1. "The difficulty lies, not in the new ideas, but in
escaping from the old ones.” John Maynard Keynes
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2. Companies that did not adopt new ideas
Blockbuster, Motorola, Dell, Kodak, Sears, Sony, Yahoo
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3. The future of the
financial industry
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4. The future is ETFs
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5. Exchange Traded Funds Market
Exchange Traded Funds (ETFs) pulled in $351.3 billion in net new money
in 2016. Global ETF assets were $2.9 trillion in December 2016.1
September 2016 actively managed funds lost $170 billion over the last
12 months.2
PWC has predicted that global ETF assets will increase to $5 trillion by
2020.3
1 BlackRock Global Highlights January 2016
2 Investment Company Institute®
3 2015 Mutual Fund Developments PWC
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6. Death of Mutual Funds Accelerates
The mutual fund is dead and the ETF is ascendant.1
Charles Schwab earned $839 million last year from its lucrative Mutual
Fund OneSource program. And yet, ETFs outpolled mutual funds for net
inflows 130-to-1 last year among Schwab's’ customers. 2
Over the past six years, ETFs have pulled in more than $1 trillion in net
inflows while mutual funds haven’t managed to attract $200 million.3
1 ETF.com Hougan: Death of Mutual Funds Accelerates August 2015
2 Ibid.
3 Ibid.
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7. Mutual Fund Predictions
The dirty little secret which enriches the mutual fund
industry. Almost all 401(k) investments are mutual funds.1
1 ESA Intergrated Marketing
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8. State of the 401(k) Industry
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9. The Future of
401(k)Plans
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10. 401(k) plans - ETFs
“The retirement industry has been suspended in a time warp, operating on
antiquated systems developed in the ‘80s. With our patented technology
Investment Managers no longer have to be constrained and can move forward
with modern technology to provide managed portfolios and superior
investments – ETFs.” Darwin Abrahamson, CEO
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11. Value to investment managers
TandemModels® SaaS technology
enables investment managers to
design diversified portfolios using
ETFs. TandemModels® is delivered in
a single platform for model design
and management, trading, portfolio
re-balancing, and performance
reporting.
Professional Management
Employees are defaulted to an asset
allocation model (AAM), designed by
a investment manager, contrasts
drastically from the typical service
provider who force employees to
choose from numerous mutual funds.
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12. Self-Aligning Portfolios®
The advantages of self-aligning
portfolios:
(a) maximizes the investment
strategy dollar-cost-averaging
(b) mitigates risk in all market
environments by maintaining
portfolio alignment
(c) less trading at the end of each
quarter to bring the portfolio into
alignment
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13. Value to sponsors
Reduce sponsor fiduciary risk
Hire an ERISA §3(38) investment manager
Compliant with new fee disclosure
regulations
Remove all revenue sharing and 12b1
fees and multiple fund classes
Reduce total cost to participants by up to
50% compared to mutual funds
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14. Value to sponsors
Substantially reduce costs and administrative burdens
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15. Value to participants
Provide an adequate portfolio for retirement income
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16. Value to participants
Provide a professional managed portfolios
Increase returns by using lower cost ETFs
Match retirement income goals to portfolio
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17. Greatest risk to participants
“The greatest risk for American workers is not down
market or market volatility but not having an adequate
retirement income.” Frank Sortino
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18. 401(k) Plans in Crisis

19. Invest n Retire®
disruptive technology
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20. Exceeding the challenge
New ideas are your future
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