Armada 4dr 4WD                                           89
 Buick                                             Enclave 4dr 4WD                                          90
 Volkswagen                                        Touareg 2 4dr 4WD                                        99
 Chevrolet                                         Tahoe hybrid 4dr 4WD                                    104
 Toyota                                            Sequoia 4dr 4WD                                         105
 Dodge                                             Durango 4dr                                             116

 (Very Large Sport Utility Vehicles)                                                                       82
 Chevrolet                                         Suburban 1500 4dr                                        67
 Chevrolet                                         Suburban 2500 4dr 4WD                                    67
 GMC                                               Yukon XL 1500 4dr                                        78
 Chevrolet                                         Avalanche 1500 4dr 4WD                                   83
 Chevrolet                                         Avalanche 1500 4dr                                       83
 Chevrolet                                         Suburban 1500 4dr 4WD                                    84
 GMC                                               Yukon XL 1500 4dr 4WD                                    88
 Ford                                              Expedition EL 4dr 4WD                                    92
 Ford                                              Expedition EL 4dr                                       104


                                  Luxury Sport Utility Vehicles
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 (Midsize Luxury Sport Utility Vehicles)                                                                   112
 Acura                                             RDX 4dr                                                  60
 Acura                                             MDX 4dr 4WD                                              73
 Acura                                             RDX 4dr 4WD                                              77
 Volvo                                             XC60 4dr 4WD                                             81
 Volvo                                             XC90 4dr 4WD                                             84
 Lincoln                                           MKX 4dr                                                  86
 Volvo                                             XC90 4dr                                                 88
 Infiniti                                          EX35 4dr                                                 90
 Volvo                                             XC60 4dr                                                 90
 Cadillac                                          SRX 4dr                                                  96
 Land Rover                                        LR2 4dr 4WD                                              96
 Lincoln                                           MKT 4dr                                                  97
 BMW                                               X3 4dr 4WD                                               98
 Lincoln                                           MKX 4dr 4WD                                             101
 Infiniti                                          FX35 4dr                                                112
 Mercedes Benz                                     M class 4dr                                             113
 Infiniti                                          EX35 4dr 4WD                                            114
 Lexus                                             RX 350 4dr                                              115
 Cadillac                                          SRX 4dr 4WD                                             118
 BMW                                               X5 M 4dr 4WD                                            126
 Lexus                                             RX 350 4dr 4WD                                          126
 Audi                                              Q5 Quattro 4dr 4WD                                      130
 Mercedes Benz                                     GLK class 4dr 4WD                                       135
 Mercedes Benz                                     M class 4dr 4WD                                         137
 BMW                                               X5 4dr 4WD                                              138
 Mercedes Benz                                     GLK class 4dr                                           140
 Acura                                             ZDX 4dr                                                 142
 Infiniti                                          FX35 4dr 4WD                                            144
 Lincoln                                           MKT 4dr 4WD                                             144
 Lexus                                             RX 450H hybrid 4dr                                      145

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
14

 Lexus                                             RX 450H hybrid 4dr 4WD                                  153
 Infiniti                                          FX50 4dr 4WD                                            172
 BMW                                               X6 4dr 4WD                                              218

 (Large Luxury Sport Utility Vehicles)                                                                   134
 Toyota                                            Land Cruiser 4dr 4WD                                     71
 Land Rover                                        LR4 4dr 4WD                                              88
 Cadillac                                          Escalade 4dr                                             95
 Infiniti                                          QX56 4dr                                                110
 Lexus                                             GX460 4dr 4WD                                           111
 Cadillac                                          Escalade hybrid 4dr                                     112
 Cadillac                                          Escalade 4dr 4WD                                        114
 Infiniti                                          QX56 4dr 4WD                                            114
 Land Rover                                        Range Rover Sport 4dr 4WD                               120
 Cadillac                                          Escalade hybrid 4dr 4WD                                 130
 Land Rover                                        Range Rover 4dr 4WD                                     134
 Porsche                                           Cayenne 4dr 4WD                                         134
 Lexus                                             LX 570 4dr 4WD                                          148
 Audi                                              Q7 4dr 4WD                                              165
 Mercedes Benz                                     GL class 4dr 4WD                                        169
 Mercedes Benz                                     R class 4dr 4WD                                         183
 Mercedes Benz                                     G class 4dr 4WD                                         255

