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Voluntary Benefits  For your employees At no cost to your business We’ve got you under our wing.
<ul><li>Aflac plans </li></ul><ul><ul><li>pay  cash benefits  directly to you  </li></ul></ul><ul><ul><li>are voluntary an...
The Reality of Cancer Since 1990, over 18 million new cancer cases have  been diagnosed In the U.S., men have a 1 in 2 lif...
We’ve got you under our wing.
Direct vs. Indirect Expenses Indirect Costs YOU  pay these  out-of-pocket: Deductibles Co-Payments Left Over Medical Bills...
<ul><ul><ul><li>$5,000 First Occurrence Benefit Internal Cancer </li></ul></ul></ul><ul><ul><ul><ul><li>Builds up by $500 ...
Continued… <ul><ul><ul><li>$500 Consultation with a National Cancer Institute </li></ul></ul></ul><ul><ul><ul><ul><li>Tran...
Specified Diseases Included: <ul><ul><ul><li>1. Adrenal hypofunction  </li></ul></ul></ul><ul><ul><ul><li>2. Amyotrophic l...
Family Coverage:   Family coverage includes the insured; spouse; and dependent, unmarried children to age 25 We’ve got you...
<ul><li>Policy contains a 30-day waiting period </li></ul><ul><li>Applicant diagnosed or treated for internal cancer withi...
Weekly Rates:   Individual $8.65 Employee and Spouse $14.86  Employee and Child(ren) $10.66 Employee and Family $14.86 We’...
Brenda Garrett  941-661-7642 E-mail: brenda_garrett@us.aflac.com <ul><li>Refer to the policy for complete details, limitat...
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Aflac Cancer Indemnity

