INFOGRAPHIC: Asia-Pacific's Wealthy Lead the World in Seeking to Drive Social Impact

•

0 gefällt mir•1,478 views

The Asia-Pacific Wealth Report 2014 from Capgemini and RBC Wealth Management looks at how high net worth individuals (HNWIs) in the region seek to achieve more than monetary returns when managing their wealth. Driving social impact is very or extremely important to 81% of HNWIs in Asia-Pacific with India leading the way at 91% followed by China, Indonesia, Hong Kong and Malaysia.

Wirtschaft & Finanzen

INFOGRAPHIC: Asia-Pacific's Wealthy Lead the World in Seeking to Drive Social Impact

Weitere ähnliche Inhalte

Andere mochten auch

Capgemini Super Techies Show Season 2: The Unilever Challenge Presentation

Capgemini Super Techies Show Season 2: The Unilever Challenge Presentation

Capgemini Super Techies Show Season 2: The Unilever Challenge Presentation

Established in 2003, Digipolis is a representative association that advises entities in the cities of Antwerp and Ghent in Belgium for their Information, Communication and Telecommunications (ICT) initiatives. Digipolis and its clients are now leveraging the power of Cloud and SaaS through a world-class, integrated solution for all their talent processes. Talent Management is now more efficient and easy to use with less paper transactions, reduced maintenance, and increased flexibility for HR functions.

The Antwerp Public Sector” Partners with Capgemini to Meet its Future Talent ...

The Antwerp Public Sector” Partners with Capgemini to Meet its Future Talent ...

The Antwerp Public Sector” Partners with Capgemini to Meet its Future Talent ...

Capgemini Super Techies Show Season 3 - The Tata Global Beverages Limited Cha...

Capgemini Super Techies Show Season 3 - The Tata Global Beverages Limited Cha...

Capgemini Super Techies Show Season 3 - The Tata Global Beverages Limited Cha...

There is little arguing the benefits and disruptive potential of Big Data. However, many organizations have not fully embedded Big Data in their operations. In fact, our research shows that only 13% have achieved full-scale production for their Big Data implementations. The most troubling development is that most organizations are failing to benefit from their investments. Only 27% of respondents described their Big Data initiatives as “successful” and only 8% described them as “very successful”.

INFOGRAPHIC: Making #BigData Work

INFOGRAPHIC: Making #BigData Work

INFOGRAPHIC: Making #BigData Work

Are European Public Services Helping Realise the Digital Single Market

Are European Public Services Helping Realise the Digital Single Market

Are European Public Services Helping Realise the Digital Single Market

Infographic: World Insurance Report 2015 from Capgemini and Efma

Infographic: World Insurance Report 2015 from Capgemini and Efma

Infographic: World Insurance Report 2015 from Capgemini and Efma

The importance of a mobile government

The importance of a mobile government

The importance of a mobile government

From paper to digital services

From paper to digital services

From paper to digital services

HM Revenue & Customs (HMRC) was created as a merger of the Inland Revenue and HM Customs & Excise, creating one of the largest IT infrastructures in the UK. They linked up existing technology and added new systems according to new operational and business requirements, but maintenance costs and managing interdependencies left little IT budget for further change. HMRC therefore needed a smaller, cheaper, more modern IT estate, but lacked the investment budget normally needed to deliver a large transformation program. Find out how the Aurora program transformed HMRC’s IT estate, without capital investment and helped them exceed their running cost savings target of £161m a year.

HMRC’s IT Transformation Program Exceeds its Annual £161m Savings Target

HMRC’s IT Transformation Program Exceeds its Annual £161m Savings Target

HMRC’s IT Transformation Program Exceeds its Annual £161m Savings Target

NoSQL and Hadoop: A New Generation of Databases - Changing the Game: Monthly ...

NoSQL and Hadoop: A New Generation of Databases - Changing the Game: Monthly ...

NoSQL and Hadoop: A New Generation of Databases - Changing the Game: Monthly ...

NO REQUIREMENTS: The Art Of Oracle Applications At Cloud Speed

NO REQUIREMENTS: The Art Of Oracle Applications At Cloud Speed

NO REQUIREMENTS: The Art Of Oracle Applications At Cloud Speed

Are Government Services Prepared for the Digital Age?

Are Government Services Prepared for the Digital Age?

Are Government Services Prepared for the Digital Age?

Transformed Order Management Enhances Speed and Agility of the Syngenta Suppl...

Transformed Order Management Enhances Speed and Agility of the Syngenta Suppl...

Transformed Order Management Enhances Speed and Agility of the Syngenta Suppl...

Agile at The Open Group Conference

Agile at The Open Group Conference

Agile at The Open Group Conference

Andere mochten auch (14)

Capgemini Super Techies Show Season 2: The Unilever Challenge Presentation

Capgemini Super Techies Show Season 2: The Unilever Challenge Presentation

Capgemini Super Techies Show Season 2: The Unilever Challenge Presentation

The Antwerp Public Sector” Partners with Capgemini to Meet its Future Talent ...

The Antwerp Public Sector” Partners with Capgemini to Meet its Future Talent ...

The Antwerp Public Sector” Partners with Capgemini to Meet its Future Talent ...

Capgemini Super Techies Show Season 3 - The Tata Global Beverages Limited Cha...

Capgemini Super Techies Show Season 3 - The Tata Global Beverages Limited Cha...

Capgemini Super Techies Show Season 3 - The Tata Global Beverages Limited Cha...

INFOGRAPHIC: Making #BigData Work

INFOGRAPHIC: Making #BigData Work

INFOGRAPHIC: Making #BigData Work

Are European Public Services Helping Realise the Digital Single Market

Are European Public Services Helping Realise the Digital Single Market

Are European Public Services Helping Realise the Digital Single Market

Infographic: World Insurance Report 2015 from Capgemini and Efma

Infographic: World Insurance Report 2015 from Capgemini and Efma

Infographic: World Insurance Report 2015 from Capgemini and Efma

The importance of a mobile government

The importance of a mobile government

The importance of a mobile government

From paper to digital services

From paper to digital services

From paper to digital services

HMRC’s IT Transformation Program Exceeds its Annual £161m Savings Target

HMRC’s IT Transformation Program Exceeds its Annual £161m Savings Target

HMRC’s IT Transformation Program Exceeds its Annual £161m Savings Target

NoSQL and Hadoop: A New Generation of Databases - Changing the Game: Monthly ...