 (Very Large Luxury Sport Utility Vehicles)                                                               109
 Cadillac                                          Escalade ESV 4dr                                         65
 Lincoln                                           Navigator 4dr 4WD                                       109
 Cadillac                                          Escalade ESV 4dr 4WD                                    113
 Cadillac                                          Escalade EXT 4dr 4WD                                    119
 Lincoln                                           Navigator 4dr                                           120
 Lincoln                                           Navigator L 4dr 4WD                                     121


                                        Cargo/Passenger Vans
                                                                                             Relative Average Loss
                                                                                              Payment per Insured
 Make                                              Model                                          Vehicle Year

 (All Cargo/Passenger Vans)                                                                                64
 GMC                                               Savana 2500 cargo series                                40
 Ford                                              E-350 Econoline wagon                                   57
 Chevrolet                                         Express 2500 cargo series                               59
 Ford                                              E-150 Econoline                                         61
 Chevrolet                                         Express 3500 series                                     64
 Ford                                              E-250 Econoline                                         69
 Chevrolet                                         Express 1500 cargo series                               84
 GMC                                               Savana 1500 cargo                                       90




Relative results are computed for individual model years and then combined through a weighted average to produce the
three year relative result. The all-passenger-vehicle “100 =” value is given for reference only and can only be used as a
rough estimate to convert from relative to absolute results.




Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or
discontinued models from 2009 – 2011 is included in the class averages.
U.S. Department of Transportation
  National Highway Traffic Safety Administration
  Consumer Standards Division
  1200 New Jersey Avenue SE., NVS-131
  Washington, DC 20590

  If you would like more details about the information in these tables, or wish to obtain
  the complete Insurance Collision Report, please contact HLDI directly at:

  Highway Loss Data Institute
  1005 North Glebe Road
  Arlington, VA 22201
  Tel: 703-247-1600




                                                                                            8491_032012_v5




1-11742 NHTSA Comparison.indd 20                                                                             2/24/11 1:30 PM

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Insurance Cost Comparison for Cars, Vans, Pickups and SUVs Based on Damage Risk

