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Chapter 07 credit process in banks

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CREDIT PROCESS IN INDIAN BANKS
TERM LOANS ,[object Object],[object Object],[object Object]
TERM LOAN Acquisition of New P &M, Expansion, Modernization, Technology up gradation; Debt swap SHORT TERM LOAN Repayable within 3 years MEDIUM TERM LOAN Repayable in more than 3 years and less than 6 years LONG TERM LOAN Repayable in more than 6 years
ADVANTAGES & DISADVANTAGES OF TERM LOAN ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
BASIC FEATURES ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Basic Features (contd.) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Basic Features (Contd.) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FACTORS THAT BANKS CONSIDER ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CREDIT DECISIONS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
PRE-SANCTION CREDIT DECISIONS- FINANCIAL APPRAISAL ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Financial Appraisal (Contd.) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
MEASURES OF LIQUIDITY ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CASH FLOW ANALYSIS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
LOAN SYNDICATION ,[object Object],[object Object],[object Object]

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Chapter 07 credit process in banks

  • 1. CREDIT PROCESS IN INDIAN BANKS
  • 2.
  • 3. TERM LOAN Acquisition of New P &M, Expansion, Modernization, Technology up gradation; Debt swap SHORT TERM LOAN Repayable within 3 years MEDIUM TERM LOAN Repayable in more than 3 years and less than 6 years LONG TERM LOAN Repayable in more than 6 years
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.

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