NoSQL and Hadoop: A New Generation of Databases - Changing the Game: Monthly ...

NoSQL and Hadoop: A New Generation of Databases - Changing the Game: Monthly ...

NO REQUIREMENTS: The Art Of Oracle Applications At Cloud Speed

NO REQUIREMENTS: The Art Of Oracle Applications At Cloud Speed

NO REQUIREMENTS: The Art Of Oracle Applications At Cloud Speed

Are Government Services Prepared for the Digital Age?

Are Government Services Prepared for the Digital Age?

Are Government Services Prepared for the Digital Age?

Transformed Order Management Enhances Speed and Agility of the Syngenta Suppl...

Transformed Order Management Enhances Speed and Agility of the Syngenta Suppl...

Transformed Order Management Enhances Speed and Agility of the Syngenta Suppl...

Agile at The Open Group Conference

Agile at The Open Group Conference

Agile at The Open Group Conference

Mehr von Capgemini

COVID-19 heightened chronic challenges within the global healthcare industry. It became a catalyst amid fierce competition and tight regulations for health providers and payers to focus on digital health, cybersecurity, patient data transparency, and a variety of customer-centric and operational enhancements. As a result, we found the 2022 trendline pointing to improvements in access and quality of care. Healthcare challenges such as optimizing the cost of care while simultaneously enabling personalized interventions and consumer-friendly shoppable services are long-standing − but, historically, the industry has been slow to react. Read our Top Trends 2022 report to examine the lingering ramifications of the pandemic, responses from medical and insurance organizations, and the worldwide impact of ever-changing regulatory standards and mandates.

Top Healthcare Trends 2022

Top Healthcare Trends 2022

Top Healthcare Trends 2022

A combination of factors − the pandemic, catastrophic weather events, evolving policyholder expectations, and insurers’ drive for operational efficiency and future relevance − are sparking P&C industry changes. In a post-COVID, new-normal environment, the most strategic insurers are building resilient, crisis-proof enterprises poised to take advantage of emerging and future business opportunities. They are leveraging advanced data analytics and novel technologies to assure agility and achieve positive revenue and customer satisfaction outcomes. Competitive advantage will hinge on accelerated digitalization and faster go-to-market. Therefore, win-win partnerships and embedded services with InsurTechs and other ecosystem players are critical. Read Capgemini’s Top P&C Insurance Trends 2022 for a glimpse at the tactical and strategic initiatives carriers are undertaking to boost customer-centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future-readiness.

Top P&C Insurance Trends 2022

Top P&C Insurance Trends 2022

Top P&C Insurance Trends 2022

This analysis provides an overview of the top trends in the commercial banking sector as they shift to technology high gear to boost client efficiency and battle a volatile, uncertain, competitive, and evolving landscape. First, it was retail banking. Now, advanced technology is shifting to – and disrupting − the commercial banking space. Many commercial banks, known for paperwork, red tape, and branch dependency, were unprepared to support clients during their post-COVID-19 ramp-up. But now, the digital pivot to new mindsets, partnerships, and processes is in overdrive. As commercial banks grapple with competition from FinTechs, BigTechs, and alternative lenders, their inability to fulfill SME demands and pandemic after-shocks necessitates transformative process changes and a move to experiential, sustainable, and inclusive banking models. We expect banks to strive to meet the demands of corporate clients and SMEs by digitally transforming critical workflows and improving client experience. Additionally, incremental process improvements in the middle and back-office that leverage intelligent automation will keep the competition at bay because engaged clients are loyal. Adopting newer methods to mine data and moving to as-a-Service models will prepare commercial banks to flexibly respond to newcomers and find ways to co-exist through effective collaboration. The time has come for commercial banks to put transformation on the fast track as lending losses in wallet and market share could spill over to other functions! How incumbents react and respond to 2022 trends could determine their relevancy and resiliency in the years ahead.

Commercial Banking Trends book 2022

Commercial Banking Trends book 2022

Commercial Banking Trends book 2022

The Covid-19 pandemic necessitated the payments industry undergo a facelift, sparked by novel approaches from new-age players, fostered by industry consolidation, and customers’ demand for end-to-end experience. Crossing the threshold, the industry is entering a new era – Payments 4.X, where payments are embedded and invisible, and an enabling function to provide frictionless customer experience. As customers make a permanent shift to next-gen payment methods, Digital IDs are critical for a seamless payment experience. The B2B payments segment is witnessing rapid digitization. BigTechs, PayTechs, and industry newcomers are ready to jump in with newfangled solutions to help underserved small to medium-sized businesses (SMBs). As incumbents struggle with profits, new-age firms are forging ahead to take the lead in the Payments 4.X era by riding the success of non-card products and services. The new era demands collaboration, platformification, and firms can unleash full market potential only by embracing API-based business models and open ecosystems. Data prowess and enhanced payment processing capabilities are inevitable to thrive ahead. The clock is ticking for banks and traditional payments firms because the competitive advantage is not guaranteed forever. As industry players seek economies of scale, consolidations loom, and non-banks explore new territories to threaten incumbents’ market share. While all these 2022 trends are at play, central bank digital currency (CBDC) is emerging globally and might open a new chapter in the current payments landscape.