  • 1. Comparison of Differences in Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles On the Basis of Damage Susceptibility DOT HS 811 586 February 2012
  • 2.
  • 3. FEBRUARY 2012 Comparison of Differences in Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility The National Highway Traffic Safety Administration has provided the information in this booklet in compliance with Federal law as an aid to consumers considering the purchase of new vehicles. The booklet compares differences in insurance costs for different makes and models of passenger cars, utility vehicles, light trucks, and vans on the basis of damage susceptibility for the vehicle. However, it does not indicate a vehicle's relative safety for occupants. The following table contains the best available information regarding the effect of damage susceptibility on insurance premiums. It was taken from data compiled by the Highway Loss Data Institute (HLDI) in its December 2011 Insurance Collision Report, and reflects the collision loss experience of passenger cars, utility vehicles, light trucks, and vans sold in the United States in terms of the average loss payment per insured vehicle year for model years 2009-2011. NHTSA has not verified the data in this table. The table presents vehicles' collision loss experience in relative terms, with 100 representing the average for all passenger vehicles. Thus, a rating of 122 reflects a collision loss experience that is 22 percent higher (worse) than average while a rating of 96 reflects a collision loss experience that is 4 percent lower (better) than average. The table is not relevant for models that have been substantially redesigned for 2011, and it does not include information about models with insufficient claim experience. Although many insurance companies use the HLDI information to adjust the "base rate" for the collision portion of their insurance premiums, the amount of any such adjustment is usually small. It is unlikely that your total premium will vary more than 10 percent depending
  • 4. 2 upon the collision loss experience of a particular vehicle. If you do not purchase collision coverage or your insurance company does not use the HLDI information, your premium will not vary at all in relation to these rankings. In setting insurance premiums, insurance companies mainly rely on factors that are not directly related to the vehicle itself (except for its value). They mainly consider driver characteristics (such as age, gender, marital status, and driving record), the geographic area in which the vehicle is driven, how many miles are traveled, and how the vehicle is used. However, some companies adjust their premiums for personal injury protection and medical payment coverage if the insured vehicle has features that are likely to improve its crashworthiness, or ability to protect occupants from injury or death, such as air bags. Different insurance companies often charge different premiums for the same driver and vehicle. Therefore, to obtain complete information about insurance premiums, you should contact insurance companies or their agents directly. Test data relating to vehicle crashworthiness is available from NHTSA's New Car Assessment Program (NCAP). NCAP test results demonstrate relative frontal, side, and rollover crash protection in new vehicles. Information on vehicles that NHTSA has tested in the NCAP program can be obtained on the information label on vehicles at new car dealers, by calling the agency's toll-free Auto Safety Hotline at 888-327-4236, and through the NHTSA Web page at: www.safercar.gov.
