One of the reasons many of us are stressed is because of poor financial planning. We often give in to commercialism and debt, which, in turn, creates more problems than they solve. Of course, we all know that a stressed and problematic employee is not a good worker. The Wallet Therapy is an effort to teach participant to manage all aspects of a person’s financial affairs. This begins with planning one’s spending (financial goals and budgets) and extends through to risk management (insurance), wealth accumulation and investing. This course provides participants practical tools for managing personal finances, in order to counteract the effect of media advertising that encourages debt and creates unrealistic financial expectations. Participants will be empowered with the necessary knowledge that will set them firmly on the path to financial independence.