Top Trends in Payments 2022

Top Trends in Payments 2022

Top Trends in Payments 2022

As we slowly move out of the pandemic, financial services firms have learned the criticality of virtual engagement to business resilience. Wealth management firms will need capabilities to cater to new-age clients and deliver new-age services. This report aims to understand and analyze the top trends in the Wealth Management industry this year and beyond. A year ago, our Top Trends in Wealth Management report emphasized how the pandemic sparked disruption and digital transformation and changing investor attitudes around Environmental, Social, and Corporate Governance (ESG) products. As we begin 2022, many of those trends continue to hold as COVID-19’s wide-reaching effects continue to influence the wealth management industry. As wealth management (WM) firms supercharge their digital transformation journeys, investments in cybersecurity and human-centered design are becoming critical to building superior digital client experience (CX). Another holdover trend − sustainable investing – is gaining mainstream attention and generating increasingly sophisticated client demands. Data and analytics capabilities will become ever more essential for ESG scoring and personalized customer engagement. As large financial services firms refocus on their wealth management business while new digital players make industry strides, competition is becoming historically intense. Not surprisingly, client experience is the new battleground.

Top Trends in Wealth Management 2022

Top Trends in Wealth Management 2022

Top Trends in Wealth Management 2022

This analysis provides an overview of the top trends in the retail banking sector driven by the competition, digital transformation, and innovation led by retail banks exploring novel ways to create and retain value in evolving landscape. COVID-19 caught banks off guard and shook legacy mindsets to the core. With 20/20 (2020) hindsight, firms are more aware, digitally resilient, and financially stable as they head into 2022. The trials of the past 18 months forced firms to shore up existing business and consider new models and revenue streams. Customer-centricity remains at the top of most FS agendas and is a 2022 focal point. Banks will focus on achieving operational excellence as diligently as delivering superior CX. In 2022 and beyond, it will be paramount for FIs to explore and invest in new technologies to remain relevant and resilient. Banking 4.X will arrive in full force in 2022 with platform-supported firms monetizing diverse ecosystem capabilities and aggressively harvesting data to create experiential customer journeys through intelligent and personalized engagements. The new era will compel future-focused banks to finally abandon legacy infrastructure and collaborate with third-party specialists to solidify their best-fit, long-term roles. Increasingly, open platforms will make banks invisible as banking becomes embedded into customer lifestyles. At the same time, banks will shed asset-heavy models and shift to the cloud for greater agility, speed to market, and faster innovation. The shift will act as a precursor to adopting new technologies on the horizon – 5G and Decentralized Finance. The recent past was filled will extraordinary lessons for financial institutions. Now is the time to act on those learnings and move forward profitably.

Retail Banking Trends book 2022

Retail Banking Trends book 2022

Retail Banking Trends book 2022

While COVID-19 has sparked the demand for life insurance, it has also exposed the operating model vulnerabilities in distribution, servicing, and customer retention. In a post-COVID, new-normal environment, insurers need to enhance their capabilities around advanced data management and focus on seamless and secure data sharing to provide superior CX and hyper-personalized offerings. Accelerated digitalization and faster go-to-market are vital to remaining competitive, and win-win partnerships with ecosystems are critical in the journey. Read our Top Life Insurance Trends 2022 to explore the tactical and strategic initiatives carriers undertake to acquire competencies around customer centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future readiness.

Top Life Insurance Trends 2022

Top Life Insurance Trends 2022

Top Life Insurance Trends 2022

企業におけるデジタルトランスフォーメーシィン（ＤＸ）への意識向上、グローバル化への環境の変化とオンプレミスからクラウドへのシフトで『ＳＡＰ　Ｓ４／ＨＡＮＡ』をデジタルコアとした構築が進んでいます。キャップジェミニはグローバル企業の『ＲＩＳＥ　ＷＩＴＨ　ＳＡＰ』のパートナーとして、ＩＴの力（インテリジェントエンタープライズ）を使った究極の生産性向上の実現を支えていくことを目指しています。詳細はこちらのスライドをご覧ください。

キャップジェミニ、あなたの『ＲＩＳＥ　ＷＩＴＨ　ＳＡＰ』のパートナーです

キャップジェミニ、あなたの『ＲＩＳＥ　ＷＩＴＨ　ＳＡＰ』のパートナーです

キャップジェミニ、あなたの『ＲＩＳＥ　ＷＩＴＨ　ＳＡＰ』のパートナーです

The Property & Casualty insurance landscape is evolving quickly with the changing risk landscape, entry of new players, and changing customer expectations. The ripple effects of COVID-19 on the P&C insurance industry and natural disasters such as forest fires have adversely impacted insurance firm books. In this scenario, to ensure growth and future-readiness, the most strategic insurers strive to be ‘Inventive Insurers’ – assuming a customer-centric approach, deploying intelligent processes, practicing business resilience and go-to-market agility, and embracing an open ecosystem. Read our Property & Casualty Insurance Top Trends 2021 report to explore the strategies insurers are adapting to remain competitive amidst the evolving business landscape and how they can explore new ways to enhance their profitability.

Property & Casualty Insurance Top Trends 2021

Property & Casualty Insurance Top Trends 2021

Property & Casualty Insurance Top Trends 2021

A combination of factors such as demographic changes, evolving consumer preferences, and desire to become operationally efficient were already spurring changes in the life insurance industry. Enter 2020 – the COVID-19 pandemic is having a significant impact on the industry. At the peak of disruption, the focus was on ensuring business continuity, but new initiatives are cropping up to tackle the challenges as the industry is adapting to the new normal. Furthermore, COVID-19 has acted as a catalyst, pushing life insurers to prioritize their efforts on improving customer centricity, developing go-to-market agility, making processes intelligent, building business resilience, and embracing the open ecosystem. Read our Life Insurance Top Trends 2021 report to explore the strategies insurers are adopting to manage the changing market dynamics.

