The document analyzes data from the 2013 Survey on Overseas Filipinos conducted by the Philippine Statistics Authority on the age groups and gender of overseas Filipino workers (OFWs). It finds that the largest segments are male OFWs aged 25-29 and 30-34, numbering over 280,000 each, while the second largest segments are female OFWs aged 25-29 and 30-34, numbering around 180,000-190,000 each. Overall, the data shows that OFWs between the ages of 25-34, both male and female, make up the largest shares of overseas workers from the Philippines.

1. Segmenting Migrants according to
Gender, and Life Cycle
Source: Phillippine Statistics Authority, 2013 Survey on Overseas Filipinos
0
100
200
300
400
500
600
15-24 25-29 30-34 35-39 40-44 45 and over
98.126
314.916 298.942
187.124
118.664
123.228
90.012
272.344 280.422
184.64
136.172
189.256
Age Group of OFWs vis a vis Gender
In Thousands
Male Female

2. Purpose Products
 Car
 Travel
 Vacation
 Wealth
Accumulation
 157 UITFs
 49 Mutual Funds
 Direct Investments
 Car Loan Programs
 Living Trust Account
 PRTA
 Retirement
 Estate Planning
 Direct Investments
 PRTA
 Living Trust Account
Rainy day fund
Living Allowance
Education for the
Kids
House
Insurance
 Savings Account
 UITFs
 Mutual Funds
 Housing Loan
Programs
 VUL
Preservation
& Distribution

3. SEGMENTIZED/LADDERIZED
FINANCIAL TRAINING
Wants
Basic
Needs
Preservation
& Distribution

4. Risk Profile
Collective Individual Schemes
Direct Investments
UITFs/Mutual Funds/VULs
Conservative Money Market Funds SA, Term Deposits
Moderate Bond Funds Debt, Cooperatives, Real Estate
Aggressive Balanced & Equity Funds Stocks, Derivatives
Available Investment Products
LANDBANK TBG Upcoming Products
Harvest Fund (for BSP Approval)
Open-ended Pooled Fund
Supports agricultural related enterprises thru investments in cooperatives and SMEs
Personal Equity & Retirement Account (PERA)
Investments with Tax Benefits
Maximum contribution for OFWs : PhP200,000.00 per year
Green Fund (for BSP Evaluation)
Principal Protected Close-ended Pooled Fund
Support development in the communities thru investments in cooperatives and
Small and Medium Enterprises (SMEs) engaged in agricultural businesses