Regardless of how much money one has, it seems that everyone wants even greater wealth. One way to accomplish this is through the growth of assets. The real challenge to building wealth has little to do with understanding principles, but rather lies with a long-term and consistent application of those principles. This is the reason so few people are able to build significant wealth. Knowledge that is not applied consistently has no practical value.

1. "Let individuals create real
wealth, empower them, create
something that they can leave for their
children."
- John Sununu
Strategies
to Grow
Your Assets
Investment

2. 3 Principles For Wise Investment
• Three key things determine the success
of any asset growth strategy:
How much money you invest
The growth rate on that money
Length of time of the investment

3. Questions for you:
• Are you investing all you can?
• Can you deal with the risk that comes
with higher returns?
• Are you willing to educate yourself to
the necessary level to earn higher
returns?

4. Two-Part Mantra
For Growing Assets
Formulate the three
principles into rules that
support your wealth
goals.
Consistently abide by
those rules.

5. “Why not invest your assets in the companies you
really like? As Mae West said, “Too much of a
good thing can be wonderful.””
- Warren Buffett

6. GROWING ASSETS:
9 Steps for Success

7. Step #1:
Have a Goal And a Plan
• Have a written plan. Without goals and a
plan to support them, success will be very
challenging to achieve.
• Studies have shown that goal setting and
planning are incredibly effective and go a
long way towards guaranteeing positive
results.
• The best plan for you will vary based on
your current assets and income, as well as
your current stage of life.

8. Step #2:
Live Within Your Means
• The freedom of being wealthy needs
to be more important to you than
having the appearance of wealth.
• Every dollar that passes through our
hands really only has one of two
outcomes: it is either used to increase
wealth or it is not.
• Following a budget helps you
allocate more of your dollars toward
building your assets.

9. Step #2:
Points To Note
The most important component of building
wealth is the rate at which you accumulate
assets.
•Eventually, a tipping point is reached where
the returns are much larger than any further
contributions will be. Try to reach that
tipping point as quickly as possible.
Focus on building those assets.
•Earn as much as you can, spend as little as
you can, and invest the difference.

10. Step #3:
Increase Your Financial
Knowledge
• The best way to achieve growth of assets is
to educate yourself.
• Learn how to maximally profit in any
market condition. This takes effort and
time, but it’s well worth it.
• Increasing financial knowledge is a critical
step to your financial future. There is no
shortage of books, websites, courses, and
newsletters to provide the necessary
education.

11. Step #4:
Start Early
• At a 12% growth rate:
• Procrastination has a hugely detrimental
effect when it comes to financial matters!
In 6 years:
Your
money
doubles
Wait 6
years:
Level of
wealth
cuts in
half
Wait 12
years:
Level of
wealth
reduced
by 75%

12. Step #4:
Start Early (Cont’d.)
• The longer you wait, the more
difficult the process becomes.
• See how much each age group
has to save to achieve significant
assets:

13. Step #4:
Start Early (Cont’d.)
•Need to save 10%Start in your
20s
•Need to save 25%Start in your
30s
•Need to save 35%Start in your
40s

14. “Wealth is well known to be a great comforter.”
-Plato

15. Step #5:
Save and Invest on Auto-Pilot
• Most things are easier when done
automatically.
• Set up automatic paycheck deductions
into savings and investment accounts.
• Invest in vehicles that automatically grow
your assets.
"Owning a home is a keystone of
wealth...both financial affluence and
emotional security."
- Suze Orman

16. Step #5:
Examples of
The Auto-Pilot Principle
Automatic
Savings
Deduct
part of your
pay before
you touch
it.
You can’t
spend the
portion you
don’t have.
Own a
Home
Owning a
home is
like forced
savings.
Each
payment
reduces
debt and
builds
assets.
Own other
Real Estate
Becoming
a landlord
can be
lucrative.
Great tool
for building
asset base.
Retirement
Investment
Plans
Save in
401(K) for
retirement.
Benefit
from tax
breaks.

17. Step #6:
Learn From Your Results
• You have the power to create your
financial future:
1. Take action.
2. Evaluate your results.
3. Then improve your actions until
your goal is achieved.
• Asset accumulation must become a
set of habits that you create for
yourself.