  • 5. 3 Collision Insurance Losses Model Years 2009 – 2011 Passenger Motor Vehicles All Passenger Cars 110 Micro Cars Relative Average Loss Payment per Insured Make Model Vehicle Year Two-Door Models 56 Smart ForTwo 56 Smart ForTwo convertible 57 Mini Cars Relative Average Loss Payment per Insured Make Model Vehicle Year Two-Door Models 93 Mini Cooper convertible 76 Mini Cooper Clubman 89 Mini Cooper 89 Toyota Yaris 95 Hyundai Accent 104 Four-Door Models 114 Toyota Yaris hatchback 89 Mazda 2 4dr 91 Ford Fiesta 4dr 98 Toyota Yaris 112 Kia Rio 115 Chevrolet Aveo 127 Hyundai Accent 127 Station Wagons 94 Ford Fiesta station wagon 86 Honda Fit 91 Kia Rio 100 Chevrolet Aveo 108 Sports Models 79 Mazda MX-5 Miata convertible 75 Small Cars Relative Average Loss Payment per Insured Make Model Vehicle Year Two-Door Models 137 Volkswagen Golf 2dr 106 Honda CR-Z hybrid 2dr 108 Kia Forte 2dr 117 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 6. 4 Volkswagen GTI 134 Scion tC 137 Honda Civic 142 Honda Civic Si 155 Four-Door Models 114 Chevrolet Cruze 4dr 77 Nissan Juke 4WD 88 Hyundai Elantra 92 Nissan Juke 93 Volkswagen Golf 4dr 93 Toyota Prius hybrid 99 Kia Forte 4dr 100 Honda Civic hybrid 101 Ford Focus 104 Honda Insight hybrid 4dr 107 Volkswagen GTI 107 Honda Civic 110 Subaru Impreza 4WD 112 Nissan Versa hatchback 116 Mazda 3 116 Toyota Corolla 116 Nissan Sentra 120 Mitsubishi Lancer 4dr hatchback 120 Nissan Sentra SE-R 124 Nissan Versa 128 Suzuki SX4 139 Honda Civic Si 141 Subaru Impreza WRX 4WD 168 Mitsubishi Lancer 170 Mitsubishi Lancer 4WD 248 Mitsubishi Lancer Evolution 4dr 4WD 260 Station Wagons 95 Mini Countryman station wagon 69 Chevrolet HHR panel 74 Kia Forte station wagon 88 Scion xB 89 Hyundai Elantra 93 Mazda 3 94 Dodge Caliber 94 Chevrolet HHR 95 Suzuki SX4 4WD 96 Kia Soul station wagon 96 Subaru Impreza 4WD 97 Scion xD 99 Toyota Matrix 100 Nissan Cube 101 Toyota Matrix station wagon 4WD 116 Suzuki SX4 119 Mazda 3 Mazdaspeed 128 Subaru Impreza WRX 4WD 130 Sports Models 122 BMW Z4 convertible 108 Porsche Boxster convertible 121 Porsche Cayman 129 Audi TT Quattro 2dr 4WD 166 Mercedes Benz SLK class convertible 182 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 7. 5 Midsize Cars Relative Average Loss Payment per Insured Make Model Vehicle Year Two-Door Models 124 Volkswagen Eos convertible 96 Volvo C30 101 Honda Accord 109 Mitsubishi Eclipse 131 Nissan Altima 151 Hyundai Genesis 2dr 181 Four-Door Models 101 Chrysler 200 57 Honda Accord 81 Subaru Legacy 4WD 86 Kia Optima 88 Chevrolet Malibu (NEW) 90 Mazda 6 93 Ford Fusion 99 Mercury Milan 102 Hyundai Sonata 103 Volkswagen Jetta 105 Acura TSX 105 Nissan Altima 107 Toyota Camry 107 Nissan Altima hybrid 109 Dodge Avenger 109 Ford Fusion 4WD 112 Toyota Camry hybrid 112 Volvo S40 114 Mitsubishi Galant 119 Mercury Milan 4WD 120 Volkswagen Passat CC 122 Mercury Milan hybrid 4dr 122 Ford Fusion hybrid 4dr 125 Nissan Maxima 131 Suzuki Kizashi 4dr 136 Volkswagen Passat CC 4WD 169 Suzuki Kizashi 4dr 4WD 173 Station Wagons 82 Subaru Outback 4WD 71 Volkswagen Jetta 94 Volvo V50 96 Audi A3 116 Audi A3 Quattro 4WD 130 Sports Models 149 Chevrolet Camaro convertible 81 Ford Mustang GT convertible 84 Chevrolet Corvette 84 Chevrolet Corvette convertible 87 Chevrolet Corvette Z06 98 Ford Mustang Shelby GT500 100 Ford Mustang convertible 106 Mitsubishi Eclipse convertible 108 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 8. 