2009 Hot Legal Topics.Title Insurance

WHAT IS TITLE INSURANCE? AND DO I NEED IT?

A title is the evidence, of right, that a person has to the ownership and possession of land. It is possible that someone other than the owner has a legal right to the property. If that right can be established, this person can claim the property outright or make demands on the owner as to its use. WHAT IS A TITLE?

[object Object],[object Object],[object Object],WHAT IS A TITLE?

[object Object],[object Object],WHAT IS A TITLE?

[object Object],WHAT IS A TITLE?

[object Object],ACTUAL VERBAGE SEEN ON THE WEBSITES OF SOME NC TITLE COMPANIES

ACTUAL VERBAGE SEEN ON THE WEBSITES OF SOME NC TITLE COMPANIES ,[object Object]

[object Object],[object Object]

SCENARIO 1 ,[object Object],[object Object],[object Object],[object Object],[object Object]

SCENARIO 1 ,[object Object],[object Object],[object Object],[object Object]

IN THE PAST…. ,[object Object],[object Object],[object Object],[object Object],A policy’s exceptions and limitations would include the following:

A NEW TREND…. ,[object Object],[object Object],[object Object],[object Object],[object Object]

AND THE DENIAL LOOKS SOMETHING LIKE THIS…

SO WHERE DOES THE DENIAL LEAVE THE SUPPLIER? ,[object Object]

WHAT CAN “I” DO? ,[object Object],[object Object]

LEGISLATIVE DEVELOPMENTS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

PURPOSE OF SB 803 ,[object Object],[object Object],[object Object],[object Object]

WHAT IS A “HIDDEN” LIEN ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

WHAT IS A “HIDDEN” LIEN ,[object Object],[object Object],[object Object],[object Object]

WHAT IS A “HIDDEN” LIEN ,[object Object],[object Object]

WHAT IS A “HIDDEN” LIEN ,[object Object],[object Object],[object Object]

LEGISLATIVE DEVELOPMENT REVISITED ,[object Object],[object Object]

LEGISLATIVE DEVELOPMENT REVISITED ,[object Object],[object Object],[object Object]

EXAMPLE REVISITED (UNDER PROPOSED LEGISLATION) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

EXAMPLE REVISITED (UNDER PROPOSED LEGISLATION) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

WHAT CAN “I ” DO? ,[object Object],[object Object]

THANK YOU! THANK YOU! 1720 Hillsborough Street, Suite 200 | Raleigh, NC 27605 Tel: 919-510-8585 | Fax: 919-510-8570 1200 East Morehead Street • Suite 251 • Charlotte, NC 28204 Phone: 704-496-7495 • Facsimile: 704-496-7480 www.vannattorneys.com

2009 Hot Legal Topics.Title Insurance

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2009 Hot Legal Topics.Title Insurance