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Have You Computed How
Much You’re Really Getting?
.20%
.10%
.25%
.05%
.50%
Fraction of
a percent
.30%
1%
.25%
Rewards Can Be Great When…
Value is
BIGGER!
Monitoring is
EASY!
No need for
too many
CARDS!
REFERRAL
activities are
rewarded!
is making life better by
empowering
consumers to earn
from everyday
purchases.
UN: Six billion mobile phone subscriptions in the
world
The report takes into account the number of Sim
cards, not devices
There are almost as many mobile phone
subscriptions in the world as people, a United
Nations telecom agency has said.
A report by the International Telecommunication
Union (ITU) said there were about six billion
subscriptions at the end of 2011.
There are nearly seven billion people on Earth.
240M business globally will
be cloud computing via
mobile by 2015.
WHY THE MOBILE
TECHNOLOGY
Introducing
PayBux is a rewards App and platform for individual
and community purchases. Subscribers are
incentivised for loyalty and connecting with friends.
Life is Rewarding.
FREEMIUM Edition Premium Edition
(via Upgrade to
Mentor or Icon)
Basic Social
Networking
Calendar of Events
and Activities (CEVA)
Mobile Shopping
(Thru-App
Purchases)
Payback Rewards
and Incentives
Electronic Credits and
Transfers
QR Codes Scanning
Basic Social Networking
Calendar of Events
QR Code Scanning
for Mobile
Vouchers/eGCs
You buy prepaid
credits called ‘bux’.
Select mVoucher or
eGC of your choice.
Present to Merchant
for redemption.
Our Unique Value Proposition
Make every purchase a rewarding experience
thru Cooperative Group Rewards.
1. Sign up for free
Paybux account
thru the internet
and Download the
mobile Paybux app
www.paybuxapp.com
2. Load your Paybux wallet
Bank
deposit to
IMB
account
Online
banking
Credit card
via PayPal
Peer –to-Peer
transfer
Over the
counter at
IMB Center
mobile
banking
Top-up Your Favourite Merchant Card
“...Generosity can be a highly
effective growth strategy.”
- Eddie Yoon, Principal
The Cambridge Group
Receive PayBux’s Generous Rewards.
Payback Offer of at
least 20% and up to
100%.
Cooperative Group Rewards
Each purchase transaction
contributes an amount to the
PayBux Generous Rewards
Pool.
20%-100% Rebate
24-hour Transaction Period
PayBux keeps record of
the transactions and
awards rebates using
HexCell Algorithm.
A Different Shape for Success
The HexCell Rewards Program
1. Generous Payback (GPB)
2. Payback Linker Rewards (PLR)
3. Linker Group Rewards (LGR)
4. Payback Infinity Rewards (PIR)
5. Icon Profit Sharing (HPS)
6. Icon Leadership Rewards (ILR)
7. Upgrade Rewards (UPR)
8. Upgrade Link Rewards (ULR)
9. HexCell Icon Royalty (HIR)
10. Icon Upgrade Rewards (IUR)
11. Icon Combo Rewards (ICR)
12. Group Combo Royalty (GCR)
13. Dream Board Fund (DBF)
14. Spartan Leaderboard Rewards (SLR)
14 Ways to Get Rewarded
HexCell Means Rewards
Earn HexCell Rewards from Subscription Upgrade
and Qualifying Purchases from partner merchants.
Upgrade Purchases
1. HexCell for Generous Payback
A Qualifying Purchase generates a HexCell that
determines rewards from your purchases and
purchases of other subscribers in the community.
EARNING FROM EVERYTHING YOU BUY
P1,500
P375
P300
Sample Qualifying Purchases
Per Month
Sample Qualifying Purchases
Per Month
P1,000 + 500 = P1,500
P100 + 200 + 75 = P375
P100 + P200 = P300
Sample Qualifying Purchases
P3,000
P500
P500
Scan the card and you’ve got a HexCell!
=
You earn rewards
when your HexCell is
activated.
It is activated
whenever there are
six (6) HexCells that
are attached to it.
HexCell for Generous Payback
HexCell Regenerates for More
Rewards
Each time you earn
a HexCell, a new
one is
automatically
generated for more
rewards until you
reach the maximum
number of HexCells
you can earn based
on your subscription
type.
You Must Be ‘LINKED’
As a USER, you can only
earn one (1) HexCell
when you don’t have a
Linker.