6 Nissan 370Z convertible 111 Ford Mustang GT 129 Ford Mustang 136 Porsche 911 convertible 161 Mazda RX-8 163 Nissan 370Z 2dr 170 Porsche 911 Coupe 191 Chevrolet Corvette ZR1 2dr 196 Mercedes Benz SL class convertible 221 Porsche 911 Turbo convertible 4WD 300 Nissan GT-R 2dr 4WD 325 Ferrari California convertible 748 Luxury Models 139 BMW 3 series station wagon 4WD 88 Infiniti G25 4dr 4WD 92 Saab 9-3 4dr 92 Acura TL 4dr 98 Infiniti G25 4dr 98 Lincoln MKZ 4dr 105 BMW 1 series convertible 110 Acura TL 4dr 4WD 112 BMW 3 series station wagon 115 Lincoln MKZ 4dr 4WD 121 BMW 3 series 4dr 4WD 122 Infiniti G37 4dr 124 Lexus ES 350 4dr 128 Saab 9-3 convertible 129 BMW 3 series 4dr 130 Infiniti G37 4dr 4WD 130 Lexus HS 250 hybrid 4dr 130 Lincoln MKZ hybrid 4dr 134 Lexus IS 350 convertible 134 Infiniti G37 convertible 134 Audi A4 Quattro station wagon 4WD 137 BMW 1 series 2dr 144 Lexus IS 250 4dr 144 BMW 3 series convertible 145 Lexus IS 250 convertible 146 Audi A4 Quattro 4dr 4WD 147 Lexus IS 250 4dr 4WD 148 Lexus IS 350 4dr 149 Audi A4 4dr 149 Audi A5 Cabriolet Quattro convertible 4WD 151 Mercedes Benz C class 4dr 4WD 151 Infiniti G37 2dr 162 Mercedes Benz C class 4dr 162 Audi S5 Cabriolet Quattro convertible 4WD 165 Infiniti G37 2dr 4WD 167 Audi A5 convertible 172 BMW 3 series 2dr 4WD 172 Audi A5 Quattro 2dr 4WD 175 BMW 3 series 2dr 186 Audi S5 Quattro 2dr 4WD 205 Audi S4 Quattro 4dr 4WD 227 BMW M3 convertible 231 BMW M3 4dr 247 Lexus IS-F 4dr 4WD 299 BMW M3 2dr 304 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 9. 7 Large Cars Relative Average Loss Payment per Insured Make Model Vehicle Year Two-Door Models . 117 Dodge Challenger SRT-8 112 Dodge Challenger 118 Four-Door Models 95 Buick Regal 4dr 75 Chevrolet Impala 85 Dodge Charger 88 Buick LaCrosse 90 Buick Lucerne 92 Toyota Avalon 97 Ford Taurus 98 Buick LaCrosse 4dr 4WD 100 Hyundai Azera 104 Ford Taurus 4WD 106 Ford Taurus SHO 4dr 4WD 138 Sports Models 127 Chevrolet Camaro 2dr 111 Jaguar XKR convertible 166 Jaguar XK convertible 186 Audi R8 Quattro 2dr 4WD 205 Jaguar XK 2dr 214 Porsche Panamera 4dr 238 Porsche Panamera turbo 4dr 4WD 398 Maserati Granturismo 2dr 437 Luxury Models 143 Volvo V70 station wagon 80 Cadillac STS V6 4dr 85 Volvo V70 station wagon 4WD 89 Cadillac CTS station wagon 89 Volvo S80 4dr 4WD 106 Volvo C70 convertible 106 Volvo S80 4dr 109 Cadillac CTS 4dr 110 Cadillac DTS 4dr 111 Cadillac CTS 4dr 4WD 116 BMW 5 series 4dr 4WD 122 BMW 5 series 4dr 129 Hyundai Genesis 4dr 129 Cadillac CTS 2dr 131 Cadillac CTS 2dr 4WD 137 Audi A6 Quattro 4dr 4WD 139 Cadillac CTS station wagon 4WD 142 Infiniti M37 4dr 4WD 143 Acura RL 4dr 4WD 143 Audi A6 4dr 145 Mercedes Benz E class convertible 147 Infiniti M37 4dr 149 Cadillac CTS-V 4dr 150 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 10. 