18. Step #7:
Over-Commit Resources
• The military has a principal called
'overwhelming force'.
• In a nutshell, this is the idea of
committing resources well beyond
what is needed.
• For example, if a particular mission
needed a minimum of 1000
troops, four tanks, and three planes to
be successful, the military might send
1500 troops, six tanks, and five planes.

19. Step #7:
Over-Commit Resources
Avoid sticking to minimums:
Minimums leave no room for setbacks or mistakes.
Follow the same example to grow assets:
Determine how much is
needed to reach a goal.
Save more for a longer
period of time.
If the original assessment was correct:
The success of the mission is guaranteed by the over
committing of resources.

20. Step #8:
Keep Your Assets Out of Reach
• It is much easier to save money in the long
term if it is kept in a place that is difficult to
reach.
• For example, with a brokerage
account, most of us would not sell stock for
a little weekend fun. Similarly, money that is
saved in a retirement account incurs
financial penalties associated with
accessing the money.

21. Step #8:
Keep Your Assets Out of Reach
• The best policy is to never borrow from your
long-term savings to fund your current
lifestyle.
• The more you're willing to sacrifice now, the
more you're likely to have in the future.

22. Step #9:
Manage Your Risk
• It’s important to guard your assets
while still providing the opportunity
for significant growth.
• Always consider the downside to
any financial moves or investments.

23. Step #9:
Manage Your Risk
• Insurance prevents you from
depleting your assets in a crisis:
health insurance, automobile
insurance, long-term care
insurance, and more can protect
your assets.

24. GROWING ASSETS:
Investing in the Stock Market

25. Getting Started With the
Stock Market
• The stock market typically pays long-
term returns of 11%. It’s a venue that
you’ll likely want to use in growing your
assets.
• The most common stock market
investments :

26. Getting Started With the
Stock Market
• Easy, automatic investing
• Spreads your riskMutual Funds
• Choose your own companies
• Buy and sell when you wantStocks

27. How to Analyze a Stock
Understand the company and
what they do
Understand the basic financials
Potential for growth?
Income
Further research

28. Stock Analysis:
Understand the company
•If you understand what the company does, you'll
be able to make better decisions as market
situations change.
Follow Warren Buffet’s lead in choosing companies
that you understand.
•Smaller companies often have more opportunities
for growth.
•Large companies tend to grow slower but can be
more stable.
How large is the company?

29. Stock Analysis:
Understand the basic financials
• These numbers can help you
determine if a stock is priced fairly.
They also give some indication
regarding the health of the
company.

30. Stock Analysis:
Understand the basic financials
Earnings per share (EPS) tells you how much profit
the company is making per share of outstanding
stock.
Price-to-earnings ratio (P/E Ratio) is the stock price
divided by a company's earnings. A high P/E ratio
suggests that either investors are expecting share
prices to rise or that the stock is overpriced.

31. Stock Analysis:
What is the potential for growth?
• Is the industry stagnant or does it show
a lot of potential for growth in the
future?
• How has that field changed over the
last few years?
• What is the expectation for the future?

32. Stock Analysis:
Income
• Does the company pay any dividends?
If so, how much does it pay?
• Many times, the more income an
investment provides, the less likely it is to
experience significant growth in the
future.
• This is because the profits are being spent
on the investors instead of expanding the
business.

33. Stock Analysis:
Further Research
Does the company’s future look promising?
What are the experts saying?
What is the company's past?

34. Grow
Assets
Set goals &
plan to
reach
them Live beneath
your means
Never stop
learning
Get
started
early
Build
automatic
wealth
Learn from
mistakes
Apply more
than
minimum
Keep assets
out of reach
Manage risk

35. “Wealth is not without its advantages and the case
to the contrary, although it has often been
made, has never proved widely persuasive.”
- John Kenneth Galbraith

36. We hope you enjoyed your Special Report!
Curtis Roese is an experienced professional with extensive experience in
personal finance and small business matters. Curtis writes and
publishes articles, courses, guides and special reports on his personal
finance blog.
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