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Aflac Cancer Indemnity

  1. 1. Voluntary Benefits For your employees At no cost to your business We’ve got you under our wing.
  2. 2. <ul><li>Aflac plans </li></ul><ul><ul><li>pay cash benefits directly to you </li></ul></ul><ul><ul><li>are voluntary and enhance your employee benefits </li></ul></ul><ul><ul><li>belong to you… are portable at same payroll rate </li></ul></ul><ul><ul><li>provide tax savings realized with pre-tax elections </li></ul></ul><ul><ul><li>premiums do not increase year to year </li></ul></ul><ul><ul><li>are guaranteed-renewable </li></ul></ul><ul><li>Aflac processes claims quickly- usually within 3 days </li></ul>Aflac is different from health insurance; it’s insurance for daily living We’ve got you under our wing.
  3. 3. The Reality of Cancer Since 1990, over 18 million new cancer cases have been diagnosed In the U.S., men have a 1 in 2 lifetime risk of developing cancer; women have a 1 in 3 risk Over 90% of all cancers are the result of nonhereditary risk factors People are living longer. The five-year survival rate for cancer continues to improve; the survival rate is 66% 23% of deaths in the U.S. are caused by cancer We’ve got you under our wing.
  4. 4. We’ve got you under our wing.
  5. 5. Direct vs. Indirect Expenses Indirect Costs YOU pay these out-of-pocket: Deductibles Co-Payments Left Over Medical Bills Loss of Income Out-of-Town Treatment At-Home Expenses Major Medical usually pays these: Hospital Doctor Drugs Medicine Anesthesia Radiologist 34% 66% Direct Costs We’ve got you under our wing.
  6. 6. <ul><ul><ul><li>$5,000 First Occurrence Benefit Internal Cancer </li></ul></ul></ul><ul><ul><ul><ul><li>Builds up by $500 every year </li></ul></ul></ul></ul><ul><ul><ul><li>Hospital Confinement Benefit </li></ul></ul></ul><ul><ul><ul><ul><li>$300/day 1-30; $600 starting the 31 st day </li></ul></ul></ul></ul><ul><ul><ul><li>$150 Nursing Services Benefit </li></ul></ul></ul><ul><ul><ul><li>$300/day Radiation and/or Chemotherapy </li></ul></ul></ul><ul><ul><ul><li>$150 Anti-Nausea Benefit </li></ul></ul></ul><ul><ul><ul><li>$300/day Experimental Treatment </li></ul></ul></ul><ul><ul><ul><li>$500 Immunotherapy Benefit </li></ul></ul></ul><ul><ul><ul><li>$300 Second Surgical Opinion </li></ul></ul></ul><ul><ul><ul><li>$100-$5,000 Surgical Benefit </li></ul></ul></ul><ul><ul><ul><li>$3,000 Prosthesis Benefit </li></ul></ul></ul><ul><ul><ul><li>$350-$3,000 Reconstructive Surgery Benefit </li></ul></ul></ul>We’ve got you under our wing.
  7. 7. Continued… <ul><ul><ul><li>$500 Consultation with a National Cancer Institute </li></ul></ul></ul><ul><ul><ul><ul><li>Transportation </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Lodging Benefit </li></ul></ul></ul></ul><ul><ul><ul><li>$200 Medical Imaging </li></ul></ul></ul><ul><ul><ul><li>$100-$600 Skin Cancer Surgery Benefit </li></ul></ul></ul><ul><ul><ul><li>$10,000 Bone Marrow Transplant Benefit </li></ul></ul></ul><ul><ul><ul><ul><li>$1,000 Donor </li></ul></ul></ul></ul><ul><ul><ul><li>$5,000 Stem Cell Transplant </li></ul></ul></ul><ul><ul><ul><li>Extended Care, Hospice and Home Healthcare </li></ul></ul></ul><ul><ul><ul><li>$75 Cancer Screening Wellness Benefit </li></ul></ul></ul>We’ve got you under our wing.
  8. 8. Specified Diseases Included: <ul><ul><ul><li>1. Adrenal hypofunction </li></ul></ul></ul><ul><ul><ul><li>2. Amyotrophic lateral sclerosis </li></ul></ul></ul><ul><ul><ul><li>3. Botulism </li></ul></ul></ul><ul><ul><ul><li>4. Bubonic plague </li></ul></ul></ul><ul><ul><ul><li>5. Cerebral palsy </li></ul></ul></ul><ul><ul><ul><li>6. Cholera </li></ul></ul></ul><ul><ul><ul><li>7. Cystic fibrosis </li></ul></ul></ul><ul><ul><ul><li>8. Diphtheria </li></ul></ul></ul><ul><ul><ul><li>9. Encephalitis </li></ul></ul></ul><ul><ul><ul><li>10. Huntington’s chorea </li></ul></ul></ul><ul><ul><ul><li>11. Legionnaires’ disease </li></ul></ul></ul><ul><ul><ul><li>12. Malaria </li></ul></ul></ul><ul><ul><ul><li>13. Meningitis (bacterial) </li></ul></ul></ul><ul><ul><ul><li>14. Multiple sclerosis </li></ul></ul></ul><ul><ul><ul><li>15. Muscular dystrophy </li></ul></ul></ul><ul><ul><ul><li>16. Myasthenia gravis </li></ul></ul></ul><ul><ul><ul><li>17. Necrotizing fasciitis </li></ul></ul></ul><ul><ul><ul><li>18. Osteomyelitis </li></ul></ul></ul><ul><ul><ul><li>19. Polio </li></ul></ul></ul><ul><ul><ul><li>20. Rabies </li></ul></ul></ul><ul><ul><ul><li>21. Reye’s syndrome </li></ul></ul></ul><ul><ul><ul><li>22. Scarlet fever </li></ul></ul></ul><ul><ul><ul><li>23. Scleroderma </li></ul></ul></ul><ul><ul><ul><li>24. Sickle cell anemia </li></ul></ul></ul><ul><ul><ul><li>25. Systemic lupus </li></ul></ul></ul><ul><ul><ul><li>26. Tetanus </li></ul></ul></ul><ul><ul><ul><li>27. Toxic shock syndrome </li></ul></ul></ul><ul><ul><ul><li>28. Tuberculosis </li></ul></ul></ul><ul><ul><ul><li>29. Tularemia </li></ul></ul></ul><ul><ul><ul><li>30. Typhoid fever </li></ul></ul></ul><ul><ul><ul><li>31. Variant Creutzfeldt-Jakob </li></ul></ul></ul><ul><ul><ul><li>32. Yellow fever </li></ul></ul></ul>We’ve got you under our wing.
  9. 9. Family Coverage: Family coverage includes the insured; spouse; and dependent, unmarried children to age 25 We’ve got you under our wing.
  10. 10. <ul><li>Policy contains a 30-day waiting period </li></ul><ul><li>Applicant diagnosed or treated for internal cancer within the last five years for residents of all states </li></ul><ul><li>(two years for breast cancer for FL residents only) </li></ul><ul><li>Skin cancer exclusion rider if skin cancer diagnosed within the last five years </li></ul><ul><li>Applicant receiving hormonal therapy within the last 12 months </li></ul><ul><li>Any covered person who has had a previous diagnosis of cancer will not be eligible for a First-Occurrence Benefit under this policy for a recurrence, extension, or metastatic spread of that same cancer </li></ul>Limitations and Exclusions: We’ve got you under our wing.
  11. 11. Weekly Rates: Individual $8.65 Employee and Spouse $14.86 Employee and Child(ren) $10.66 Employee and Family $14.86 We’ve got you under our wing.
  12. 12. Brenda Garrett 941-661-7642 E-mail: brenda_garrett@us.aflac.com <ul><li>Refer to the policy for complete details, limitations, and exclusions </li></ul>We’ve got you under our wing.

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