8 Mercedes Benz E class 4dr 152 Lexus GS 350 4dr 4WD 166 Mercedes Benz E class 4dr 4WD 166 Lexus GS 350 4dr 174 Jaguar XF 4dr 182 Mercedes Benz E class 2dr 187 Mercedes Benz CLS class 4dr 225 Mercedes Benz CL class 2dr 4WD 235 Jaguar XJ 4dr LWB 249 Very Large Cars Relative Average Loss Payment per Insured Make Model Vehicle Year Four-Door Models 78 Mercury Grand Marquis 78 Station Wagons/Minivans 81 Dodge Grand Caravan 71 Chrysler Town & Country LWB 72 Volkswagen Routan 76 Honda Odyssey 80 Kia Sedona 80 Toyota Sienna 107 Toyota Sienna 4WD 115 Luxury Models 177 Lincoln Town Car 4dr 107 Lincoln MKS 4dr 127 Lincoln MKS 4dr 4WD 147 Lexus LS 460 4dr 171 Lexus LS 460 L 4dr 172 Lexus LS 460 4dr 4WD 180 BMW 7 series 4dr 180 Lexus LS 460 L 4dr 4WD 191 Mercedes Benz S class 4dr LWB 4WD 201 Lincoln MKS Ecoboost 4dr 4WD 205 BMW 550 i GT 4dr 225 BMW 7 series 4dr LWB 225 Mercedes Benz S class 4dr LWB 236 BMW 7 series 4dr 4WD 237 BMW 7 series 4dr 4WD LWB 265 Maserati Quattroporte 4dr 328 Mercedes Benz S class hybrid 4dr 335 LWB = Long Wheelbase Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 11. 9 All Pickups, SUVs, and Vans 85 Pickups Relative Average Loss Payment per Insured Make Model Vehicle Year . All Small Pickups 78 Two-Door Models 71 GMC Canyon 54 Chevrolet Colorado 4WD 57 Toyota Tacoma 4WD 64 Chevrolet Colorado 72 Ford Ranger 73 Toyota Tacoma 74 Two-Door Plus Models 77 GMC Canyon ext. 54 GMC Canyon ext. 4WD 62 Chevrolet Colorado ext. 4WD 70 Ford Ranger supercab 73 Nissan Frontier king 4WD 73 Nissan Frontier king 75 Toyota Tacoma xtra 76 Toyota Tacoma xtra 4WD 77 Chevrolet Colorado ext. 80 Dodge Dakota club 80 Ford Ranger supercab 4WD 87 Suzuki Equator ext. cab 88 Dodge Dakota club 4WD 91 Four-Door Models 81 Dodge Dakota quad 68 Chevrolet Colorado crew 4WD 69 Toyota Tacoma double long bed 71 GMC Canyon crew 4WD 71 Nissan Frontier crew LWB 4WD 71 Chevrolet Colorado crew 77 Toyota Tacoma double 77 GMC Canyon crew 80 Toyota Tacoma double long bed 4WD 81 Suzuki Equator crew cab 83 Toyota Tacoma double 4WD 85 Dodge Dakota quad 4WD 87 Nissan Frontier crew 87 Nissan Frontier crew 4WD 92 Nissan Frontier crew LWB 98 All Large Pickups 84 Two-Door Models 70 Ford F-150 58 Ford F-150 4WD 60 Dodge RAM 1500 64 GMC Sierra 1500 4WD 70 LWB = Long Wheelbase Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 12. 10 Dodge RAM 1500 4WD 71 Chevrolet Silverado 1500 4WD 76 Chevrolet Silverado 1500 79 GMC Sierra 1500 92 Two-Door Plus Models 86 Ford F-150 supercab 69 Ford F-150 supercab 4WD 73 Chevrolet Silverado 1500 ext. 88 Chevrolet Silverado 1500 ext. 4WD 88 GMC Sierra 1500 ext. 91 GMC Sierra 1500 ext. 4WD 91 Toyota Tundra double 94 Toyota Tundra double 4WD 102 Nissan Titan king 106 Nissan Titan king 4WD 107 Toyota Tundra double LWB 4WD 127 Four-Door Models 84 Ford F-150 supercrew 72 Ford F-150 supercrew 4WD 74 Honda Ridgeline crew 4WD 78 Dodge Ram 1500 ext. cab 4WD 79 Dodge Ram 1500 ext. cab 79 Dodge Ram 1500 crew cab 81 Toyota Tundra crew max 87 Chevrolet Silverado 1500 crew 88 Dodge Ram 1500 crew cab 4WD 90 GMC Sierra 1500 crew 92 Chevrolet Silverado 1500 crew 4WD 95 GMC Sierra 1500 crew 4WD 95 Toyota Tundra crew max 4WD 98 Nissan Titan crew 107 Nissan Titan crew 4WD 117 All Very Large Pickups 102 Two-Door Models 84 Ford F-250 4WD 75 Ford F-350 4WD 77 Two-Door Plus Models 89 Ford F-250 supercab 70 Ford F-250 supercab 4WD 86 Chevrolet Silverado 2500 ext. 4WD 99 Ford F-350 supercab 4WD 122 Four-Door Models 107 GMC Sierra 2500 crew 4WD 75 Ford F-250 crew 78 Dodge Ram 3500 quad 92 Chevrolet Silverado 3500 crew 4WD 97 Chevrolet Silverado 2500 crew 4WD 102 Ford F-450 crew 4WD 102 Ford F-250 crew 4WD 107 Dodge Ram 2500 mega 4WD 108 Dodge Ram 2500 quad 4WD 108 LWB = Long Wheelbase Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 13. 