Life Insurance Top Trends 2021

Life Insurance Top Trends 2021

Life Insurance Top Trends 2021

The uncertainty of 2020 is setting the global tone for the immediate future in the financial services industry. So it is no surprise banks are laser-focused on business resilience, emphasizing both financial and operational risks. The need to adapt quickly to new normal conditions through virtual customer engagement is clear. Customer centricity continues to drive commercial banks’ solution designs. And, the pandemic compelled products that deliver immediate client value ‒ quick digital onboarding, seamless lending, and support for small and medium-sized enterprises (SMEs). The onus is now on banks to go to market more quickly, which requires the implementation of intelligent processes and integrating corporates’ enterprise resource planning (ERP) systems with banking workflows. To achieve go-to-market agility, banks across the globe are investing in and collaborating with FinTechs. Many of these partnerships are focused on boosting digital lending and providing seamless support to anxious small-business clients in need of assurance. With newfound impetus for FinTech collaboration, commercial banks have picked up their step on the path toward OpenX. COVID-19 made it evident that survival during turbulence is manageable through collaboration with ecosystem players. Read our Top Trends in Commercial Banking 2021 report to explore the strategies banks are adapting to transform their businesses from a product-led, siloed model to an experiential and agile plan.

Top Trends in Commercial Banking: 2021

Top Trends in Commercial Banking: 2021

Top Trends in Commercial Banking: 2021

When we published the Top Trends in Wealth Management 2020, little did we foresee the pandemic that would sweep through the world and disrupt life as we knew it. Yet, when we reviewed last year’s trends, we found that many still hold and some have taken on even greater relevance. One such trend is sustainable investing, which had begun to gain prominence as investors became more aware of ESG considerations, and firms rolled out more sustainable investing offerings. Another trend that has accelerated in the post-COVID world is the importance of investing in omnichannel capabilities and technologies such as artificial intelligence (AI) to enhance personalization and advisor effectiveness. The pandemic has driven wealth management firms to accelerate their digital transformation journey, with some immediate focus areas being interactive client communications and digital advisor tools. There is no denying that time is of the essence. Yes, budgets are tight, but the Open X ecosystem offers wealth management firms opportunities to reimagine their operating models and deliver excellent customer experience cost-effectively.

Top Trends in Wealth Management: 2021

Top Trends in Wealth Management: 2021

Top Trends in Wealth Management: 2021

Top trends in Payments: 2020 highlighted the payments industry’s flux driven by new trends in technology adoption, innovative solutions, and changing consumer behavior. The pandemic has tested the digital mastery of players, who are already grappling with transition. Non-cash transactions are on a robust growth path, accelerated by increased adoption during COVID-19. Regulators are working to instill trust and address non-cash payments risk amid unparalleled growth as players collaborate to quell uncertainty. Regional initiatives, such as the P27 (Nordics real-time payments system) and the EPI (European Payments Initiative), are gaining traction in response to country-level fragmentation and competition. Investment in emerging technologies is looked upon as an elixir to mitigate fraud, data-driven offerings are being considered for providing value-added propositions, and distributed ledger technology is in focus for digital currency solutions, efficiency enhancement, and cost gains. New players, such as retailers/merchants, are integrating payments into their value chains while technology giants are upscaling their financial services game by weaving offerings around payments as a center stage. Constrained by budgets, firms consider business models such as Platform-as-a-Service (PaaS) to provide cost-effective and superior customer experience.

Top Trends in Payments: 2021

Top Trends in Payments: 2021

Top Trends in Payments: 2021

A combination of factors, including demographic changes, evolving consumer preferences, and regulatory and compliance mandates, were already spurring change in the health insurance industry. Enter 2020 and the COVID-19 pandemic, which is having sweeping implications for the industry. At the peak of disruption, the focus was on ensuring business continuity, but new initiatives are cropping up to tackle the challenges as the industry adapts to the new normal. Furthermore, some changes are here to stay, and it will be prudent for the industry players to be resilient to the market shifts by being agile, improving member centricity, making processes intelligent, and embracing the open ecosystem. Read our Health Insurance Top Trends 2021 report to explore the strategies insurers are adopting to manage the external pressures.

Health Insurance Top Trends 2021

Health Insurance Top Trends 2021

Health Insurance Top Trends 2021

The banking industry’s resilience is being tested as banks navigate through a remarkable 2020 filled with uncertainties. The impact of COVID-19 has been about setting the tone for future operational models. Retail banks have shifted focus towards integrated risk management with a more holistic view of operational risks. Adapting to the new normal, banks have prioritized cost transformation while engaging customers virtually. Incumbents sought to be more responsible within fast-changing environmental conditions and ESG remained a critical focus. To provide more experiential services, banks are leveraging techniques such as segment-of-one to hyper-personalize offerings while aiming to humanize digital channels for increased engagement. Banks are also revamping middle and back offices, going beyond the front end leveraging intelligent processes. Open X is enabling banks to play on their strengths and use the expertise of ecosystem players. Going forward, banks are poised to become an enhanced one-stop shop by providing consumers value-adding FS and non-FS experiences. To acquire customers in cost-effective manner, retail banks are tapping value-based propositions ‒ such as POS financing and mortgage refinancing. Further, Banking-as-Service provides incumbents a way to provide their high-value offerings to other players. In preparation for the future, banks will be looking to improve their go-to-market agility by leveraging the benefits of cloud. This analysis outlines the top 10 trends in retail banking for 2021.

Top Trends in Retail Banking: 2021

Top Trends in Retail Banking: 2021

Top Trends in Retail Banking: 2021

Capgemini’s Connected Autonomous Planning

Capgemini’s Connected Autonomous Planning

Capgemini’s Connected Autonomous Planning

Financial services is undergoing a paradigm shift that is forcing incumbent retail banks to rethink growth strategies as they struggle to remain relevant. Growing competition from BigTechs, FinTech firms, and challenger banks has added to the complexity created by increasingly stringent regulatory and compliance requirements. Customers now expect a seamless customer journey and personalized offerings because they have become accustomed to top-notch individualized service from GAFA giants Google, Apple, Facebook, and Amazon. The changing ecosystem offers established banks new, unexplored opportunities and encourages a transition beyond traditional products to meet the exacting requirements of today’s customers. Bank collaboration with FinTech and RegTech partners is becoming commonplace. Incumbents are exploring point-of-sale financing and unsecured consumer lending, while they also boost their digital channel competencies to reach a broader customer base. Banks are beginning to accept open APIs and are working with third-party specialists to create an open shared marketplace. Technological advancements such as AI are fueling efforts to evolve customer onboarding and touchpoint processes. Increasingly, banks are turning to design thinking methodology to understand the customer journey, extract deep insights, and develop a more refined user experience across the customer lifecycle. Our analysis of the top retail banking trends for 2020 offers a glimpse into the fast-changing banking ecosystem and explores the tools and solutions being used to face new-age challenges.

