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Questions a Buyer Should
Ask a Mortgage Lender
How do you decide which lender is
best for you?




           Courtesy of Lisa Lasley,
           Your Woodlands Township Team
           Better Homes & Gardens Real Estate,
           Gary Greene and Gibraltar Services
           lisa@ywtteam.com
Mortgage Rate Table
Income to Monthly
Payments Chart
How much mortgage can you afford? The chart below can help you determine this. Here’s how. 1) Reading down, find the monthly house payment you
feel you can handle. 2) Reading down in the monthly payment column, find the interest rate closest to the rate of the type of mortgage you’re seeking.
At the point where that column and row intersect is an approximation of how much mortgage you can afford.
Rent vs. Buy
How rent money, figured on a 9%
interest basis, amounts to large sums
in a few years.

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Helpful Info for Home Buyers

  • 1. Questions a Buyer Should Ask a Mortgage Lender How do you decide which lender is best for you? Courtesy of Lisa Lasley, Your Woodlands Township Team Better Homes & Gardens Real Estate, Gary Greene and Gibraltar Services lisa@ywtteam.com
  • 4. How much mortgage can you afford? The chart below can help you determine this. Here’s how. 1) Reading down, find the monthly house payment you feel you can handle. 2) Reading down in the monthly payment column, find the interest rate closest to the rate of the type of mortgage you’re seeking. At the point where that column and row intersect is an approximation of how much mortgage you can afford.
  • 5. Rent vs. Buy How rent money, figured on a 9% interest basis, amounts to large sums in a few years.