WorthIT Lease and Loan Analyzer Product Presentation

The essential companion for accounting and finance professionals
www.worthitsolutions.com
www.mrscompany.com
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www.mrscompany.com
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WorthIT Lease & Loan Analyzer (WLLA) is specifically designed
for accounting and finance professionals who need more than just
amortization and payment schedules.
With WLLA, users can incorporate Depreciation Costs,
Corporate Tax Rates, Multiple Fees, Payment Terms and Discount rates of
Return to produce detailed cash flow and cost spreadsheet projections by
calendar or fiscal accounting period for a comprehensive analysis of each
loan and lease scenario.
And for what you would expect to pay for most Time Value of
Money programs, WLLA also includes imaginative Amortization, FV & NPV
programs with simulation capabilities making WLLA the indispensable
must have program for accounting & finance professionals.

www.mrscompany.com
WorthIT Lease & Loan Analyzer incorporates advanced features and calculations to perform
thorough evaluations of Loan & Lease scenarios. With WLLA you can:
* Build exhaustive scenario profiles to also account for front & backend fees, security deposits, payment and
buy-out terms, depreciation and tax rates for precise analysis and projections.
* Produce custom Payment Schedule reports with cover page summaries and user defined totals by
Anniversary, Calendar or Fiscal periods. With a simple click, you can transfer information to Word, Excel or
clipboard and take it from there.
* Choose Depreciation profiles and apply corporate tax rates to generate in-depth analysis and net cash flow
spreadsheets by period. WLLA also supports Recoverable Taxes [ex: HST in Canada] for exact Net Cash Flow
projections.
* Calculate the precise Effective Interest Rate after accounting for front and back end fees; security deposits
and payment terms.
* Click at any time to display summary statistics on any scenario such as projected Total Interest Costs and
Estimated Last Payment Date amongst other valuable data.
* Simulate impact of changing principle payment amounts, varying interest rates or making lump sum
payments during as many user defined From – To periods and compare results against base values.
* Calculate the Present Value of cash flow streams using corporate mandated Discount Rates of return.
* Use the built-in imaginative Grid Calculators to create Amortization, Future Value and Present Value tables
to analyze how incremental variations in key variables impact long term outcome.
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www.mrscompany.com
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Enter / change values & Click to Calculate
Loan / Lease Analysis Report
Payment Schedule
Net Advantage of Leasing Report
Help Guide
Click to display Loan / Lease summary statistics
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www.mrscompany.com
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General highlights:
 Taxes [Leases] – 3 variable user defined tax fields.
 Recoverable taxes (ex: HST in Canada) used to calculate precise Net Outflow projections.
 Fees, Deposits and Payment terms used to calculate the precise Effective Interest Rate.
 Depreciation options - Straight Line; Declining Balance; Compound & Sum of Digits.
 Adjustable Depreciable Value – Allowance for down payments, salvage value and un-depreciable costs
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 Create as many From-To simulation records
 Increase / Decrease Principal Payment or Interest Rates
 Apply one-time lump payments at any period
 Ex: Add $150 to Principal from January 1/2012 to March 31/2013
and one $2,500 lump sum Payment on June 2013
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Click “Statistics” icon to view impact of
simulation records.

www.mrscompany.com
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Template
Word
Document
General Highlights:
• Click “Spreadsheet” to transfer data to Excel.
• Sub-Total & Totals by Fiscal, Calendar or Anniversary dates.
• Annual & cumulative statistics.
• Optional cover page with complete scenario details.
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www.mrscompany.com
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General highlights:
 Depreciation – Handles down payments, Value at Maturity & un-depreciable costs.
 Leases - Summary Operating expenses can be included in the Net Advantage of Leasing report.
 Present Value calculations - Users can define Discount rate in the SETTINGS file.
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www.mrscompany.com
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Define Base values here
Select Variables to Simulate &
Incremental Values [e.g., Loan
Length by 3 months & Loan
Amount by $500]
Each cell displays the Monthly Payment
Amount and Total Interest as the Loan
Length and Loan Amounts are changed
incrementally
Double Click on any cell to create new loan
scenario for in-depth analysis.

www.worthitfixedassets.com
www.mrscompany.com
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Incremental Values [Time Horizon by 6
months & Interest Rate by .125%]
Each cell displays your projected FV [future
savings] as your time horizon is extended
in 6 month increments and the interest
rate you earn increases in increment of
.125%
You can choose to re-invest from zero to
100% of earned interest and see how
compounding impacts projections

www.worthitfixedassets.com
www.mrscompany.com
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Incremental Values [Income Amount
by $125 & Discount Rate by .125%]
Each cell displays your projected PV as
Income Amount increases in $125
increments and the Discount rate
increases in increment of .125%

www.mrscompany.com
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Up to 3 User Defined Tax Fields.
Recoverable Taxes [e.g., HST in Canada]
used to adjust Net Cash Outflow
Projections.
Define Discount rate & Compounding
Period [expected rate of return]; Corporate
Tax Rate [for Tax Relief and Net Cash Flow
projections].
Note: Used in “Analysis” &“Net
Advantage of Leasing reports”

www.mrscompany.com
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Handy list and summary view of each
scenarios
Click “scenario” to display details
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WorthIT Solutions
When Spreadsheets, Depreciation programs or complex ERP Modules simply won’t do!
Knowledge Management for Case Research & Preparation
www.mrscompany.com
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For more information or to purchase WLLA please visit:
Only
$119

WorthIT Lease and Loan Analyzer Product Presentation

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WorthIT Lease and Loan Analyzer Product Presentation