Top Trends in Retail Banking: 2020

Top Trends in Retail Banking: 2020

Top Trends in Retail Banking: 2020

Aspects of the life insurance industry have remained constant for years – and so have premiums. Traditional savings products have taken a huge hit in terms of attractiveness because low interest-rates prevail. Meanwhile, the risk landscape is shifting, and insurers need to align better with the emerging business environment, manage changing customer preferences, and improve operational efficiencies. Within today’s scenario, industry players are undertaking tactical and strategic shifts in attempts to manage unpredictable market dynamics. Insurers must develop alternative products to breathe new life into policies and leverage emerging technologies (artificial intelligence (AI), analytics, and blockchain) to improve efficiency, agility, flexibility, and customer-centricity. Read Top Trends in Life Insurance: 2020 for a look at the innovative steps future-focused insurers are considering to meet industry challenges and opportunities.

Top Trends in Life Insurance: 2020

Top Trends in Life Insurance: 2020

Top Trends in Life Insurance: 2020

The health insurance industry is evolving and undergoing significant changes. As the risk landscape shifts, insurers are working to improve operational efficiencies, meet evolving customer preferences, and align better with the changing business environment. Accordingly, payers must adapt and align business models and offerings. An incisive tactical approach is required to accommodate members’ needs and related emerging risks — medical, health, and environmental. Advanced technologies such as artificial intelligence, analytics, automation, and connected devices are enabling insurers to manage these changes proactively, partner with members, and help to prevent risks, all the while continuing to fulfill payer responsibilities. Read Top Trends in Health Insurance: 2020 to learn which strategies insurers are adopting to navigate and align with today’s challenges.

Top Trends in Health Insurance: 2020

Top Trends in Health Insurance: 2020

Top Trends in Health Insurance: 2020

Similar to other financial services domains, payments is evolving into an open ecosystem. The EU’s Payment Services Directive (PSD2) pioneered open banking by encouraging banks and established payments players to securely open the systems to foster competition, innovation, and more customer choices. In tandem with non-cash transaction growth, regulations are driving banks and payments firms to expand their array of payment methods and channels. Governments are encouraging financial inclusion by also promoting the adoption of non-cash payments. Increasingly, merchants and corporates seek to offer alternative payment systems because of widespread popularity among consumers. Alternative payments also enable merchants to provide real-time and cross-border payments to boost business efficiency. Banks, payment firms, card firms, BigTechs, FinTechs, and other players are continuously developing new technology to cash in on market changes. However, data breaches and fraud continue to hinder innovation as firms devote countless resources each year to address security issues. Many governments are also designing new regulations to reduce ecosystem threats. All these measures are expected to make the current ecosystem much more secure and simple for players as well as customers. Top Trends in Payments: 2020 explores and analyzes payments ecosystem initiatives and solutions for this year and beyond

Top Trends in Payments: 2020

Top Trends in Payments: 2020

Top Trends in Payments: 2020

Mehr von Capgemini (20)

