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Year 1 Intro to CTO Workshop 2014 - BHSEC Queens, March 2014
Class of 2015
Year One C.T.O. Planning Night
February 27th, 2014 – 6:00 – 7:30pm
CTO Director, Queens
Learning Center Director
Patricia Sharpe – Dean of
AngelTelesca – Guidance
Elizabeth Canty –
Julia Robinson- Surry –
Holly Brown– Spanish
Faculty (on Leave Spring
Mike Magee –
Colleges and University Options
There are over 2,500 4-year Colleges and
Universities in U.S.
19 SUNY’s 4-year Colleges ad Universities
(State University of NewYork)
11 4-YearCUNY’s Colleges (City University of
Small Group College Transfer Advisory Meetings
CTO Resource Office
BHSEC Joint Spring College Fair
College Visit Trip – “Simon’s Rock Trip”
Over 40 Fall CTO College Information Sessions
Workshops on Financial Aid
• Each school weigh each factor differently.
• Larger Schools - tend to focus on more
• Smaller Schools and More Selective
Schools – focus on qualitative indicators
and use “Wholistic Review”
• Test-Optional/Flexible Schools: www.fairtest.org
What matters most?
Transcripts - both GPA’s and Courses Chosen (above and
StandardizedTest Results (ACT, SAT and SubjectTests)
Letters of Recommendation from 1-2 Faculty )almost always
aY1 teacher) and CTO Advisor.
Personal Essay and OtherWriting
Special Activities (school, community, honors, awards, etc.)
Personal Interview (optional)
Demonstrated Interest (sometimes)
Supplemental Material and/or Letters of Recommendation
Admissions Criteria: Highly Selective &
StandardizedTest Results (ACT, SAT and SubjectTests)**
Minimum Required Courses
Personal Essay and OtherWriting (Sometimes)
Letters of Recommendation from Faculty and CTO Advisor
**For BHSEC Students, the major exception here is CUNY.
Admissions Criteria: Less Selective &
Regular Decision Rolling
• College Review Apps as
they are submitted and
make decisions throughout
the admissions cycle.
• Towards the end of the
cyle, admissions may
become more selective.
Regular Decision and Rolling Deadlines
• If accepted, student will
definitely attend that school.
• Indicates to school the student’s
• Student not obligated to accept
offer of admission or decide until
• Student may apply to others
** Unless it’s a “restricted EA”
1. Submitted by the Student:
▪ Application & Supplement
▪ Application Fee
▪ StandardizedTest Score Reports (via College Board/ACT)
2. Submitted by CTO Advisor and Faculty:
▪ Letters of Recommendations
▪ Transcripts (Both College and High School)
▪ Secondary School Report
▪ School Profile
What Does a Completed Application Look Like?
BHSEC Students apply as “FIRSTYEAR” students
Often using the CommonApplication. Can be submitted
to multiple colleges.
Fee’sVary. Fee Waivers available if you’re on free or
SUNY’s and Private Colleges
• BHSEC Students must apply asTRANSFER’s.
• Allows for 4CUNY Choices, in ranked order. Students
will hear back from only 1.
• $75.00 fee. Limited fee waivers available
The CUNY App
Active/Participant Learning vs. Passive
Eagerness for Continued Study
Safety, Probable, Reach
• Apply to a maximum of 2-3 in each category
“Safety” or “Likely” Schools - this should be a “slam dunk”.
“Probable” or “Match” Schools - these are schools were you
are right in the middle of their admitted students profile
“Reach” Schools - these are schools you like, but where you fall
just a bit short of their middle 50%. But these should still be
It’s About Balance…
Visit 2 + colleges per semester!
Read College Guide Books
Pay close attention to your academic record
and progress reports.
Take Leadership roles, plan an active summer
Prepare for SATs or ACTs; decide if you want
to take subject tests.
Explore the difference between the ACT and
SAT Prep Offered at School through
Other Low-CostTest Prep offered at
Our “testing philosophy”
When to take them for the first time:
• SAT March 2014 or May 2014
• ACT w/Writing April 2014
• June 2014 – 2 SAT SubjectTests
Fee waivers – available for FRL students. Ask In the CTO.
