This PPT is related to my summer internship project with Syndicate Bank.. Topic - RETAIL FINANCING

1. PROJECT REPORT ON
“RETAIL FINANCING”
BY:
KOMAL SINGH
ROLL- NO: 1014370016
MBA – 2nd Yr
IMSEC

2. CONTENTS
• INTRODUCTION
• PROJECT PROPOSED
• RESERCH METHODOLOGY
• OBJECTIVES OF THE STUDY
• SCOPE AND SIGNIFICANCE OF THE STUDY
• PRODUCTS / SERVICES OFFERED BY
SYNDICATE BANK
• FINDINGS / SUGGESTIONS OF THE PROJECT
• CONCLUSION
• BIBLOGRAPHY

3. INTRODUCTION
• Syndicate Bank Ltd. is one of the oldest and major
commercial banks of India. At the time of its
establishment, the bank was known as Canara
Industrial and Banking Syndicate Limited.
• The bank, along with 13 major commercial banks of
India, was nationalized on 19 July 1969, by the
Government of India

4. PROJECT PROPOSED
• The research project is on the topic of “RETAIL
FINANCING” discussing with the project mentor
about, what is retail financing and the various
investment vehicles used in our planning finally we
decided upon the project title to know the clients
perception about the retail financing and how bank
can create value creation for the customers by
providing specialized financing services in form of
the retail financing and their products and services..

5. RESEARCH METHODOLOGY
The main purpose behind framing the methodology is to
describe the research procedures, which includes
research design, data source, data collection method,
research instrument and sampling plan is used for the
project.
• SAMPLING TECHNIQUE: Convenience Sampling
• TARGET: Customers
• SAMPLE SIZE: 500
ANALYSIS- Questionnaire is analysed with the help of
graph, charts and tables.

6. OBJECTIVES OF THE PROJECT
– To study the retail financing and their services paid by the
bank to the customers.
– To study the appropriate investment vehicle of the clients
according to their profile
– To study the changing outlook of the people towards retail
financing in the time of economic slowdown.
– To innovate and connect to customers through appropriate
products and services which are suited to their needs
according to the market scenario.

7. PRODUCTS / SERVICES OFFERED BY
SYNDICATE BANK
• Syndicate Bank Credit Cards
• Syndicate Bank Auto Loans
• Syndicate Bank Home Loans
• Syndicate Bank Personal Loans
• Syndicate Bank Fixed Deposits
• Syndicate Bank Saving Accounts

8. FINDINGS / SUGGESTIONS
• Proper knowledge of each product and services should be given to
customers to achieve their financial goals.
• Specialists should be appointed in the field of tax planning, insurance,
loans, etc.
• Financial advisors and private agents with small salary or the franchise
should be appointed for providing these services.
• Syndicate bank launches a product it should provide full knowledge and
training to its staff and should not pass only the circular.
• The officers should be properly trained and should have some professional
degree in this regard.
• Moreover there should be one special officer appointed for rendering
these special services.

9. CONCLUSION
• The exhaustive research in the field of financial area threw up
some interesting treads which can be seen in the above analysis. A
general impression that we gathered during data collection was
unawareness among people about various aspects of financial
services paid by the bank to the customers.
• Retail financing offers a lot of benefits which no other single
option could offer. The advisors may be try to highlight some of
the value added benefits planning such as tax benefit, rupee cost
averaging, and systematic transfer plan, rebalancing etc.
•
• These benefits are not offered by other options single handedly.
So these are enough to drive the investors towards retail financing.
Investors could also try to increase the spectrum of services
offered.

10. BIBLOGRAPHY
Books referred for the project are:
• Business Statistics by S.P. Gupta & M.P. Gupta
• Business Today (monthly magazine)
• Business World (monthly magazine)
• Economics Times
The references for the project are:
• http://en.wikipedia.org/wiki/Bank
• Taylor, Alison; Sansone, Alicia (2007). The Handbook of Loan Syndications & Trading.
New York: McGraw-Hill. p. 23. ISBN 0-07-146898-6.
• ^ Taylor, Alison; Sansone, Alicia (2007). The Handbook of Loan Syndications &
Trading. New York: McGraw-Hill. p. 36. ISBN 0-07-146898-6.
• ^ Caouette, John B.; Altman, Edward I. (1998). Managing Credit Risk. New York:
Wiley. p. 19. ISBN 0-471-11189-9.
• ^ Taylor, Alison; Sansone, Alicia (2007). The Handbook of Loan Syndications &
Trading. New York: McGraw-Hill. p. 68. ISBN 0-07-146898-6.
• ^ Fabozzi, Frank (1999). High-Yield Bonds. New York: McGraw-Hill. p. 43. ISBN 0-07-
006786-4.

11. THANKYOU!!!