Top Healthcare Trends 2022

Top Healthcare Trends 2022

Top Healthcare Trends 2022

Top P&C Insurance Trends 2022

Top P&C Insurance Trends 2022

Top P&C Insurance Trends 2022

Commercial Banking Trends book 2022

Commercial Banking Trends book 2022

Commercial Banking Trends book 2022

Top Trends in Payments 2022

Top Trends in Payments 2022

Top Trends in Payments 2022

Top Trends in Wealth Management 2022

Top Trends in Wealth Management 2022

Top Trends in Wealth Management 2022

Retail Banking Trends book 2022

Retail Banking Trends book 2022

Retail Banking Trends book 2022

Top Life Insurance Trends 2022

Top Life Insurance Trends 2022

Top Life Insurance Trends 2022

キャップジェミニ、あなたの『ＲＩＳＥ　ＷＩＴＨ　ＳＡＰ』のパートナーです

キャップジェミニ、あなたの『ＲＩＳＥ　ＷＩＴＨ　ＳＡＰ』のパートナーです

キャップジェミニ、あなたの『ＲＩＳＥ　ＷＩＴＨ　ＳＡＰ』のパートナーです

Property & Casualty Insurance Top Trends 2021

Property & Casualty Insurance Top Trends 2021

Property & Casualty Insurance Top Trends 2021

Life Insurance Top Trends 2021

Life Insurance Top Trends 2021

Life Insurance Top Trends 2021

Top Trends in Commercial Banking: 2021

Top Trends in Commercial Banking: 2021

Top Trends in Commercial Banking: 2021

Top Trends in Wealth Management: 2021

Top Trends in Wealth Management: 2021

Top Trends in Wealth Management: 2021

Top Trends in Payments: 2021

Top Trends in Payments: 2021

Top Trends in Payments: 2021

Health Insurance Top Trends 2021

Health Insurance Top Trends 2021

Health Insurance Top Trends 2021

Top Trends in Retail Banking: 2021

Top Trends in Retail Banking: 2021

Top Trends in Retail Banking: 2021

Capgemini’s Connected Autonomous Planning

Capgemini’s Connected Autonomous Planning

Capgemini’s Connected Autonomous Planning

Top Trends in Retail Banking: 2020

Top Trends in Retail Banking: 2020

Top Trends in Retail Banking: 2020

Top Trends in Life Insurance: 2020

Top Trends in Life Insurance: 2020

Top Trends in Life Insurance: 2020

Top Trends in Health Insurance: 2020

Top Trends in Health Insurance: 2020

Top Trends in Health Insurance: 2020

Top Trends in Payments: 2020

Top Trends in Payments: 2020

Top Trends in Payments: 2020

Kürzlich hochgeladen

cost-volume-profit analysis.ppt(managerial accounting).pptx

cost-volume-profit analysis.ppt(managerial accounting).pptx

cost-volume-profit analysis.ppt(managerial accounting).pptx

azadalisthp2020i

Fixed exchange rate and flexible exchange rate.pptx

Fixed exchange rate and flexible exchange rate.pptx

Fixed exchange rate and flexible exchange rate.pptx

✂️ 👅 Independent Bhubaneswar Escorts Odisha Call Girls With Room Bhubaneswar Call Girls 💃 900000000 Gmail:- Bookkdreamgirl@gmail.com 💋💋 Book Now +91-900000000 Discover Bhubaneswar Finest Call GirlsY ou're heading to Bhubaneswar for business or pleasure and want to experience the city to the fullest. What better way than in the company of a beautiful, intelligent companion to show you around town? Look no further than Bhubaneswar's finest Call Girls. These lovely ladies know all the hot spots and hidden gems that only locals are privy to. From the top restaurants and bars to the most stunning sights, they'll ensure you make unforgettable memories.

✂️ 👅 Independent Bhubaneswar Escorts Odisha Call Girls With Room Bhubaneswar ...

✂️ 👅 Independent Bhubaneswar Escorts Odisha Call Girls With Room Bhubaneswar ...

✂️ 👅 Independent Bhubaneswar Escorts Odisha Call Girls With Room Bhubaneswar ...

Call Girls Mumbai

Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements

Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements

Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements

marketingkingdomofku

Welcome to the Financial Freedom Challenge! Are you ready to take control of your financial future and unlock the door to lasting prosperity? Join us on a journey toward financial freedom like no other. What is the Financial Freedom Challenge? The Financial Freedom Challenge is a transformative program designed to empower you with the knowledge, skills, and mindset needed to achieve true financial independence. Over the course of [insert duration], you'll embark on a guided exploration of wealth-building strategies, budgeting techniques, investment opportunities, and more.

7 steps to achieve financial freedom.pdf

7 steps to achieve financial freedom.pdf

7 steps to achieve financial freedom.pdf

themoneyacademy07

Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them

Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them

Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them

Title: Mastering Forex: Strategies for Success Description: "Mastering Forex: Strategies for Success" is your comprehensive guide to navigating the dynamic world of forex trading with confidence and expertise. Whether you're a novice trader seeking to understand the fundamentals or an experienced trader looking to refine your strategies, this ebook provides valuable insights, practical techniques, and proven strategies to help you succeed in the forex markets. Inside, you'll discover essential concepts such as fundamental and technical analysis, risk management principles, and advanced trading strategies, all presented in a clear and accessible manner. Learn how to interpret economic indicators, analyze price charts, and develop robust trading plans tailored to your goals and objectives. Explore the psychology of trading and gain valuable insights into managing emotions, maintaining discipline, and mastering the mindset of a successful trader. With a focus on practical application and real-world examples, "Mastering Forex: Strategies for Success" equips you with the knowledge, skills, and tools needed to thrive in today's fast-paced forex market. Whether you're interested in scalping, day trading, swing trading, or trading the news, you'll find valuable strategies and techniques to help you navigate the complexities of forex trading with confidence and precision. Written by experienced traders and forex experts, this ebook provides a roadmap to forex mastery, guiding you through every step of your trading journey. Plus, with insights into reputable brokers like Exness, known as the best trading platform in the globe, and a 50% bonus on your first-time deposit, you'll have everything you need to start your forex trading journey on the right foot. Don't miss out on this opportunity to unlock your full potential as a forex trader. Whether you're just starting or looking to take your trading to the next level, "Mastering Forex: Strategies for Success" is your ultimate resource for achieving success in the forex markets. Get your copy today and embark on the path to trading mastery.

MASTERING FOREX: STRATEGIES FOR SUCCESS.pdf

MASTERING FOREX: STRATEGIES FOR SUCCESS.pdf

MASTERING FOREX: STRATEGIES FOR SUCCESS.pdf

Cocity Enterprises

NALASOPARA CALL GIRL ❤ 07506202331 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL IN We are Providing :- ● – Private independent collage girls . ● – independent Models . ● – House Wife’s . ● – Private Independent House Wife’s ● – Corporate M.N.C Working Profiles . ● – Call Center Girls . ● – Live Band Girls . ●- Foreigners & Many More . Service type: 1.In call 2.out call 3. full Lip to Lip kiss 4.69 5.b-job without Condom 6. Hard Core sex & Much More. 7 Body to Body Touch 8 Kissing 9 Sucking Boobs and More 10 Enjoy by Hand 11 Relax By Oral 12 Sex with Happy Ending • In Call and Out Call Service • 3* 5* 7* Hotels Service • 24 Hours Available • Indian, Russian, Punjabi, Kashmiri Escorts • Real Models, College Girls, House Wife, Also Available • Short Time and Full Time Service Available • Hygienic Full AC Neat and Clean Rooms Avail. In Hotel 24 hours • Daily Escorts

Thane Call Girls , 07506202331 Kalyan Call Girls

Thane Call Girls , 07506202331 Kalyan Call Girls

Thane Call Girls , 07506202331 Kalyan Call Girls

#Dubai Call Girls Agency +971525547819 #Indian And Pakistani Call Girls Dubai #Dubai Indian Call Girls Agency Class Call Girls In Dubai #First Class Call Girls In Dubai #Full Massage Services Call Girls In Dubai #Al Jaddaf,Al Jaffiliya,Business Bay,Al Karama,Bur Dubai,Deira,Dubai,Palm Jumeirah,Al Wasl,Trade Centre,Dubai Mall,JBR,JVC,JLT,Discovery Garden #Dubai Call Girls Services Provide In Ajman_Dubai_RAK_UMQ_Fujairah_Abu_Dhabi#Indian #Tamil #Kerala #Russian #Philippine #Morocco #Thailand #English Models In Dubai #If You Want Serv#Dubai Pakistani Call Girls Agency #Beautiful Call Girls in Dubai #High ices Just Send Me Text On Whatsapp +971525547819 #Website Link http://Dubaicallgirls.pro https://chatwith.io/s/65d1df48b2992

Dubai Call Girls Deira O525547819 Dubai Call Girls Bur Dubai Multiple

Dubai Call Girls Deira O525547819 Dubai Call Girls Bur Dubai Multiple

Dubai Call Girls Deira O525547819 Dubai Call Girls Bur Dubai Multiple

Female Escorts Service in Hyderabad Starting with 5000/- for Savita Escorts S...