A USER must be linked to
another Subscriber to
earn up to three (3)
HexCells.
1 HexCell = P30 3 HexCells = P90
P100 + 200 + 75 = P375
Total purchase within the month
P100 + P200 = P300
3 HexCells = P90
By default, 50% of rewards go to Auto-
upgrade. You just have to choose between
Mentor or Icon.
It’s your call!
Auto-Upgrade
HexCell Limit for Generous Payback
up to 12
HexCells
up to 6
HexCells up to 3
HexCells
1-3
HexCells
More Rewards by Growing Your
Network of Consumers
A Builder earns rewards
from purchases of other
Builders and Users by
‘linking’ them.
A User becomes a builder
when they ‘link’ other
Users.
EARNING FROM EVERYTHING THEY BUY
There is no limit to the number of links a Builder can
create. More links mean more rewards.
Link. Build. Grow.
2. Payback Linker Rewards
P30
Linker Group Rewards
Upgrade = More Rewards
Mentor
Icon
Builder
Take the
steps…
…or make a
big leap.
1. Wait for the Auto-Upgrade
2. Pay for the Premium App
How To Upgrade
Upgrade to Mentor Premium App
with
300 Bux!
P100 + 200 + 75 = P375
Total purchase within the month
P100 + P200 = P300
6 HexCells = P180
Generous Payback Rewards
3. Linker Group Rewards
of
P 3
3. Potential Linker
Group Rewards
LEVEL
# of
Subscribers
Rewards
Value
1 3 9.00
2 9 27.00
3 27 81.00
4 81 243.00
5 243 729.00
6 729 2,187.00
7 2,187 6,561.00
8 6,561 19,683.00
9 19,683 59,049.00
10 59,049 177,147.00
Total 88,572 265,716.00
No. of Link: 3
Progression: 3
# of HexCell / Sub: 1
3. Potential Linker
Group Rewards
LEVEL
# of
Subscribers
Rewards
Value
1 6 36.00
2 18 108.00
3 54 324.00
4 162 972.00
5 486 2,916.00
6 1,458 8,748.00
7 4,374 26,244.00
8 13,122 78,732.00
9 39,366 236,196.00
10 118,098 708,588.00
Total 177,144 1,062,864.00
No. of Link: 6
Progression: 3
# of HexCell / Sub: 2
The Inspiring Icon
Icon Upgrade is the
ultimate advantage in
HexCell Rewards
Program.
1. Wait for the Auto-Upgrade 2. Pay for the Premium App
Upgrade to ICON Premium App
with
1K Bux!
Insurance
coverage for
P500,000 from
Malayan
Merchant
Promo
Vouchers.
HexCell Account
with 3 Combo
Trackers.
1. Generous Payback Reward
P100 + 200 + 75 = P375
Total purchase within the month
PREMIUM SUBSCRIPTION
Get up to
PAYBACK REWARD PER PURCHASE
Generous Payback Reward
PREMIUM SUBSCRIPTION
Get up to
PAYBACK REWARD PER PURCHASE
P100 + P200 = P300
As a matter of policy,
the program will
payback up to 100% of
qualifying purchase
amount regardless of
HexCell Limit.
Getting More Value Than What You Pay For
SCENARIO:
You spend P7,000 monthly on
gasoline.
This would produce 4 HexCells in
a month which would average
about 48 in a year.
You may earn up to P17,000 in a
year on fuel alone.
When you upgrade to Mentor or Icon, a HexCell is
automatically generated to accumulate your rewards
from upgrade activities in the hive.
HexCell Rewards from Upgrade
HexCell Rewards (Upgrade) is Infinite
Every time a HexCell is activated,
a new one is generated to give
you continuous rewards. There is
no end to HexCell Rewards.
Your newly generated HexCell
can be activated again thru
Upgrades or Regenerations in
the Hive.
Earn Unlimited
Rewards
Builders who upgrade to Mentors or
Icons must contribute to the Hive by
helping at least two (2) Builders
become Mentors or Icons.
You will only earn your HexCell rewards
when you satisfy this requirement.
P10
8. The Upgrade Link Rewards
Earn rewards from HexCells
earned or activated by Mentors
or Icons you have introduced
into the Hive.
Earn P10 per HexCell activated.
Icons are automatically qualified
to earn P15.
