2. DB+J
D E S I G N
Website + Identity
FS Challenge Logo +
Ultimate Fantasy
Football ‘08 Website
MillerCoors wanted to create an easy,
user-friendly fantasy sports program for a
bar or restaurant in an attempt to
encourage people to frequent their
favorite local establishment weekly. FS
Challenge was born. I designed the logo
for FS Challenge as well as the websites
for the end user and the bar/restaurant
owner.
www.fschallenge.com
4. Website
MetropolitanMD
MetropolitanMD’s requested I update
the overall appearance of their website
while keeping all the site’s content. I
updated the corporate identity as well as
designed + directed the flash sequence
on the home page.
www.metropolitanmds.com
DB+J
D E S I G N
5. Website
Rosa Mexicana
When RosaMexicana decided to
refresh their presence on the web,
they requested the design incorporate
elements of their unique restaurant
architecture. I gravitated toward
their blue-tiled waterfall walls, Aztec
illustrations and corporate pinkish
rose color.
Website is currently under development
DB+J
D E S I G N
6. DB+J
D E S I G N
Website
MyVault
Site under Development
7. DB+J
D E S I G N
Application Design
e|tab Dining Application
Interface
e|tab, a proprietary hardware/software
hybrid, represents the beginning of a
paradigm shift in the world of casual
dining. Integrating seamlessly with a
restaurant’s existing POS system,
e|tab acts as an extension technology
that affords luxuries from self-service
ordering, entertainment and social
networking to a rewards program and
card-swipe checkout; all right at the
table. e|tab hired me to update their
under performing interface design.
I re-created the entire user experience
from start to finish.
8. ( ) office
( ) facsimile
www.mpmins.com
Annual Report
Missouri Professionals
Mutual AR 2007
proudly celebrating our 5th year
5
From the Director
3
anytime. anywhere. missouri professionals mutual will
be there, protecting you and advocating on behalf of
physicians across the state.
We recognize you have many options for professional liability insurance.
That’s why each of us at MPM has committed ourselves to be there
when you need us. For the fourth straight year, your confidence in
MPM has earned us the status of being the #1 medical professional
liability insurance provider in the state. This position of strength is
good for you, good for MPM and good for the industry.
I am pleased to report that 2007 has been another successful year for our physician members.
MPM enjoyed more than $41 million in written premiums in 2007. Our investment growth
was consistent and exceeded average rates of return. Our premiums remained steady and
competitive, and our claims management processes continue to exceed state averages; both in
closing time and lower than average indemnity payments. Additionally, we have maintained
one of the lowest expense ratios in the marketplace, with 70 percent of premium dollars
allocated to defend and pay claims.
MPM takes pride in our transparency of operations and financial information. We welcome
conversation about important issues that impact your decisions. When questions arise or
when competitors challenge our strength, we encourage you and all physicians in Missouri to
talk directly with us and get the answers you need. As a leader in the market, we have come
to expect challenges from our detractors. You should, likewise, expect that the company you
have selected to protect you will be there with solid answers to those challenges.
With more than 30 years experience in the insurance business, I am a passionate advocate
for putting physicians back in control and influencing the healthcare industry in a way
that enables you to provide patients with the care they need and deserve. We have great
confidence in this business and confidence that our collective voice will be a force of
change for better healthcare in Missouri.
Regards,
timothy h. trout
Managing Director
year
our th
proudly
celebrating
careful, deliberate investment is the backbone of our
financial strategy.
This exacting approach to finance has resulted in admitted assets of over $68 million for
2007. We are diligent about safeguarding member capital while investing premiums and
reserves in U. S. Government Agency Securities that are rated AAA. It is our pleasure to
report that income has remained consistent, with 2007 direct premiums of over $41 million.
We also maintained a policyholder surplus of more than $9 million, which has silenced
even our loudest critics.
Kerber, Eck & Braeckel LLP serves as independent auditor for MPM. The financial information summarized in this
report was comprised from the financial statements prepared in accordance with statutory accounting principles required by
the Missouri Department of Insurance. A copy of the financial statements along with Kerber, Eck & Braeckel LLP’s
independent auditor’s report is available to MPM physician members by written request to Missouri Professionals Mutual,
287 N. Lindbergh Blvd., St. Louis, MO 63141.
11
Inves men† Repor
2006 20072003 2004 2005
figure 1
Total Cash & Investments
in Millions
December 31 of Each Year
7.5
27.7
40.4
53.7 53.4
Cash & Cash Equivalents
*As of December 31, 2007, Bonds consist of 100 % U.S. Government Obligations,
highly rated for investment safety.
Bonds*
Real Estate Owned
Total Cash & Investments
CASH & INVESTMENT SUMMARY
$ 16,800,755
33,961,245
2,984,485
53,746,485
$ 16,902,676
33,560,314
2,921,208
53,384,198
$ 2,366,026
35,600,958
2,427,442
40,394,426
$ 9,637,003
16,884,720
1,176,581
27,698,304
$ 5,347,299
2,153,663
0
7,500,962
2007 2006 2005 2004 2003
DB+J
D E S I G N