11 Ford F-350 crew 4WD 114 Dodge Ram 2500 quad 120 Dodge Ram 3500 quad 4WD 123 Ford F-350 crew 127 Dodge Ram 3500 mega 4WD 147 Sport Utility Vehicles Relative Average Loss Payment per Insured Make Model Vehicle Year All Sport Utility Vehicles 85 (Small Sport Utility Vehicles) 80 Jeep Wrangler 2dr 4WD 47 Honda CR-V 4dr 69 Mercury Mariner 4dr 4WD 69 Mazda Tribute 4dr 70 Jeep Patriot 4dr 70 Jeep Compass 4dr 4WD 71 Ford Escape 4dr 71 Honda CR-V 4dr 4WD 72 Ford Escape 4dr 4WD 73 Kia Sportage 4dr 4WD 74 Mercury Mariner 4dr 76 Jeep Patriot 4dr 4WD 77 Jeep Compass 4dr 77 Hyundai Tucson 4dr 4WD 78 Kia Sportage 4dr 79 Hyundai Tucson 4dr 79 Honda Element 4dr 4WD 81 Subaru Forester 4dr 4WD 82 Mercury Mariner hybrid 4dr 84 Mazda Tribute 4dr 4WD 87 Honda Element 4dr 87 Toyota RAV4 4dr 89 Ford Escape hybrid 4dr 89 Nissan Rogue 4dr 90 Volkswagen Tiguan 4dr 4WD 93 Volkswagen Tiguan 4dr 94 Mitsubishi Outlander Sport 4dr 95 Nissan Rogue 4dr 4WD 95 Toyota RAV4 4dr 4WD 96 Mitsubishi Outlander 4dr 99 Ford Escape hybrid 4dr 4WD 100 Mitsubishi Outlander Sport 4dr 4WD 110 Suzuki Grand Vitara 4dr 4WD 112 Mitsubishi Outlander 4dr 4WD 114 Mercury Mariner hybrid 4dr 4WD 124 Suzuki Grand Vitara 4dr 132 (Midsize Sport Utility Vehicles) 79 Toyota FJ Cruiser 4dr 52 Jeep Wrangler 4dr 4WD 55 Mitsubishi Endeavor 4dr 60 Nissan Pathfinder 4dr 61 Nissan Xterra 4dr 4WD 63 Nissan Xterra 4dr 65 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 14. 12 Jeep Liberty 4dr 4WD 67 Dodge Nitro 4dr 69 Ford Edge 4dr 70 Honda Pilot 4dr 71 Ford Explorer 4dr 4WD 71 Toyota Highlander 4dr 71 Toyota FJ Cruiser 4dr 4WD 72 Kia Sorento 4dr 72 Dodge Journey 4dr 72 Ford Edge 4dr 4WD 74 Dodge Nitro 4dr 4WD 74 Jeep Liberty 4dr 74 Dodge Journey 4dr 4WD 76 Jeep Grand Cherokee 4dr 4WD 76 Hyundai Santa Fe 4dr 77 Subaru B9 Tribeca 4dr 4WD 78 Nissan Pathfinder 4dr 4WD 78 Nissan Murano 4dr 79 Toyota 4Runner 4dr 4WD 80 Honda Pilot 4dr 4WD 80 Toyota 4Runner 4dr 80 Hyundai Santa Fe 4dr 4WD 80 Jeep Grand Cherokee 4dr 82 Kia Sorento 4dr 4WD 82 Toyota Venza 4dr 82 Mazda CX-7 4dr 82 Mazda CX-9 4dr 86 Toyota Highlander 4dr 4WD 86 Chevrolet Equinox 4dr 87 Nissan Murano 4dr 4WD 87 Hyundai Veracruz 4dr 4WD 88 Ford Explorer 4dr 89 Honda Accord Crosstour 4dr 4WD 89 Ford Flex 4dr 89 Hyundai Veracruz 4dr 89 Chevrolet Equinox 4dr 4WD 91 GMC Terrain 4dr 92 Honda Accord Crosstour 4dr 93 GMC Terrain 4dr 4WD 95 Mitsubishi Endeavor 4dr 4WD 98 Toyota Venza 4dr 4WD 98 Mazda CX-9 4dr 4WD 103 Toyota Highlander hybrid 4dr 4WD 106 Ford Flex 4dr 4WD 108 Mazda CX-7 4dr 4WD 119 (Large Sport Utility Vehicles) 74 Chevrolet Tahoe hybrid 4dr 47 GMC Acadia 4dr 63 Chevrolet Tahoe 4dr 4WD 66 Dodge Durango 4dr 4WD 66 Chevrolet Traverse 4dr 67 GMC Yukon 4dr 67 Chevrolet Tahoe 4dr 68 GMC Acadia 4dr 4WD 70 GMC Yukon hybrid 4dr 4WD 74 Chevrolet Traverse 4dr 4WD 75 Ford Expedition 4dr 78 GMC Yukon 4dr 4WD 83 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 15. 