Mentors are entitled to earn up
to 6th generation while Icons
are entitled up to 10th
generation.
1
2
3
4
5
6
7
8
9
10
P15
Upgrade one more
Mentor and instantly
qualify to earn P15
HexCell Group Rewards.
Link a total of six (6)
Mentors to earn HexCell
Group Rewards up to the
10th generation!
Mentors Can Get More
1
2
3
4
5
6
7
8
9
10
P15
+ +
P15
9. HexCell Icon Royalty
1
2
3
4
5
6
7
8
9
10
P15
Aside from qualification to earn
HexCell Group Rewards, an Icon
is entitled for HexCell Icon
Royalty (HIR) equivalent to P25
per activated HexCell by any
Mentor in his Subgroup up to
infinity.
When an Icon personally LINKS
a total of six (6) upgrades
(Mentor or Icon), HIR is
increased to fifty (P50).
P25-50
+
10. Icon Upgrade Rewards
= P1K
Earn P1K for every Mentor or
Builder you upgrade to Icon.
11. Icon Combo Rewards
COMBO
1 Combo = P1K
10 Combos per Cycle
2 Cycles per Day
ICON TEAM A ICON TEAM B
P20,000 maximum
daily rewards value!
12MN-12NN:
1st Cycle
12NN-12MN:
2nd Cycle
Tracking Icon Exclusive Rewards
An Icon earns rewards when
upgrading Builders or
Mentors to Icon. The system
determines the rewards using
Combo Trackers.
Start with 3
Combo
Trackers
from Day 1!
Tracker 1
Tracker 2 Tracker 3
Activate all
Combo
Trackers!
Tracker 1
Tracker 2 Tracker 3
Activate all Combo Trackers by
upgrading at least six (6) Icons.
Your rewards are doubled
when all Combo Trackers are
active.
Up to P40,000
maximum daily
rewards value!
12. Dream Board Fund
Every 5th Combo
earned goes to your
Dream Board Fund.
Your Dream Board
Fund can only be
redeemed for your
Dream Items. It is not
convertible to Cash or
Bux.
13. Group Combo Royalty
ICON TEAM
A
ICON TEAM
B
10% 10%
5% 5%
5%
5%
5%
5%
5%
5%
Earn rewards
based on the
performance of
your personally
linked Icons and
their links up to 5th
generation.
1st Gen
2nd Gen
3rd Gen
4th Gen
5th Gen
1st Gen
2nd Gen
3rd Gen
4th Gen
5th Gen
Potential ICR Rewards
LEVEL ICR% # of Icon
Rewards Value
per Level per
Icon
Icon
Combo
Royalty
1 10% 6 10,000.00 60,000.00
2 5% 12 5,000.00 60,000.00
3 5% 24 5,000.00 120,000.00
4 5% 48 5,000.00 240,000.00
5 5% 96 5,000.00 480,000.00
Total 186 960,000.00
Potential ICR Rewards
LEVEL ICR% # of Icon
Rewards Value
per Level per Icon
Icon Combo
Royalty
1 10% 6 10,000.00 60,000.00
2 5% 18 5,000.00 90,000.00
3 5% 54 5,000.00 270,000.00
4 5% 162 5,000.00 810,000.00
5 5% 486 5,000.00 2,430,000.00
Total 726 3,660,000.00
BUILDER MENTOR ICON
3 HexCells = P90 Payback Reward
per purchase
6 HexCells = P180 Payback
Reward per purchase
12 HexCells = P360 Payback
Reward per purchase
P30 Payback Linker Rewards per
purchase of Directly linked
Builders
10% Linker Group Rewards up to
10th level
10% Payback Infinity Rewards
P1,000 Icon Upgrade Reward P750 Upgrade Rewards Unlimited
Earnings
Icon Profit Sharing
Can auto-upgrade to Premium
Subscriptions
P10 – P15 Upgrade Link Reward
from 6th to 10th level
P750 Upgrade Rewards Unlimited
Earnings
P1,000 Icon Upgrade Reward P15 Upgrade Link Reward up to
the 10th level
Can auto-upgrade to Icon P25 – P50 Hexcell Icon Royalty up
to infinite levels
P1,000 Icon Upgrade Reward
P20,000 – P40,000 Daily Combo
Rewards
Dream Board Fund
10% from 1st Level and 5% from
2nd to 5th Level ICR
COMPARATIVE REWARDS PER SUBSCRIPTION
Life is Rewarding.
