1.
HURT AT WORK? YOU HAVE
OPTIONS
Understanding
Maryland Workers’
Paths to
Compensation

2.
WORKERS SUFFER
SERIOUS INJURIES
EVERY DAY
There are nearly 3 million nonfatal on-the-
job injuries in the private sector every year
in the U.S.
Nearly one-third of those injuries required
days away from work.
Every 7 seconds in the U.S., a worker is
injured on the job.
Approximately 14 workers suffer fatal
workplace injuries every day in the U.S.
Over 100 million production days are lost
because of workplace injuries every year.

3.
DANGEROUS JOBS IN
MARYLAND
According to the Bureau of Labor
Statistics, industries in Maryland with
the highest fatality rates include:
Production, transportation, and
material-moving occupations
Natural resources, construction, and
maintenance occupations
Service occupations.

4.
HOW WORKPLACE
INJURIES HAPPEN
Transportation-related
accidents
Slips, trips and falls
Contact with objects or
equipment
Overexertion
Exposure to Dangerous

5.
TYPES OF WORKPLACE
INJURIES
 Head injuries
 Back injuries
 Fractures
 Burns
 Internal injuries
 Eye injuries and blindness
 Loss of hearing
 Repetitive stress injuries.
Any workplace injury can warrant worker compensation.
A few of the most serious on-the-job injuries include...

6.
OPTIONS AVAILABLE
TO INJURED WORKERS
If you’ve suffered an on-the-job
injury, you likely have one of these
three options available…
Workers’ compensation benefits
Third-party liability claims
Personal injury claims.

7.
WORKERS’
COMPENSATION
Employers in Maryland are generally required
to carry workers’ compensation insurance. If
you are employed by a company that carries
workers’ compensation, you are mostly likely
eligible for benefits. Workers covered by
workers’ comp are eligible from the first day
on the job. Workers’ comp is also a “no-fault”
program, so you should be given benefits
regardless of who was responsible for a
workplace accident.

8.
THIRD-PARTY LIABILITY
CLAIMS
If your injury was caused by a negligent
third party - someone other than your
employer - you can file a third-party claim
to receive compensation. Examples of
third parties that might be responsible for
a workplace injury include…
Subcontractors
Manufacturers of faulty equipment
Materials suppliers.

9.
PERSONAL INJURY
CLAIMS
If you are a contractor and aren’t
eligible for workers’ compensation
benefits, you might be able to get
compensation through personal injury
claims. While workers’ compensation
insurance usually protects employers
from litigation by employees, a
contractor is not an employee and,
thus, can sometimes take direct legal
action against the company that hired

10.
HOW WORKERS ARE
DENIED
COMPENSATION
A denial of workers’ compensation benefits.
An employer or insurer might dispute the
extent of a worker’s injury or claim that the
worker’s negligence negates their eligibility
for benefits.
Worker misclassification. In some cases,
businesses classify workers as contractors,
even though they would be more accurately
described as employees. In these situations,
a worker can seek workers’ comp benefits
by claiming they have been misclassified or
by filing a personal injury claim against
their employer.

11.
FIGURING OUT YOUR
PATH
The path toward compensation isn’t
always clear, and the steps required to
file a claim can seem overwhelming for
a worker that is dealing with a serious
injury. Fortunately, some workplace
injury attorneys offer free consultations
to help workers understand their
options.

12.
CONTACT STEVEN H.
HEISLER TO LEARN
MORE
Steven H. Heisler offers free consultations to
give workers the chance to learn more about
their options. Our team has helped workers
across Maryland get the payment they
deserve in the wake of a serious workplace
injury. If you’ve been injured on the job,
don’t hesitate to contact us today.
Contact us today by filling out our online
form or calling us at (410) 625-4878.

13.
REVIEWS FROM OUR
CLIENTS
Treated Me Like Family
“I had a small case but Steve made me feel like
I was his only client. Steve and his staff
answered all my questions and treated me like
family.”
– Eileen, Elkton, MD
One of a Kind
“Steve Heisler is one of a kind. He has always
been there for me. My worker’s compensation
case was successful thanks to Steve.”
– Greg, Baltimore, MD

14.
REVIEWS FROM OUR
CLIENTS
Steve is Honest & Faithful
“Steve took my case when no one else would. Because of
the settlement that Steve negotiated for me I was able to
purchase my first home. Steve is honest, faithful, and
always in your corner!”
– Mike Parker, Columbia, MD
Kept Me Well Informed
What I liked about the way Steven Heisler and his staff
handled my case is that they kept me well informed and
returned all my calls and letters…and of course the way
they resolved my case (we won).
– Tony Hamilton, Cumberland, MD