Female Escorts Service in Hyderabad Starting with 5000/- for Savita Escorts S...

Female Escorts Service in Hyderabad Starting with 5000/- for Savita Escorts S...

Call now : 9833754194 Nalasopara Beautiful Call Girls Vasai virar- Mumbai Most Sexy Call Girls Call 9833754194Cash Payment Vashi Call Girls We advise using a reputable website that provides a list when looking for a fair call young lady whatsapp no 9833754194 Best escorts In Mumbai We are Providing:- – Private independent college Going, girls. – independent Models. – House Wives. – Private Independent House Wife’s – Corporate M.N.C Working Profiles. – Call Girls. – Live Band Girls. – Foreigners & Many More. Escorts and call girls Service type: Incall outcall full Lip to Lip kiss 4.69 Position b-job without Condom Hard Core sex & Much More. 7 Body-to-Body Touch 8 Kissing 9 Sucking Boobs and More 10 Enjoy by Hand 11 Relax By Oral 12 Sex with a Happy Ending

Virar Best Sex Call Girls Number-📞📞9833754194-Poorbi Nalasopara Housewife Cal...

Virar Best Sex Call Girls Number-📞📞9833754194-Poorbi Nalasopara Housewife Cal...

Virar Best Sex Call Girls Number-📞📞9833754194-Poorbi Nalasopara Housewife Cal...

priyasharma62062

Q1 2024 Conference Call Presentation vF.pdf

Q1 2024 Conference Call Presentation vF.pdf

Q1 2024 Conference Call Presentation vF.pdf

Adnet Communications

Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields. Falcon is a web platform that turns invoices into cash advances in a simple, fast and reliable way; Falcon platform allows investors to diversify their portfolio with a short-term alternative investment, characterized by full transparency and an absence of hidden charges.

falcon-invoice-discounting-unlocking-prime-investment-opportunities

falcon-invoice-discounting-unlocking-prime-investment-opportunities

falcon-invoice-discounting-unlocking-prime-investment-opportunities

Falcon Invoice Discounting

Bhubaneswar🌹Ravi Tailkes ❤CALL GIRLS 9777949614 💟 CALL GIRLS IN bhubaneswar ESCORT SERVICE❤CALL GIRL IN We are Providing 💋💋 Book Now +91-9777949614 Discover Bhubaneswar Finest Call GirlsY ou're heading to Bhubaneswar for business or pleasure and want to experience the city to the fullest. What better way than in the company of a beautiful, intelligent companion to show you around town? Look no further than Bhubaneswar's finest Call Girls. These lovely ladies know all the hot spots and hidden gems that only locals are privy to. From the top restaurants and bars to the most stunning sights, they'll ensure you make unforgettable memories.

Bhubaneswar🌹Ravi Tailkes ❤CALL GIRLS 9777949614 💟 CALL GIRLS IN bhubaneswar ...

Bhubaneswar🌹Ravi Tailkes ❤CALL GIRLS 9777949614 💟 CALL GIRLS IN bhubaneswar ...

Bhubaneswar🌹Ravi Tailkes ❤CALL GIRLS 9777949614 💟 CALL GIRLS IN bhubaneswar ...

Call Girls Mumbai

Toronto dominion bank investor presentation.pdf

Toronto dominion bank investor presentation.pdf

Toronto dominion bank investor presentation.pdf

Vip Call Girls Rasulgada😉 Bhubaneswar 9777949614 Housewife Call Girls Service Odisha Verifed Call Escorts Service 24/7 Only Cash 💋💋 Book Now +91-9777949614 Discover Bhubaneswar Finest Call GirlsY ou're heading to Bhubaneswar for business or pleasure and want to experience the city to the fullest. What better way than in the company of a beautiful, intelligent companion to show you around town? Look no further than Bhubaneswar's finest Call Girls. These lovely ladies know all the hot spots and hidden gems that only locals are privy to. From the top restaurants and bars to the most stunning sights, they'll ensure you make unforgettable memories.

Vip Call Girls Rasulgada😉 Bhubaneswar 9777949614 Housewife Call Girls Servic...

Vip Call Girls Rasulgada😉 Bhubaneswar 9777949614 Housewife Call Girls Servic...

Vip Call Girls Rasulgada😉 Bhubaneswar 9777949614 Housewife Call Girls Servic...

Call Girls Mumbai

Premium Call Girls Bangalore Call Girls Service Just Call 🍑👄6378878445 🍑👄 Top Class Call Girl Service Available WhatsApp Chat :- +91-6378878445 We offer all types of girls of your choice with space. Our escorts are fully cooperative and understand your needs.#K09 All types of call girls like Housewives, College girls,#K09 Russian girls, Muslim girls, Afghani girls, Bengali girls, Working girls, south Indian girls, Punjabi girls, etc. In-Call: — You Can Reach At Our Place in Bangalore Our place Which Is Very Clean Hygienic 100% safe Accommodation. Out-Call: — Service for Out Call You have To Come Pick The Girl From My Place We Also Provide Door-Step Services Hygienic: — Full Ac Neat And Clean Rooms Available In Hotel 24 * 7 Hrs In Bangalore

Premium Call Girls Bangalore Call Girls Service Just Call 🍑👄6378878445 🍑👄 Top...

Premium Call Girls Bangalore Call Girls Service Just Call 🍑👄6378878445 🍑👄 Top...