IN
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Sky ventures presentation 2

  • 1.
  • 2.
  • 3.
  • 4.
  • 5. Have You Computed How Much You’re Really Getting? .20% .10% .25% .05% .50% Fraction of a percent .30% 1% .25%
  • 6. Rewards Can Be Great When… Value is BIGGER! Monitoring is EASY! No need for too many CARDS! REFERRAL activities are rewarded!
  • 7. is making life better by empowering consumers to earn from everyday purchases.
  • 8.
  • 9. UN: Six billion mobile phone subscriptions in the world The report takes into account the number of Sim cards, not devices There are almost as many mobile phone subscriptions in the world as people, a United Nations telecom agency has said. A report by the International Telecommunication Union (ITU) said there were about six billion subscriptions at the end of 2011. There are nearly seven billion people on Earth. 240M business globally will be cloud computing via mobile by 2015. WHY THE MOBILE TECHNOLOGY
  • 10.
  • 11. Introducing PayBux is a rewards App and platform for individual and community purchases. Subscribers are incentivised for loyalty and connecting with friends. Life is Rewarding.
  • 12. FREEMIUM Edition Premium Edition (via Upgrade to Mentor or Icon)
  • 13. Basic Social Networking Calendar of Events and Activities (CEVA) Mobile Shopping (Thru-App Purchases) Payback Rewards and Incentives Electronic Credits and Transfers QR Codes Scanning
  • 15. Calendar of Events QR Code Scanning for Mobile Vouchers/eGCs You buy prepaid credits called ‘bux’. Select mVoucher or eGC of your choice. Present to Merchant for redemption.
  • 16. Our Unique Value Proposition Make every purchase a rewarding experience thru Cooperative Group Rewards.
  • 17. 1. Sign up for free Paybux account thru the internet and Download the mobile Paybux app www.paybuxapp.com
  • 18. 2. Load your Paybux wallet Bank deposit to IMB account Online banking Credit card via PayPal Peer –to-Peer transfer Over the counter at IMB Center mobile banking
  • 19. Top-up Your Favourite Merchant Card
  • 20. “...Generosity can be a highly effective growth strategy.” - Eddie Yoon, Principal The Cambridge Group Receive PayBux’s Generous Rewards. Payback Offer of at least 20% and up to 100%.
  • 21. Cooperative Group Rewards Each purchase transaction contributes an amount to the PayBux Generous Rewards Pool. 20%-100% Rebate 24-hour Transaction Period PayBux keeps record of the transactions and awards rebates using HexCell Algorithm.
  • 22. A Different Shape for Success
  • 23. The HexCell Rewards Program 1. Generous Payback (GPB) 2. Payback Linker Rewards (PLR) 3. Linker Group Rewards (LGR) 4. Payback Infinity Rewards (PIR) 5. Icon Profit Sharing (HPS) 6. Icon Leadership Rewards (ILR) 7. Upgrade Rewards (UPR) 8. Upgrade Link Rewards (ULR) 9. HexCell Icon Royalty (HIR) 10. Icon Upgrade Rewards (IUR) 11. Icon Combo Rewards (ICR) 12. Group Combo Royalty (GCR) 13. Dream Board Fund (DBF) 14. Spartan Leaderboard Rewards (SLR) 14 Ways to Get Rewarded
  • 24. HexCell Means Rewards Earn HexCell Rewards from Subscription Upgrade and Qualifying Purchases from partner merchants. Upgrade Purchases
  • 25. 1. HexCell for Generous Payback A Qualifying Purchase generates a HexCell that determines rewards from your purchases and purchases of other subscribers in the community. EARNING FROM EVERYTHING YOU BUY
  • 27. Sample Qualifying Purchases Per Month P1,000 + 500 = P1,500 P100 + 200 + 75 = P375 P100 + P200 = P300
  • 29. Scan the card and you’ve got a HexCell!
  • 30. = You earn rewards when your HexCell is activated. It is activated whenever there are six (6) HexCells that are attached to it. HexCell for Generous Payback
  • 31. HexCell Regenerates for More Rewards Each time you earn a HexCell, a new one is automatically generated for more rewards until you reach the maximum number of HexCells you can earn based on your subscription type.
