4. If we told you …
… that your sincere desire
to financially support your family and
your church or favorite organization
was enough,
what would you think?
Hold that thought …
5. “Gift of Hope”
No-cost life insurance plans
In this presentation you will learn how to …
Financially bless your family
Financially bless your church or
favorite charity that has meant so
much to you
All of this with no out-of-pocket cost to
you or your church or organization
6. “Gift of Hope”
No-cost life insurance plans
Sound too good to be true?
Here are the facts …
7. Nonprofit foundation-sponsored
life insurance concept
Written on behalf of the insured’s family
Financially benefits the nonprofit
organization or church of the insured’s
choice
No expense to the insured
Nonprofit foundational trust
covers all premium payments
8. How the no-cost plans work
Foundational Trust
The foundation covers your premium cost
under a special provision of a non-profit
foundation trust account.
You apply for the Our foundation You are issued a policy
policy pays
9. How the no-cost plans work
Policy Benefits & Endowments
Example:
$500,000
Life insurance policy
$250,000 $125,000 $125,000
Insured’s family Insured’s church Foundation
policy benefits or organization policy benefits
policy benefits Cost of insured’s
premium investment
10. How the no-cost program works
Charitable Donations
Create a legacy benefit to the church or
nonprofit organization of your choice
Build an endowment for the
future of your beneficiaries
11. Who qualifies?
Members 40 to 75 years of age
With or without medical challenges
Some medical and other restrictions apply
With insurable interest (dependent*)
*Someone who depends on your income
12. Who qualifies?
Challenges & Restrictions
Any of the following will automatically
disqualify you for these plans:
Alzheimer’s
Type I diabetes
HIV
Cancer, stroke or heart attack
(within last 5 years)
Recorded history of drug Have been arrested for
abuse drunk driving
(last 3 years)
(within last 5 years)
Are on State Disability
Are on parole
Insurance (SID) or general
Chapter 7 bankruptcy relief
(must have been discharged more than
12 months)
14. The application process
What Happens First …
Complete the YES! Card
The “YES!” Card is simply the way all applicants are
required to submit their contact information. It’s general
information needed for our underwriters to send you the
Preliminary Inquiry Form (PIF) to the e-mail address of
your choice. All required fields must be filled out to
complete the YES! Card. Make sure your e-mail address
is correct or you will not reach Step 2 of the application
process. (A link to the YES! Card is available at the end
of this presentation.)
15. The application process
What Happens Next…
Complete the Preliminary Inquiry Form (PIF)
Within a week of submitting your completed YES! Card, you will
receive a welcome e-mail fro Carl McNeil, the president of C & D
Corp Services. This e-mail contains a link to the PIF. Simply click on
the link and complete the form. This is a secure
link connected to the insurance carriers, and
your information will be used only for under-
writing purposes. Be sure to have your
physician’s contact information and a list of
current medication handy. It will help you in
completing the form. Once completed, click
the “Submit” button. Your no-cost insurance
application has been sent to underwriting
for approval.
16. The application process
What Happens Next…
Set appointment & complete the medical exam
Within 2 weeks, you will receive a call from a medical company to set an
appointment for a nurse to meet with you. He or she will need to take a
mouth swab and a urine sample. This is required with 100% of all
applicants to qualify for this coverage and is standard
underwriting procedure. It is extremely important to get
the exam completed as soon as possible. Everything is
on hold until this has been completed and the results
documented.
17. The application process
What Happens Next…
Receive a call from a licensed agent to review your policy
Once you have qualified for coverage
and have been issued a policy, a
licensed insurance agent will contact
you at the time you have requested.
During this call, the agent will review
the policy for which you have qualified
and answer any questions you may
have at that time. Also, he or she will
provide information on the delivery of
your policy.
18. The application process
The Final Steps
Approved policy is delivered to the insured
Insured signs & returns policy receipt & trust
Policy is now in force!
Entire application process typically takes 3-6 weeks
20. Ask yourself …
Would I like to leave my family a larger inheritance?
Would I like to be able to give a cash legacy to my church or
favorite organization that has meant so much to me over
the years?
Would I like to accomplish both of
these with no out-of-pocket cost to me?
Click YES! to get started
Hinweis der Redaktion
Switch 5 &6
Need email address from ?
add “do you meet the qualification requirements?”; combine with slide 19 & condense