Recommended but not required by most schools:
Two subject tests in subjects you are strong in.
What is ‘Financial Fit’?
How do I know if a school is a good financial
fit for me?
Talk about resources
Use NET PRICE CALCULATORS!
Some scholarships are “merit-based,” that is,
they are awarded based on a student’s academic
However, most financial aid is “need-based,”
that is, awarded based on a family’s ability to pay
All colleges use a basic equation to determine
(tuition, fees, books & supplies, room & board,
transportation, miscellaneous expenses)
Expected Family Contribution
(the amount the Federal Government
determined you & your family can contribute)
= Student’s Financial Need
If the result is positive (college costs more than you
can contribute), then you have demonstrated
Examples of need-based aid:
Federal and state grants do not have to be repaid.
Work-study (money earned by the student through on- or off-campus
Subsidized student loans (low-interest and interest deferred until 6
months after graduation)
Parent loans (low interest)
Examples of non-need-based aid:
Some college and state-funded scholarships and most private
Unsubsidized student loans (low interest and interest accrues
while still in school)
The amount expected from parents varies from
family to family according to the ability to pay
derived from information submitted in the
FAFSA (Free Application for Federal Student
Aid), and is called the Expected Family
• Two kids - Joe (Y1), Melissa (7th Grader)
• AGI: $90,000
• Savings: $20,000 for emergencies and $10,000 in 529
tuition savings plan for each kid
• Joe is academically strong - 3.6 and 1300 on the CR/
M of the SAT
• They determine they can pay $14,000 per year
• They assume Joe will take out $5500 his ﬁrst year
and get a campus job worth at least $1500
Fact: Most financial aid and scholarship applications
Fact: Nobody can guarantee that you will win a
Do not pay to get information on financial aid and
If it sounds too good to be true, it might be a scam!
Free searches for scholarships are on the Internet:
School Name Net Price Estimate
SUNY Bing $13,615
SUNY Albany $12,584
Purdue U $34126
Michigan State U $35170
University of Wisconsin Madison $31,491
East Stroudsburg $24,400
UConn Stamford $31,192
Vanderbilt University $6,535
Stanford University $4,829
Grinnell College $10,079
NYU (living at home) $22,515
NYU (Dorming) $40,865
Pace (living at home) $22,000
Hofstra (dorming) $23,545
St. Bonaventure $21,072
Scholarships help students pay for their education.
Scholarships do not have to be paid back.
Scholarships are available for students who demonstrate
achievement in academics, athletics, the arts, or
Also available for students with financial need or who are
interested in certain fields of study, or who meet certain
criteria, such as a parent’s membership in a service
Scholarships are awarded by the college or other
organizations (churches, corporations, etc.)
Fact: Some student loans are “good debt” because
with a college degree you are increasing your
Fact: Student loan repayments are manageable.
For example:The average beginning salary for a graduate from a
large east coast public university is $38,170 annually or $2,742 per
month. If a student were to borrow the maximum amount of federal
student loans, payments would only be about $333 per month.
Fact: Defaulting on a student loan (or any loan) is
Fact: True, there are some private colleges where
tuition costs more than a new car.
Fact: 78% of college students attend schools where
tuition and fees are less than $8,000 per year.
Fact:The average tuition and fees for a public 4-year
college/university is $5,132.
The higher the cost of education, the easier it is to
demonstrate financial need.
Federally backed educational loans are a good
investment and available to almost all students
Federal subsidized loans are made to
financially eligible students
Federal unsubsidized loans are made to
students without regard to finances
Interest rate is now fixed at 7.2%, unless
Congress changes the law.
Use College Navigator
A web-based resource for students and parents
that encourages and supports post high school
career and college planning
Family Connection is specific to our school
Family Connection is linked with Naviance
Succeed, a service that is used in the CTO.
Family Connection is web-based
Students and Parents will receive a registration code via
email the first week of CTO Advisory
Registration codes are used to create
Codes are random and alphanumeric for security
Codes can be used only once
Naviance Scattergrams - CUNY Hunter College
Naviance Scattergrams - SUNY Stony Brook