1. USAID DIGITAL DEVELOPMENT
Access and Applications
Connectivity and Content
Enabling and Development
Facilitating Related
Environment Cloud
Services
Newer Shared,
Low-Cost Scalable and
Low-Power Replicable
Technologies Applications
Carrier Applications
Build Out and Content
in Rural Store
Areas
2. Access
Primary Focus for Access
Extending the Rural Reach
Low-Cost Mobile
Mobile Broadband
Urban-Rural Digital Divide
Ensuring Affordability
3. Enabling-Facilitating Environment Access
National ICT Priority
Competitive Environment
Effective Regulatory Function
Effective Universal Service Program
4. Low-Cost Low-Power Technologies Access
New-Emerging Solutions
Convergent Networks
Reduction in Monthly TOC or ARPU
Capable of Off-Grid Deployment
5. Rural Carrier Build Out Access
Focus on Rural Build Out
Leverage USFs & New Technologies
New Business & Financial Models
6. Applications
Primary Focus for Applications
Enhanced Use of ICT
Shared Use
Scalable Solutions
Replicable Solutions
Lower Cost and Quicker Delivery
7. Development Cloud Services
Applications
Foundation: Establishing Cloud Services
NetHope-led Humanitarian & Development
Assistance Cloud
Scale and replication start with making available
8. Shared, Scalable & Replicable Apps
Applications
Priority Focus on Solutions Reuse
Research & Inventorying of Apps from other -
Suitable for Sharing
Support for In-Country App Development
Identify, inventory and catalog solutions that already exist
9. Development Apps Marketplace
Applications
Initial Marketplace w/i GBI Portal
Part of Study w/ NetHope
Potential Future Commercialization
Solutions
Center
Quick start to deliver solutions
of possible value to USAID and
larger development community
11. Why do we care?
• Reduce opportunities for corruption
1
• Track illicit financial behavior
2
• Close the gap on financial services access
3
97%
100%
Finland
% mobile phone penetration
50%
Mexico
South Africa
10%
The
Kenya Philippines Colombia
11
% Banked people % Mobile Penetration
12. Replicating mPesa
• M-PESA launched in 2007 when only 23% of Kenyans had a bank
account but 80% access to a mobile phone.
• The service has grown into one of the most successful in the world, with
more than 19 million customers and over 23,000 agents.
• Success has yet to be replicated elsewhere but we remain optimistic
about reaching scale in
– Ghana
– Indonesia
– Philippines
– Afghanistan
– Malawi
– Haiti and others
13. What needs to happen?
Going BIG in select countries Multi-sector collaboration
1. Offering risk capital for product 1. Garnering commitments to
design & development reduce reliance on cash-based
means of disbursement
2. Strengthening, enabling • Governments & donors
regulatory environments for
competitive business and 2. Identifying critical implementation
consumer protection • i.e. fast moving consumer
goods cos
3. Maximizing usage of emerging
payments capabilities 3. Promoting impact and
1. Our own operations opportunities
2. Our programs (serving • Media & researchers
farmers, schools, etc)
3. Host-country payments of 4. Anticipating frontier issues (re
salaries, pensions, etc inter-operability, new technology
disruptions, etc)
4. Expanding broadband
connectivity
13
14. Bank
Agent opens
Client opens
bank account
1 1 bank account
(accessible by
(accessible by
mobile phone)
mobile phone)
4
- Agent account debited
+ Client account credited
2 Cash-in
Agent
Client
Electronic
3
value sent