A quick review of PRMG and what we can do to help you compete for mortgage clients.

1. PRMG Rocks!

2. Who We Are
 PRMG Wholesale was established “by originators for originators” in
2001.
 There are eight regional PRMG Centers across the country in
addition to the corporate HQ in Corona, CA.
 One of the regional centers is located in Florida at 1200 S. Pine
Island Road in Plantation.
 We help our broker partners achieve even greater success today
than yesterday.
 We believe in today’s environment that it is our duty as a Wholesale
Lender to educate, train and support our broker community.

3. Who Am I
 Mortgage industry professional with over 25 years mortgage banking
experience.
 Dedicated to providing my brokers an A+ experience on every file.
 Accessible 7 days a week via email, cell phone or text.
 Supported by a team of experienced account managers, underwriters and
closers.

4. What We Can Do For You
Agency FHA HomePath VA Other
Standard Fixed Standard Fixed Standard Standard USDA
High Balance Streamline Streamlined High Balance Jumbo Fixed
LIBOR ARMS High Balance IRRRL Jumbo ARM
High Balance IRRRL High FHLMC Super
I/O LIBOR ARMS
Streamline Balance Conforming
No MI 203(k) Streamline DU Refi Plus
DU Refi Plus High
No MI High Balance
Balance
Agency Premium

5. How We Can Do It For You
Conventional Highlights
 95% LTV with a 620 FICO  2 years Landlord history is not required
for multiple investment properties
 97% LTV with a 680 FICO
 Owner Occupied for Disabled Child or
 DTI is determined by DO/DU Elderly Parent by non-occupant co-
borrower allowed
 Condos allowed with a limited review
 Multiple financed properties allowed
 40 year term available
with no limit for O/O purchase or
 90% LTV 2nd homes with a 620 FICO rate/term
 85% LTV Cash out O/O with 620 FICO  E2 visa type allowed
 Seller held 2nds allowed  1 day off MLS allowed including cash
out
 Unpermitted Additions allowed
 2-4 Unit PUD allowed
 1 day flip allowed
 Age Restricted Properties allowed (ex
 Minimum 1 credit score allowed 55 and Older communities)

6. How We Can Do It For You
Conventional Highlights continued
 Power of Attorney on Cash out transactions
 May use rents on previous primary converting to investment for purchase of new primary
 Backing out large deposits is allowed
FHA Highlights
 96.5% LTV on HUD approved condos  Good neighbor program for: police,
teachers, firefighters, etc.
 Kiddie purchases allowed, parents act as
non-occ. co-borrower for students  Loan Modification on subject property
allowed
 DTI is determined by DU
 Immediate purchase after a short sale is
 No minimum tradelines needed allowed
 Flip properties allowed, no seller seasoning  Co-borrower with no FICO allowed
 $100 down allowed for HUD REO’s  Age Restricted Properties allowed (ex 55
and Older communities)

7. My Contact Information
Frank Lengyel
Account Executive – Florida
Cell: 305.812.5533
Email: flengyel@prmg.net
Website: www.prmg.net
Office: 1200 S. Pine Island Road, Suite 150, Plantation FL 33324