13 Buick Enclave 4dr 83 Ford Expedition 4dr 4WD 86 Toyota Sequoia 4dr 87 Nissan Armada 4dr 88 Nissan Armada 4dr 4WD 89 Buick Enclave 4dr 4WD 90 Volkswagen Touareg 2 4dr 4WD 99 Chevrolet Tahoe hybrid 4dr 4WD 104 Toyota Sequoia 4dr 4WD 105 Dodge Durango 4dr 116 (Very Large Sport Utility Vehicles) 82 Chevrolet Suburban 1500 4dr 67 Chevrolet Suburban 2500 4dr 4WD 67 GMC Yukon XL 1500 4dr 78 Chevrolet Avalanche 1500 4dr 4WD 83 Chevrolet Avalanche 1500 4dr 83 Chevrolet Suburban 1500 4dr 4WD 84 GMC Yukon XL 1500 4dr 4WD 88 Ford Expedition EL 4dr 4WD 92 Ford Expedition EL 4dr 104 Luxury Sport Utility Vehicles Relative Average Loss Payment per Insured Make Model Vehicle Year (Midsize Luxury Sport Utility Vehicles) 112 Acura RDX 4dr 60 Acura MDX 4dr 4WD 73 Acura RDX 4dr 4WD 77 Volvo XC60 4dr 4WD 81 Volvo XC90 4dr 4WD 84 Lincoln MKX 4dr 86 Volvo XC90 4dr 88 Infiniti EX35 4dr 90 Volvo XC60 4dr 90 Cadillac SRX 4dr 96 Land Rover LR2 4dr 4WD 96 Lincoln MKT 4dr 97 BMW X3 4dr 4WD 98 Lincoln MKX 4dr 4WD 101 Infiniti FX35 4dr 112 Mercedes Benz M class 4dr 113 Infiniti EX35 4dr 4WD 114 Lexus RX 350 4dr 115 Cadillac SRX 4dr 4WD 118 BMW X5 M 4dr 4WD 126 Lexus RX 350 4dr 4WD 126 Audi Q5 Quattro 4dr 4WD 130 Mercedes Benz GLK class 4dr 4WD 135 Mercedes Benz M class 4dr 4WD 137 BMW X5 4dr 4WD 138 Mercedes Benz GLK class 4dr 140 Acura ZDX 4dr 142 Infiniti FX35 4dr 4WD 144 Lincoln MKT 4dr 4WD 144 Lexus RX 450H hybrid 4dr 145 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 16. 14 Lexus RX 450H hybrid 4dr 4WD 153 Infiniti FX50 4dr 4WD 172 BMW X6 4dr 4WD 218 (Large Luxury Sport Utility Vehicles) 134 Toyota Land Cruiser 4dr 4WD 71 Land Rover LR4 4dr 4WD 88 Cadillac Escalade 4dr 95 Infiniti QX56 4dr 110 Lexus GX460 4dr 4WD 111 Cadillac Escalade hybrid 4dr 112 Cadillac Escalade 4dr 4WD 114 Infiniti QX56 4dr 4WD 114 Land Rover Range Rover Sport 4dr 4WD 120 Cadillac Escalade hybrid 4dr 4WD 130 Land Rover Range Rover 4dr 4WD 134 Porsche Cayenne 4dr 4WD 134 Lexus LX 570 4dr 4WD 148 Audi Q7 4dr 4WD 165 Mercedes Benz GL class 4dr 4WD 169 Mercedes Benz R class 4dr 4WD 183 Mercedes Benz G class 4dr 4WD 255 (Very Large Luxury Sport Utility Vehicles) 109 Cadillac Escalade ESV 4dr 65 Lincoln Navigator 4dr 4WD 109 Cadillac Escalade ESV 4dr 4WD 113 Cadillac Escalade EXT 4dr 4WD 119 Lincoln Navigator 4dr 120 Lincoln Navigator L 4dr 4WD 121 Cargo/Passenger Vans Relative Average Loss Payment per Insured Make Model Vehicle Year (All Cargo/Passenger Vans) 64 GMC Savana 2500 cargo series 40 Ford E-350 Econoline wagon 57 Chevrolet Express 2500 cargo series 59 Ford E-150 Econoline 61 Chevrolet Express 3500 series 64 Ford E-250 Econoline 69 Chevrolet Express 1500 cargo series 84 GMC Savana 1500 cargo 90 Relative results are computed for individual model years and then combined through a weighted average to produce the three year relative result. The all-passenger-vehicle “100 =” value is given for reference only and can only be used as a rough estimate to convert from relative to absolute results. Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models from 2009 – 2011 is included in the class averages.
  • 17.
  • 18. U.S. Department of Transportation National Highway Traffic Safety Administration Consumer Standards Division 1200 New Jersey Avenue SE., NVS-131 Washington, DC 20590 If you would like more details about the information in these tables, or wish to obtain the complete Insurance Collision Report, please contact HLDI directly at: Highway Loss Data Institute 1005 North Glebe Road Arlington, VA 22201 Tel: 703-247-1600 8491_032012_v5 1-11742 NHTSA Comparison.indd 20 2/24/11 1:30 PM