Fintech Primitives - MFPro is India’s first API only platform for wealth management. An API layer which connects to all AMCs, RTAs on one side and Fintechs on the other.

1. Copyright 2017-18 © Cybrilla Technologies
Build robo advisory
platforms with mutual fund
execution engine
With our developer friendly REST APIs

2. Copyright 2018-19 © Cybrilla Technologies
CYBRILLA DEVELOPS
PRODUCT BASED SOLUTIONS
FOR FINTECH PLATFORMS
We are the Safe Hands in Fintech
Some of the India's top rated fintechs are engineered by us.
We are proud to be part of the technological transformation
in the Indian fintech space in the last few years.

3. Copyright 2018-19 © Cybrilla Technologies
API Only Strategy
● Replace Legacy Systems – Create Efficient &
Dynamic systems powered by new age
technology
● Point - to - point integrations depending on
usage, value and cost (Plug and Play)
● Developer Friendly – Innovate and Improve on
Existing Products and Systems for delightful
customer experience
● Streamline Operations – Individual Blocks for
backend information to support internal use

4. Copyright 2018-19 © Cybrilla Technologies
Fintech Primitives - APIs
MF Pro
‘Mutual Fund-in-a-box Platform’
● Platform Management – APIs for individual
modules (1st such platform in India for Wealth
Management)
● API layer integrates with all AMCs, RTAs on one
side and Fintechs on the other
● Extreme Automation – Move Ops from People to
Process
● Specific Modules for different players in the MF
industry (AMCs, Distributor, AFIs…)
Bill Pro
‘Interoperable Bill Payments’
● Customized APIs for billers and agents (fintechs)
developed on BBPS
● RBI, NPCI policies codified into the product for
full compliance
● Complete developer support for Bank’s
ecosystem partners
● Drill down view of each bill transaction
● AI/ML backed Fraud Detection, Auto
Reconciliation, Dispute settlement

5. Copyright 2018-19 © Cybrilla Technologies
Unlocking MF Pro - Flexible plug & play APIs
KYC Gateway
Know who your investors are - with
ease (coming soon)
● Aadhaar e-KYC
● CKYC integration for compliance
● Instant KYC compliance check
● Automatic pdf generation for
paper based KYC
Onboard & Activate your investors
● Completely paperless
● No additional application forms
● Easy upload of digital copies
● Instant bank a/c verification
● No delay to start investing
Onboarding
Recommend funds to your
investors
● Risk profiling
● Computation of risk required
● Goal based recommendations
● Pre-set portfolios
● Rebalancing suggestions
Portfolios
Payments
Give a choice of payment options
to your investors
● Seamless integration into your
user workflows
● Net banking, Debit card, NACH,
UPI payment options
● Automatic reconciliation
Buy & Sell Commission based and
Direct mutual funds
● Buy and get the same day NAV
● Place orders with RTAs/AMCs
directly without a middle layer
● Instant withdrawal ability on
select funds
Order Processing Reporting
Generate reports for your investors
● High performance reports
● Raw data extraction
● Capital gains and tax statements
● XIRR and portfolio returns

6. Copyright 2018-19 © Cybrilla Technologies
API Platform
List of APIs across key verticals
● Investor Management APIs
○ Onboarding
○ Classification
● KYC Gateway APIs
○ Aadhaar eKYC
○ Video IPV based KYC
● Reporting APIs
○ Raw data extraction
○ Pre-defined reports
● Order Payment APIs
● Order Management APIs (RTAs)
○ Fresh Purchase
○ Additional Purchase
○ Systematic investments
○ Redemption
● Goal Simulation APIs

7. Copyright 2018-19 © Cybrilla Technologies
Putting All Together

8. Copyright 2018-19 © Cybrilla Technologies
Value Proposition
● APIs for everything
● Interface Agnostic – APIs compatible across Web, Mobile, ATM,
Kiosk, IVR, SMSes, Phone, Assisted Investing (Tablets)
● Integrated & Automated Ops – Focus on process than on people,
without worrying about the backend
● Infraless – No separate expenditure on maintenance, infrastructure
and 3rd party license
● Paperless process
● Continuous Upgrades inline with enriching the user experience
● Any regulatory changes from RTAs and other parties to be tweaked
from our end
● Pay-as-you-go – Use modules piecewise depending on need. Scale
up as you grow. Aids lower initial investment
● Start accessing the sandbox for all features in 42 seconds – Testing
to Go Live in a single click

9. Copyright 2018-19 © Cybrilla Technologies
Technology
Data Security
We protect your investor’s data
and privacy with the industry
standard encryption practices. All
our APIs are served through
HTTPS encryption protocol from
the servers deployed under the
best network security standards.
Scalable
Go ahead and onboard thousands
of investors and process millions of
orders without having to worry
about the scalability of the system.
We work hard on the technology in
the backend so you have one less
thing to worry about as your
business scales.
Automation
Complexity of operations is the last
thing you want to get lost in as your
business gains traction. Our ever
improving automation algorithms
makes sure that you spend less time
in low-value daily jobs and more time
with your customers in improving
their financial lives.

10. Copyright 2018-19 © Cybrilla Technologies
Tech Stack
● Backend: Apache Kafka, Java 10, Spring Reactive Framework, Ruby, Node.js
● Datastore: Cassandra (for profile data), Postgresql (transactional data)
● Cache: Redis
● Security: SSL, HTTPS
● Authorization: HMAC signatures, JWT
● Logging: ELK Stack
● Monitoring: JMX, Prometheus

11. Copyright 2018-19 © Cybrilla Technologies
We are happy to answer your queries
about building a robo advisory.
Please email us at fp@cybrilla.com
or call our Fintech experts at +91 99165 99187
fintechprimitives.com
THANK YOU