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APU … IT’S FOUND MONEY!

                Mining LTC Claims Data; 
          Recovering LTC Claims Overpayments




Data Mining & Overpayment Recovery
The Scope of Financial Leakage
• Claim payment systems and workflows leak 
  between 1‐3% of total paid annually




Customized Data Mining & Overpayment Recovery
Typical LTC Payment Approach
•   Prospective
•   Algorithmic in nature
•   Ad hoc, claim‐by‐claim basis
•   Uses underdeveloped claims systems
•   Limited plan/payment logic
•   Human‐based process


Customized Data Mining & Overpayment Recovery
Sources of Leakage
• Personnel changes
• Data entry errors
• Multiple billings/inconsistent cycles
• Peripheral data errors (vendor, policy, 
  enrollment, check writing)
• Manual overrides
• Manual checks
• Inconsistent connections between peripheral 
  data sources

Customized Data Mining & Overpayment Recovery
Traditional Countermeasures
•   Random file reviews
•   Paper audits
•   Supervisory controls
•   Case management
•   Manual processes that are inefficient and 
    summary in nature



Customized Data Mining & Overpayment Recovery
The APU Solution:  MINE DATA
• Collaborate with client to identify errors
• Construct client specific analytics that review 
  ALL claims
• Don’t AUDIT claims data; MINE claims data
• Articulate claim, policy, provider, and 
  payment data in a “mine‐able” format
• Analyze at the transaction level
• Think retrospectively, not prospectively
Customized Data Mining & Overpayment Recovery
The APU Process:  
                RECOVER OVERPAYMENTS
• Use existing client data extracts
• Automate production and delivery of inquiry 
  letters
• Follow up and resolve overpayment requests
• Handle all inquiries
• Receive and account for reimbursements
• Provide full accounting and a CHECK to client


Customized Data Mining & Overpayment Recovery
The Benefits
•   Recover 1‐3% of total dollars paid
•   Cleaner data
•   Fundamental system errors identified
•   Improved payment processing
•   Outsourced solution frees up internal 
    resources



Customized Data Mining & Overpayment Recovery
The APU Value Proposition
• No start up costs
• Risk free: We work on a contingency basis; we 
  only get paid when we recover your money
• Little effort: Client involvement is kept to a 
  bare minimum




Customized Data Mining & Overpayment Recovery
The Result

      APU … IT’S FOUND MONEY!




Customized Data Mining & Overpayment Recovery
FOR MORE INFORMATION,
     PLEASE CONTACT

     JIM DEL VECCHIO,
     PRESIDENT & CEO

     Phone: (866) 434‐8303
     Fax: (806) 378‐9822

     Email:  jdelvecchio@apuinc.com




Customized Data Mining & Overpayment Recovery

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