The document discusses regulatory issues facing the EU regarding technology and financial services. It proposes that new regulations could help support EU technological sovereignty, create a single market for financial services, and unlock the potential of the data economy, while also protecting consumers. It outlines several regulatory proposals from the Directorates General for Financial Stability and Communication Networks regarding open finance, regulatory sandboxes, and the use of AI in financial services. The organization advocates coordinating work on regulatory sandboxes and harmonizing experimental clauses to treat regulatory schizophrenia in the EU.