  • 32. You Must Be ‘LINKED’ As a USER, you can only earn one (1) HexCell when you don’t have a Linker. A USER must be linked to another Subscriber to earn up to three (3) HexCells.
  • 33. 1 HexCell = P30 3 HexCells = P90 P100 + 200 + 75 = P375 Total purchase within the month P100 + P200 = P300 3 HexCells = P90
  • 34. By default, 50% of rewards go to Auto- upgrade. You just have to choose between Mentor or Icon. It’s your call! Auto-Upgrade
  • 35. HexCell Limit for Generous Payback up to 12 HexCells up to 6 HexCells up to 3 HexCells 1-3 HexCells
  • 36. More Rewards by Growing Your Network of Consumers A Builder earns rewards from purchases of other Builders and Users by ‘linking’ them. A User becomes a builder when they ‘link’ other Users. EARNING FROM EVERYTHING THEY BUY
  • 37. There is no limit to the number of links a Builder can create. More links mean more rewards. Link. Build. Grow.
  • 38. 2. Payback Linker Rewards P30 Linker Group Rewards
  • 39. Upgrade = More Rewards Mentor Icon Builder Take the steps… …or make a big leap. 1. Wait for the Auto-Upgrade 2. Pay for the Premium App How To Upgrade
  • 40. Upgrade to Mentor Premium App with 300 Bux!
  • 41. P100 + 200 + 75 = P375 Total purchase within the month P100 + P200 = P300 6 HexCells = P180 Generous Payback Rewards
  • 42. 3. Linker Group Rewards of P 3
  • 43. 3. Potential Linker Group Rewards LEVEL # of Subscribers Rewards Value 1 3 9.00 2 9 27.00 3 27 81.00 4 81 243.00 5 243 729.00 6 729 2,187.00 7 2,187 6,561.00 8 6,561 19,683.00 9 19,683 59,049.00 10 59,049 177,147.00 Total 88,572 265,716.00 No. of Link: 3 Progression: 3 # of HexCell / Sub: 1
  • 44. 3. Potential Linker Group Rewards LEVEL # of Subscribers Rewards Value 1 6 36.00 2 18 108.00 3 54 324.00 4 162 972.00 5 486 2,916.00 6 1,458 8,748.00 7 4,374 26,244.00 8 13,122 78,732.00 9 39,366 236,196.00 10 118,098 708,588.00 Total 177,144 1,062,864.00 No. of Link: 6 Progression: 3 # of HexCell / Sub: 2
  • 45. The Inspiring Icon Icon Upgrade is the ultimate advantage in HexCell Rewards Program. 1. Wait for the Auto-Upgrade 2. Pay for the Premium App
  • 46. Upgrade to ICON Premium App with 1K Bux! Insurance coverage for P500,000 from Malayan Merchant Promo Vouchers. HexCell Account with 3 Combo Trackers.
  • 47. 1. Generous Payback Reward P100 + 200 + 75 = P375 Total purchase within the month PREMIUM SUBSCRIPTION Get up to PAYBACK REWARD PER PURCHASE
  • 48. Generous Payback Reward PREMIUM SUBSCRIPTION Get up to PAYBACK REWARD PER PURCHASE P100 + P200 = P300 As a matter of policy, the program will payback up to 100% of qualifying purchase amount regardless of HexCell Limit.
  • 49. Getting More Value Than What You Pay For SCENARIO: You spend P7,000 monthly on gasoline. This would produce 4 HexCells in a month which would average about 48 in a year. You may earn up to P17,000 in a year on fuel alone.
  • 50. When you upgrade to Mentor or Icon, a HexCell is automatically generated to accumulate your rewards from upgrade activities in the hive. HexCell Rewards from Upgrade
  • 51. HexCell Rewards (Upgrade) is Infinite Every time a HexCell is activated, a new one is generated to give you continuous rewards. There is no end to HexCell Rewards. Your newly generated HexCell can be activated again thru Upgrades or Regenerations in the Hive. Earn Unlimited Rewards Builders who upgrade to Mentors or Icons must contribute to the Hive by helping at least two (2) Builders become Mentors or Icons. You will only earn your HexCell rewards when you satisfy this requirement.
