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No two plans are exactly alike… HealthCompare.org
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And there are other, more niche, insurance plans. HealthCompare.org
Niche plans include:  ,[object Object]
Short-term Insurance
Critical Illness Insurance
Disability Insurance
Worker’s Compensation Insurance
Travel InsuranceHealthCompare.org
Discount Medical Plans can help if you don’t have other insurance...but are not a replacement for more extensive coverage. HealthCompare.org
[object Object]
When you buy membership, you are buying access to a roster of care providers that offer significant discounts to members.
So, be wary of advertising claims such as, “no deductible or co- pay,” or “pre-existing conditions covered.”   HealthCompare.org
Reputable plans can help people who can't afford or find insurance get discounted rates.  Discount medical plans may lower your out-of-pocket costs, but they will not protect you from the financial costs of a medical emergency.  HealthCompare.org
[object Object],HealthCompare.org
 Who might need short-term? ,[object Object]
 A part-time employee
 People in need of student health insurance
 Students graduating from college
 People taking early retirement HealthCompare.org
[object Object],HealthCompare.org
[object Object]
You can find and compare these plans on HealthCompare.org.HealthCompare.org
[object Object],HealthCompare.org
[object Object],HealthCompare.org
[object Object],HealthCompare.org
[object Object],	1. Short-term 	2. Long-term ,[object Object],HealthCompare.org
[object Object],HealthCompare.org
[object Object],HealthCompare.org
Long-term Disability Insurance ,[object Object]
Benefits generally end after five years or when the disabled individual turns 65. HealthCompare.org
[object Object]

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HealthCompare Insurance - Understanding other types of insurance

  • 1.
  • 2. No two plans are exactly alike… HealthCompare.org
  • 3.
  • 4. And there are other, more niche, insurance plans. HealthCompare.org
  • 5.
  • 11. Discount Medical Plans can help if you don’t have other insurance...but are not a replacement for more extensive coverage. HealthCompare.org
  • 12.
  • 13. When you buy membership, you are buying access to a roster of care providers that offer significant discounts to members.
  • 14. So, be wary of advertising claims such as, “no deductible or co- pay,” or “pre-existing conditions covered.” HealthCompare.org
  • 15. Reputable plans can help people who can't afford or find insurance get discounted rates. Discount medical plans may lower your out-of-pocket costs, but they will not protect you from the financial costs of a medical emergency. HealthCompare.org
  • 16.
  • 17.
  • 18. A part-time employee
  • 19. People in need of student health insurance
  • 20. Students graduating from college
  • 21. People taking early retirement HealthCompare.org
  • 22.
  • 23.
  • 24. You can find and compare these plans on HealthCompare.org.HealthCompare.org
  • 25.
  • 26.
  • 27.
  • 28.
  • 29.
  • 30.
  • 31.
  • 32. Benefits generally end after five years or when the disabled individual turns 65. HealthCompare.org
  • 33.
  • 34. Worker’s compensation is required in nearly every U.S. state, although state laws vary for the governance of workers compensation. HealthCompare.org
  • 35.
  • 36. In the event of death, worker's compensation will disburse benefits to surviving spouses and dependents. HealthCompare.org
  • 37. There are two things you should keep in mind when considering worker’s compensation insurance. . . HealthCompare.org
  • 38.
  • 39.
  • 40. Plans range from as few as five days or for time periods lasting over a year.
  • 41.
  • 42. If you seek medical attention for existing conditions while you are abroad for a condition you already have, some plans may not cover all of those costs. HealthCompare.org
  • 43. Who is HealthCompare? HealthCompare is your online one-stop-shop for health insurance where you can research and compare plans online from over 150 national carriers. HealthCompare.org
  • 44.
  • 45. We just assess your needs and show you your best options from national carriers with plans in your area.Our Promise HealthCompare.org
  • 46. Our Commitment is to YOU: As a division of The Word & Brown Company who has been the leading source for small group health insurance for over 20 years, we have leveraged technology to build an easy-to-use research tool, supported by a world class customer service team. #1 HealthCompare.org
  • 47. 1. You can enter your information anonymously HealthCompare.org
  • 48. 2. You can review your plan options online in seconds HealthCompare.org
  • 49. 3. You can even compare plans side-by-side HealthCompare.org
  • 50. 4. Then, you can apply online or call one of our trained Benefits Advisors for help! HealthCompare.org
  • 51. Call toll free 877-641-1101 to speak to a trained Benefits Advisor or… Go to HealthCompare.org today! HealthCompare.org

Editor's Notes

  1. John & Mary, many people do not realize that insurance costs the same no matter where you buy it as it is regulated by the state. The advantage of working with an agent is that you have someone on your side making sure you get what you are looking for at the best price available.The advantage of working with me versus other agents is I actually work with the largest selection of carriers available. What I mean by this is most agents only work with just two or three companies and then try to find reasons why you should buy one of those companies. It is more important to me that you actually get the plan you need regardless of which company it is with. I am sure you are tired of having to shop for insurance, right?Well, you can feel comfortable that today we will find the best plan for you and you won’t have to keep shopping around. Would that be okay with you?
  2. As I mentioned, we work with the largest selection of insurance companies. This is the list of companies we currently represent. Did you realize there were so many of them? It is nice to know that we are checking with all of these companies to find you the right plan and not just two or three, isn’t it? Of course it is.Who are a couple of people that you know that are struggling trying to find insurance right now? Are they open minded people? Do you think they would mind if I sent them a letter or email?Great. What are their names and address or email address?John & Mary, the information I will go through should answer most of your questions,   Option 1. But I would like you to use this notepad to write down any questions that come up so we can address those at the end. Would that be okay? GreatOption 2. But if you have a question, stop me, because I can only help if this makes sense. Fair enough? Great.