Premium Call Girls Bangalore Call Girls Service Just Call 🍑👄6378878445 🍑👄 Top...

Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf

Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf

Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf

Ashis Kumar Dey

Business Principles, Tools, and Techniques in Participating in Various Types...

Business Principles, Tools, and Techniques in Participating in Various Types...

Business Principles, Tools, and Techniques in Participating in Various Types...

NALASOPARA CALL GIRL ❤ 07506202331 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL IN We are Providing :- ● – Private independent collage girls . ● – independent Models . ● – House Wife’s . ● – Private Independent House Wife’s ● – Corporate M.N.C Working Profiles . ● – Call Center Girls . ● – Live Band Girls . ●- Foreigners & Many More . Service type: 1.In call 2.out call 3. full Lip to Lip kiss 4.69 5.b-job without Condom 6. Hard Core sex & Much More. 7 Body to Body Touch 8 Kissing 9 Sucking Boobs and More 10 Enjoy by Hand 11 Relax By Oral 12 Sex with Happy Ending • In Call and Out Call Service • 3* 5* 7* Hotels Service • 24 Hours Available • Indian, Russian, Punjabi, Kashmiri Escorts • Real Models, College Girls, House Wife, Also Available • Short Time and Full Time Service Available • Hygienic Full AC Neat and Clean Rooms Avail. In Hotel 24 hours • Daily Escorts

Kurla Capable Call Girls ,07506202331, Sion Affordable Call Girls

Kurla Capable Call Girls ,07506202331, Sion Affordable Call Girls

Kurla Capable Call Girls ,07506202331, Sion Affordable Call Girls

Kürzlich hochgeladen (20)

cost-volume-profit analysis.ppt(managerial accounting).pptx

cost-volume-profit analysis.ppt(managerial accounting).pptx

cost-volume-profit analysis.ppt(managerial accounting).pptx

Fixed exchange rate and flexible exchange rate.pptx

Fixed exchange rate and flexible exchange rate.pptx

Fixed exchange rate and flexible exchange rate.pptx

✂️ 👅 Independent Bhubaneswar Escorts Odisha Call Girls With Room Bhubaneswar ...

✂️ 👅 Independent Bhubaneswar Escorts Odisha Call Girls With Room Bhubaneswar ...

✂️ 👅 Independent Bhubaneswar Escorts Odisha Call Girls With Room Bhubaneswar ...

Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements

Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements

Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements

7 steps to achieve financial freedom.pdf

7 steps to achieve financial freedom.pdf

7 steps to achieve financial freedom.pdf

Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them

Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them

Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them

MASTERING FOREX: STRATEGIES FOR SUCCESS.pdf

MASTERING FOREX: STRATEGIES FOR SUCCESS.pdf

MASTERING FOREX: STRATEGIES FOR SUCCESS.pdf

Thane Call Girls , 07506202331 Kalyan Call Girls

Thane Call Girls , 07506202331 Kalyan Call Girls

Thane Call Girls , 07506202331 Kalyan Call Girls

Dubai Call Girls Deira O525547819 Dubai Call Girls Bur Dubai Multiple

Dubai Call Girls Deira O525547819 Dubai Call Girls Bur Dubai Multiple

Dubai Call Girls Deira O525547819 Dubai Call Girls Bur Dubai Multiple

Female Escorts Service in Hyderabad Starting with 5000/- for Savita Escorts S...

Female Escorts Service in Hyderabad Starting with 5000/- for Savita Escorts S...

Female Escorts Service in Hyderabad Starting with 5000/- for Savita Escorts S...

Virar Best Sex Call Girls Number-📞📞9833754194-Poorbi Nalasopara Housewife Cal...

Virar Best Sex Call Girls Number-📞📞9833754194-Poorbi Nalasopara Housewife Cal...

Virar Best Sex Call Girls Number-📞📞9833754194-Poorbi Nalasopara Housewife Cal...

Q1 2024 Conference Call Presentation vF.pdf

Q1 2024 Conference Call Presentation vF.pdf

Q1 2024 Conference Call Presentation vF.pdf

falcon-invoice-discounting-unlocking-prime-investment-opportunities

falcon-invoice-discounting-unlocking-prime-investment-opportunities

falcon-invoice-discounting-unlocking-prime-investment-opportunities

Bhubaneswar🌹Ravi Tailkes ❤CALL GIRLS 9777949614 💟 CALL GIRLS IN bhubaneswar ...

Bhubaneswar🌹Ravi Tailkes ❤CALL GIRLS 9777949614 💟 CALL GIRLS IN bhubaneswar ...

Bhubaneswar🌹Ravi Tailkes ❤CALL GIRLS 9777949614 💟 CALL GIRLS IN bhubaneswar ...

Toronto dominion bank investor presentation.pdf

Toronto dominion bank investor presentation.pdf

Toronto dominion bank investor presentation.pdf

Vip Call Girls Rasulgada😉 Bhubaneswar 9777949614 Housewife Call Girls Servic...

Vip Call Girls Rasulgada😉 Bhubaneswar 9777949614 Housewife Call Girls Servic...

Vip Call Girls Rasulgada😉 Bhubaneswar 9777949614 Housewife Call Girls Servic...

Premium Call Girls Bangalore Call Girls Service Just Call 🍑👄6378878445 🍑👄 Top...

Premium Call Girls Bangalore Call Girls Service Just Call 🍑👄6378878445 🍑👄 Top...

Premium Call Girls Bangalore Call Girls Service Just Call 🍑👄6378878445 🍑👄 Top...

Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf

Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf

Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf

Business Principles, Tools, and Techniques in Participating in Various Types...

Business Principles, Tools, and Techniques in Participating in Various Types...

Business Principles, Tools, and Techniques in Participating in Various Types...

Kurla Capable Call Girls ,07506202331, Sion Affordable Call Girls

Kurla Capable Call Girls ,07506202331, Sion Affordable Call Girls

Kurla Capable Call Girls ,07506202331, Sion Affordable Call Girls