  • 52. P10 8. The Upgrade Link Rewards Earn rewards from HexCells earned or activated by Mentors or Icons you have introduced into the Hive. Earn P10 per HexCell activated. Icons are automatically qualified to earn P15. Mentors are entitled to earn up to 6th generation while Icons are entitled up to 10th generation. 1 2 3 4 5 6 7 8 9 10 P15
  • 53. Upgrade one more Mentor and instantly qualify to earn P15 HexCell Group Rewards. Link a total of six (6) Mentors to earn HexCell Group Rewards up to the 10th generation! Mentors Can Get More 1 2 3 4 5 6 7 8 9 10 P15 + + P15
  • 54. 9. HexCell Icon Royalty 1 2 3 4 5 6 7 8 9 10 P15 Aside from qualification to earn HexCell Group Rewards, an Icon is entitled for HexCell Icon Royalty (HIR) equivalent to P25 per activated HexCell by any Mentor in his Subgroup up to infinity. When an Icon personally LINKS a total of six (6) upgrades (Mentor or Icon), HIR is increased to fifty (P50). P25-50 +
  • 55. 10. Icon Upgrade Rewards = P1K Earn P1K for every Mentor or Builder you upgrade to Icon.
  • 56. 11. Icon Combo Rewards COMBO 1 Combo = P1K 10 Combos per Cycle 2 Cycles per Day ICON TEAM A ICON TEAM B P20,000 maximum daily rewards value! 12MN-12NN: 1st Cycle 12NN-12MN: 2nd Cycle
  • 57. Tracking Icon Exclusive Rewards An Icon earns rewards when upgrading Builders or Mentors to Icon. The system determines the rewards using Combo Trackers. Start with 3 Combo Trackers from Day 1! Tracker 1 Tracker 2 Tracker 3 Activate all Combo Trackers! Tracker 1 Tracker 2 Tracker 3 Activate all Combo Trackers by upgrading at least six (6) Icons. Your rewards are doubled when all Combo Trackers are active. Up to P40,000 maximum daily rewards value!
  • 58. 12. Dream Board Fund Every 5th Combo earned goes to your Dream Board Fund. Your Dream Board Fund can only be redeemed for your Dream Items. It is not convertible to Cash or Bux.
  • 59. 13. Group Combo Royalty ICON TEAM A ICON TEAM B 10% 10% 5% 5% 5% 5% 5% 5% 5% 5% Earn rewards based on the performance of your personally linked Icons and their links up to 5th generation. 1st Gen 2nd Gen 3rd Gen 4th Gen 5th Gen 1st Gen 2nd Gen 3rd Gen 4th Gen 5th Gen
  • 60. Potential ICR Rewards LEVEL ICR% # of Icon Rewards Value per Level per Icon Icon Combo Royalty 1 10% 6 10,000.00 60,000.00 2 5% 12 5,000.00 60,000.00 3 5% 24 5,000.00 120,000.00 4 5% 48 5,000.00 240,000.00 5 5% 96 5,000.00 480,000.00 Total 186 960,000.00
  • 61. Potential ICR Rewards LEVEL ICR% # of Icon Rewards Value per Level per Icon Icon Combo Royalty 1 10% 6 10,000.00 60,000.00 2 5% 18 5,000.00 90,000.00 3 5% 54 5,000.00 270,000.00 4 5% 162 5,000.00 810,000.00 5 5% 486 5,000.00 2,430,000.00 Total 726 3,660,000.00
  • 62. BUILDER MENTOR ICON 3 HexCells = P90 Payback Reward per purchase 6 HexCells = P180 Payback Reward per purchase 12 HexCells = P360 Payback Reward per purchase P30 Payback Linker Rewards per purchase of Directly linked Builders 10% Linker Group Rewards up to 10th level 10% Payback Infinity Rewards P1,000 Icon Upgrade Reward P750 Upgrade Rewards Unlimited Earnings Icon Profit Sharing Can auto-upgrade to Premium Subscriptions P10 – P15 Upgrade Link Reward from 6th to 10th level P750 Upgrade Rewards Unlimited Earnings P1,000 Icon Upgrade Reward P15 Upgrade Link Reward up to the 10th level Can auto-upgrade to Icon P25 – P50 Hexcell Icon Royalty up to infinite levels P1,000 Icon Upgrade Reward P20,000 – P40,000 Daily Combo Rewards Dream Board Fund 10% from 1st Level and 5% from 2nd to 5th Level ICR COMPARATIVE REWARDS PER SUBSCRIPTION